Updated September 28, 2026 · SumCue Editorial Team

Top home insurance compared in the United States

43 providers available in the United States, ranked for the United States.

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Top home insurance compared in the United States
OrderProviderScoreKey factsActions
1
Lemonade logo
LemonadeTop pickPartner

Rover gift card for new Lemonade Pet policyholders

9.1/10
Premium from:
$5
Insurance types:
Auto, Home, Renters, and 2 more
Provider type:
Insurer
ReviewCompareVisit
2
NationwidePartner
9.1/10
Premium from:
$35
Insurance types:
Auto, Home, Renters, and 3 more
Provider type:
Insurer
ReviewCompareVisit
3
Allstate logo
AllstatePartner
9.5/10
Insurance types:
Auto, Home, Motorcycle, and 2 more
Provider type:
Insurer
Legal entity:
The Allstate Corporation
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4
American Modern logo
American ModernPartner
9.5/10
Insurance types:
Home, Renters, Auto, and 2 more
Provider type:
Insurer
Claims channels:
Online, Phone, Email, and 1 more
ReviewCompareSee alternatives
5
TravelersPartner
9.5/10
Insurance types:
Auto, Home, Renters, and 4 more
Provider type:
Insurer
Claims channels:
Online, Phone, Mail, and 2 more
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6
Amica logo
AmicaPartner
9.4/10
Insurance types:
Auto, Home, Renters, and 2 more
Provider type:
Insurer
Monthly payments:
Yes
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7
Good Sam Insurance Agency logo
Good Sam Insurance AgencyPartner

Up To 50% off Roadside Assistance Plans

9.4/10
Insurance types:
Auto, Home, Renters, and 5 more
Provider type:
Broker
Founded:
1966
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8
State Farm logo
State FarmPartner

Bundle auto and renters insurance: up to $900 average annual household savings

9.4/10
Insurance types:
Auto, Home, Renters, and 5 more
Provider type:
Insurer
Cover limit:
Unlimited payouts on covered costs (Trupanion pet medical)
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9
American Family logo
American FamilyPartner
9.3/10
Insurance types:
Auto, Home, Life, and 3 more
Provider type:
Insurer
Legal entity:
American Family Mutual Insurance Company, S.I.
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10
ARAG logo
ARAGPartner

ARAG Recht und Heim package: 20% discount

9.3/10
Premium from:
€14.73
Insurance types:
Home, Health, Dental, and 3 more
Provider type:
Insurer
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Licensed in the United States

American Modern
California Department of Insurance
Travelers
State of Connecticut
Amica
NAIC (state of domicile Rhode Island)
Liberty Mutual
NAIC
Liberty Mutual
Iowa (state insurance licence)
Liberty Mutual
California (state insurance licence)
Progressive
California Department of Insurance (Progressive Advantage Agency, Inc.)
Progressive
Texas Department of Insurance (Progressive Advantage Agency, Inc.)
Progressive
California Department of Insurance (CP Pet Insurance Services, LLC)
Progressive
Iowa Insurance Division (Companion Protect Agency, LLC)
Progressive
Florida Department of Financial Services (Companion Protect Agency, LLC)
Europ Assistance
NAIC
Honeycomb
Arizona Department of Insurance
Honeycomb
California Department of Insurance
Honeycomb
Colorado Division of Insurance
Honeycomb
Connecticut Insurance Department
Honeycomb
Georgia Office of Insurance and Safety Fire Commissioner
Honeycomb
Illinois Department of Insurance
Honeycomb
Indiana Department of Insurance
Honeycomb
Kansas Insurance Department

Other rankings

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Other countries

Lemonade

Lemonade

Top pick for the United States

9.1/10Visit