Updated October 21, 2026 · SumCue Editorial Team
Top loans compared in the United States
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| Order | Provider | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 | Alt LendingTop pickPartner | 9.4/10 |
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| 2 | Consumers Credit UnionPartner 0.50% APR discount on auto loans bought through CCU's Car Buying Service | 9.3/10 |
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| 3 | UpgradePartner | 9.2/10 |
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| 4 | Cheers FinancialPartner | 9.2/10 |
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| 5 | Grant Cash AdvancePartner | 9.0/10 |
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| 6 | LendKeyPartner | 9.0/10 |
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| 7 | BrigitPartner Brigit Premium plan includes free Express Delivery on cash advances: $15.99/month plan, free Express Delivery | 8.9/10 |
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| 8 | SezzlePartner Sezzle giveaways: over $150K in prizes given away, win $2,000 in Sezzle Spend | 8.8/10 |
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| 9 | YendoPartner | 8.7/10 |
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| 10 | KloverPartner Klover+ 30-day free trial: 30 days free | 8.6/10 |
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Licensed in the United States
- Alt Lending
- NMLS
- Consumers Credit Union
- National Credit Union Administration (NCUA) - federal insurance
- Upgrade
- NMLS Consumer Access (Upgrade, Inc.)
- Upgrade
- California Department of Financial Protection and Innovation
- Grant Cash Advance
- California
- Grant Cash Advance
- Missouri
- Grant Cash Advance
- Utah
- Grant Cash Advance
- Kansas
- LendKey
- National Mortgage Licensing System (NMLS)
- Brigit
- NMLS (US)
- Brigit
- NMLS (US) - Coastal Community Bank, Member FDIC
- Brigit
- California Department of Financial Protection and Innovation (Income-Based Advance Provider, CCFPL registration)
- Brigit
- New Mexico Regulation and Licensing Department, Financial Institutions Division (Small Loan License)
- Brigit
- Connecticut Department of Banking (Small Loan Company License)
- Sezzle
- OR Division of Financial Regulation
- Sezzle
- AZ Department of Financial Institutions
- Sezzle
- CA Department of Financial Protection and Innovation
- Sezzle
- CT Department of Banking
- Sezzle
- ID Department of Finance
- Sezzle
- IA Division of Banking
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