Updated October 18, 2026 · SumCue Editorial Team
Top payday and short-term loans compared in the United States
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| Order | Provider | Score | Key facts | Actions |
|---|---|---|---|---|
| 1 |  BrigitTop pickPartner Brigit Premium plan includes free Express Delivery on cash advances: $15.99/month plan, free Express Delivery | 8.9/10 |
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| 2 |  BCPPartner | 9.7/10 |
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| 3 |  FreezlPartner Freezl.pl offers online short-term loans in Poland of up to 7000 zl, requested with an ID document and without income certificates. | 9.5/10 |
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| 4 |  Moneyman ESPartner Moneyman ES is a Spanish online lender offering quick personal loans with an online application. | 9.4/10 |
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| 5 |  Cash Plus KosovoPartner | 8.9/10 |
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| 6 |  Financer.comPartner Share Your Experience, Win EUR 250 | 8.9/10 |
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| 7 |  FinandosPartner 3-day trial period for the loan-matching service: EUR 0.99 for 3 calendar days | 8.7/10 |
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| 8 |  PheabsPartner | 8.5/10 |
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| 9 | PozyczkaOKPartner Pozyczka OK offers online instalment loans in Poland of up to 150,000 zl. | 8.5/10 |
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| 10 |  SolcreditPartner Solcredit lets users file one application and receive a personalised offer from one of more than 20 loan companies in Poland. | 8.5/10 |
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Licensed in the United States
- Brigit
- NMLS (US)
- Brigit
- NMLS (US) - Coastal Community Bank, Member FDIC
- Brigit
- California Department of Financial Protection and Innovation (Income-Based Advance Provider, CCFPL registration)
- Brigit
- New Mexico Regulation and Licensing Department, Financial Institutions Division (Small Loan License)
- Brigit
- Connecticut Department of Banking (Small Loan Company License)
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