Updated October 21, 2026 · SumCue Editorial Team

Top loans compared in the United States

693 providers available in the United States, ranked for the United States.

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Top loans compared in the United States
OrderProviderScoreFeaturesKey factsActions
1
Alt LendingTop pickPartner
9.4/10
  • Fixed rate
APR:
3%
Arrangement fee:
0
Credit check:
Soft prequal
ReviewCompareVisit
2
Consumers Credit Union logo
Consumers Credit UnionPartner

0.50% APR discount on auto loans bought through CCU's Car Buying Service

9.3/10
  • Fixed rate
APR:
3.99% to 9.99%
Term:
0 to 84 months
Credit check:
Soft prequal
ReviewCompareVisit
3
Upgrade logo
UpgradePartner
9.2/10
  • Fixed rate
  • Credit line
APR:
7.74% to 35.99%
Loan amount:
$1,000 to $50,000
Term:
24 to 84 months
ReviewCompareVisit
4
Cheers Financial logo
Cheers FinancialPartner
9.2/10
  • Fixed rate
APR:
12.15% to 15%
Loan amount:
$151.60 to $3,197.82
Term:
24 months
ReviewCompareVisit
5
Grant Cash AdvancePartner
9.0/10
    Loan amount:
    $25 to $500
    Arrangement fee:
    No interest or late fees, Express $2-$21
    Credit check:
    None
    ReviewCompareVisit
    6
    LendKey logo
    LendKeyPartner
    9.0/10
    • Fixed rate
    APR:
    3.98% to 9.24%
    Loan amount:
    from $5,000
    Term:
    60 to 240 months
    ReviewCompareVisit
    7
    Brigit logo
    BrigitPartner

    Brigit Premium plan includes free Express Delivery on cash advances: $15.99/month plan, free Express Delivery

    8.9/10
      APR:
      0%
      Loan amount:
      $25 to $500
      Arrangement fee:
      0 (no origination fee; optional Express Delivery fee applies for Plus members)
      ReviewCompareVisit
      8
      Sezzle logo
      SezzlePartner

      Sezzle giveaways: over $150K in prizes given away, win $2,000 in Sezzle Spend

      8.8/10
      • Fixed rate
      APR:
      45%
      Loan amount:
      from $20
      Term:
      1.5 months
      ReviewCompareVisit
      9
      Yendo logo
      YendoPartner
      8.7/10
      • Fixed rate
      • Rewards
      APR:
      24.88% to 35.88%
      Loan amount:
      $450 to $10,000
      Arrangement fee:
      Up to $25 lien placement fee
      ReviewCompareVisit
      10
      Klover logo
      KloverPartner

      Klover+ 30-day free trial: 30 days free

      8.6/10
        Loan amount:
        $25 to $750
        Arrangement fee:
        Standard free, express fee up to $37.49
        Credit check:
        None
        ReviewCompareVisit

        Licensed in the United States

        Alt Lending
        NMLS
        Consumers Credit Union
        National Credit Union Administration (NCUA) - federal insurance
        Upgrade
        NMLS Consumer Access (Upgrade, Inc.)
        Upgrade
        California Department of Financial Protection and Innovation
        Grant Cash Advance
        California
        Grant Cash Advance
        Missouri
        Grant Cash Advance
        Utah
        Grant Cash Advance
        Kansas
        LendKey
        National Mortgage Licensing System (NMLS)
        Brigit
        NMLS (US)
        Brigit
        NMLS (US) - Coastal Community Bank, Member FDIC
        Brigit
        California Department of Financial Protection and Innovation (Income-Based Advance Provider, CCFPL registration)
        Brigit
        New Mexico Regulation and Licensing Department, Financial Institutions Division (Small Loan License)
        Brigit
        Connecticut Department of Banking (Small Loan Company License)
        Sezzle
        OR Division of Financial Regulation
        Sezzle
        AZ Department of Financial Institutions
        Sezzle
        CA Department of Financial Protection and Innovation
        Sezzle
        CT Department of Banking
        Sezzle
        ID Department of Finance
        Sezzle
        IA Division of Banking

        Other rankings

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        Other countries

        Alt Lending

        Top pick for the United States

        9.4/10Visit