Updated October 18, 2026 · SumCue Editorial Team

Top prepaid cards compared in the United States

55 providers available in the United States, ranked for the United States.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top prepaid cards compared in the United States
OrderProviderScoreFeaturesKey factsActions
1
Coinbase logo
CoinbaseTop pickPartner
9.4/10
  • No annual fee
Monthly fee:
$0
Top-up fee:
free for direct deposit
Currency conversion fee:
0%
ReviewCompareVisit
2
Coinbase Card logo
Coinbase CardPartner

Crypto rewards on every purchase with the Coinbase Card (rotating reward selection)

9.0/10
  • No annual fee
Monthly fee:
$0
Top-up fee:
free for direct deposit
Currency conversion fee:
0%
ReviewCompareVisit
3
CoinJar logo
CoinJarPartner

Free physical CoinJar Card: $0 card issuance (digital and physical)

8.7/10
  • Business
Monthly fee:
A$0
Top-up fee:
0% (no pre-loading; card spends directly from CoinJar account balance)
Currency conversion fee:
2.99%
ReviewCompareVisit
4
H&R BlockPartner
8.5/10
    Card type:
    Prepaid
    Legal entity:
    H&R Block, Inc.
    Headquarters:
    United States
    ReviewCompareVisit
    5
    Plati po miru logo
    Plati po miruPartner

    Plati po miru is a service at platipomiru.com offering virtual cards for paying for services abroad, in Russian.

    8.0/10
      ReviewCompareVisit
      6
      Crypto.com logo
      Crypto.comPartner
      9.4/10
      • Staking
      Monthly fee:
      $0
      Top-up fee:
      1% on debit/credit card top-up
      Currency conversion fee:
      0.2% to 2%
      ReviewCompareSee alternatives
      7
      Zypto logo
      ZyptoPartner

      Take Your Wallets Offline: The Vault Key Card Is Half Price: Vault Key Card at half price

      9.4/10
      • Travel
      Monthly fee:
      $0
      Top-up fee:
      3% crypto off-ramp fee on load, plus blockchain gas fees
      Currency conversion fee:
      1.75%
      ReviewCompareSee alternatives
      8
      Jeeves logo
      JeevesPartner

      Airport lounge access for Jeeves cardholders: Up to 1,300 lounges globally

      9.3/10
      • No annual fee
      • Business
      • Travel
      Monthly fee:
      $0
      Card type:
      Prepaid
      Cashback rate:
      1%
      ReviewCompareSee alternatives
      9
      Kast CardPartner

      KAST Reserve introductory rewards rate: 8% to 12% rewards on the reserve account balance (10% on first $50,000, then 8%)

      9.3/10
      • Business
      • Travel
      Monthly fee:
      $0
      Top-up fee:
      Funding may be subject to fees as specified on the Platform
      Card type:
      Prepaid
      ReviewCompareSee alternatives
      10
      Netspend logo
      NetspendPartner

      Optional High Yield Savings linked to the Netspend Debit Account: up to 6.00% APY

      9.3/10
        Monthly fee:
        $0
        Top-up fee:
        0 to 3.95 USD per cash load
        Card type:
        Prepaid
        ReviewCompareSee alternatives

        Licensed in the United States

        Coinbase
        Alabama Securities Commission - Money Transmitter License 509
        Coinbase Card
        Visa U.S.A. Inc.
        Coinbase Card
        Pathward, N.A. (Member FDIC)
        Crypto.com
        US regulators (Designated Contract Market and Derivatives Clearing Organization)
        Netspend
        NMLS (licensed money transfer provider)
        Greenlight
        FDIC
        Fold
        Sutton Bank, Member FDIC (issuing bank; program manager Marqeta, Inc.)
        Fold
        Visa U.S.A. Inc. (license for the Fold Prepaid Debit Card; credit card issued by Celtic Bank under a Visa U.S.A. Inc. license)
        Fold
        BitGo Bank and Trust, N.A. and BitGo Prime LLC (bitcoin custody and exchange services)
        My Banking Direct
        FDIC

        Other rankings

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        Other countries

        Coinbase

        Coinbase

        Top pick for the United States

        9.4/10Visit