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Nationwide review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Nationwide is a US insurer selling auto, home, renters, life, motorcycle and pet cover, with premiums from $35 payable monthly. It suits households that want every policy type under a single long-standing provider, and it prices above the site median, so shoppers on a tight budget get a thinner field here.

Key facts

Best for
Auto, home, life, motorcycle and pet cover held with a single long-standing insurer, with premiums from $35 spread monthly.
Premium from
$35↗
Insurance types
Auto, Home, Renters, Life, Motorcycle, Pet↗
Provider type
Insurer↗
Monthly payments
Yes↗
Cover limit
USD 50,000 per bike (custom motorcycle insurance)↗
Claims channels
Phone↗
Legal entity
Nationwide Mutual Insurance Company↗
Headquarters
United States↗
Founded
1925↗
Support channels
Phone, Help-centre↗
Pricing model
Monthly
Official website
nationwide.com

Facts checked September 26, 2026, 4 sources

Apps and profiles

Elsewhere
WikidataWikipediaXLinkedInfacebook.com

Pros and cons

Pros

  • Cover spans auto, home, renters, life, motorcycle and pet (auto, home and renters), so a household can keep its policies with a single provider.
  • Premiums can be paid monthly (monthly) instead of in one payment, which helps month to month cash flow.
  • Support runs on phone and help centre, giving a phone line and an online help centre as listed routes to the insurer.
  • A 1925 insurer based in the US, so it is an established name rather than a new entrant.

Cons

  • Premiums from $35 sit above the site median €8.31, and the brand holds position 192 on premium from out of 251 brands ranked.
  • Claims run on phone alone and support is limited to phone and help centre, so written and chat routes are not offered.
  • The headline premium is quoted in US dollars ($35) by a US insurer, which adds a currency step for UK and European buyers.

Ready to try Nationwide?

Scored 9.1 / 10 by SumCue.

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Who it suits

  • US households taking out several kinds of personal policy who want a single provider on the paperwork.
  • Motorcycle owners after custom bike cover, where limits reach USD 50,000 per bike (custom motorcycle insurance).
  • Pet owners who would rather add pet cover to an existing auto policy than shop it on its own.

Who should look elsewhere

  • Linxea, at €25, sits closer to readers comparing euro savings products rather than US personal lines.
  • bunq, with a premium from €0, suits readers who want euro everyday banking rather than policy cover.

The company behind it

Nationwide trades as Nationwide Mutual Insurance Company, an insurer founded in 1925 and headquartered in the US. Support runs on phone and help centre, so quotes, policy changes and day-to-day questions are handled by phone or through the online help centre. An insurer of this kind prices each policy type on its own terms, so the premium quoted for auto says little about the premium quoted for life.

How Nationwide compares

Where Nationwide is available

Available
United States

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What can I insure with Nationwide?+

Nationwide lists auto, home, renters, life, motorcycle and pet (auto, home and renters), so most of a household's personal cover can sit with a single provider rather than a separate insurer for each line. Motorcycle cover is sold as its own line as well as a custom policy for individual bikes.

How much does Nationwide cost?+

Nationwide quotes premiums from $35 on its personal insurance lines. That figure sits above the site median of €8.31, and Nationwide sits at 192 on premium from among 251 brands ranked, so it is not the cheapest field here.

Can I pay a premium monthly?+

Yes. Monthly payments are available, and monthly is the only payment model listed (monthly). Premiums can therefore be spread across the policy term instead of funded as a single amount, which suits households that already budget monthly for auto and home cover.

How do I make a claim?+

Claims are handled by phone (phone), so a claim starts with a call rather than an online form. Having the policy number and the details of the incident to hand keeps the call short, and Nationwide is the provider itself (insurer) rather than a middleman.

How do I reach Nationwide for help?+

Support runs on phone and help centre, so a phone line and an online help centre are the listed routes. The help centre suits reading policy wording and documents at your own pace, while the phone line is the channel to use when a policy needs changing.

How much motorcycle cover is available?+

Custom motorcycle cover is capped at USD 50,000 per bike (custom motorcycle insurance), and motorcycle is one of the listed insurance types (auto, home and renters) alongside auto, home, renters, life and pet. The cap is set per bike, so riders with several machines would look at each bike separately.

Who is behind Nationwide?+

Policies are underwritten by Nationwide Mutual Insurance Company, an insurer founded in 1925 and headquartered in the US. An insurer of that age runs its own underwriting and claims teams, which is why support is offered straight from the provider rather than through an intermediary.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Nationwide

Auto, home, life, motorcycle and pet cover held with a single long-standing insurer, with premiums from $35 spread monthly.

9.1/10Visit