Updated October 18, 2026 · SumCue Editorial Team

Top debit cards compared in the United States

246 providers available in the United States, ranked for the United States.

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Top debit cards compared in the United States
OrderProviderScoreFeaturesKey factsActions
1
Airwallex logo
AirwallexTop pickPartner
9.0/10
  • Business
  • Travel
Monthly fee:
£0
Currency conversion fee:
0.5%
Card type:
Debit
ReviewCompareVisit
2
Nexo logo
NexoPartner
8.9/10
  • No annual fee
  • Business
  • Travel
Monthly fee:
€0
Currency conversion fee:
0.2% to 2.5%
Free ATM withdrawals:
€200 to €2,000
ReviewCompareVisit
3
Kraken logo
KrakenPartner
9.2/10
    Monthly fee:
    €0
    Currency conversion fee:
    0%
    Free ATM withdrawals:
    €0
    ReviewCompareVisit
    4
    Novo logo
    NovoPartner

    Novo cashback on eligible purchases: 1% cashback with a Novo checking account balance under $5,000; 2% with a balance of $5,000 or more

    9.2/10
    • No monthly fee
    • Business
    Monthly fee:
    $0
    Card type:
    Debit
    Card network:
    Mastercard
    ReviewCompareVisit
    5
    Upgrade logo
    UpgradePartner
    9.2/10
    • Fixed rate
    • Credit line
    Monthly fee:
    $0
    Currency conversion fee:
    3%
    Free ATM withdrawals:
    $0
    ReviewCompareVisit
    6
    Current logo
    CurrentPartner
    9.0/10
    • No annual fee
    Monthly fee:
    $0
    Currency conversion fee:
    3%
    Card type:
    Debit
    ReviewCompareVisit
    7
    Upgrade OneCard™ logo
    Upgrade OneCard™Partner
    9.0/10
    • No annual fee
    • Rewards
    Monthly fee:
    $0
    Currency conversion fee:
    3%
    Free ATM withdrawals:
    $0
    ReviewCompareVisit
    8
    Nebeus logo
    NebeusPartner
    9.1/10
      Monthly fee:
      €0
      Currency conversion fee:
      0%
      Free ATM withdrawals:
      €2,000
      ReviewCompareVisit

      Licensed in the United States

      Nexo
      Department of Financial Protection and Innovation (California, United States)
      Kraken
      SIPC
      kraken
      FinCEN
      kraken
      SEC and FINRA
      kraken
      CFTC and NFA
      Novo
      FDIC
      Upgrade
      NMLS Consumer Access (Upgrade, Inc.)
      Upgrade
      California Department of Financial Protection and Innovation
      Upgrade OneCard™
      NMLS
      Revolut UK
      SIPC
      AffinityPlus Credit Union
      National Credit Union Administration (NCUA)
      U.S. Bank
      FDIC
      Oriental Bank
      FDIC
      USAA
      FDIC
      Wells Fargo
      FDIC
      Omni Financial
      NMLS
      Axos Bank
      FDIC
      GO2bank
      FDIC
      GO2bank
      NMLS
      GreenFi
      FDIC (banking services provided by Coastal Community Bank, Member FDIC; program banks)

      Other rankings

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      Other countries

      Airwallex

      Airwallex

      Top pick for the United States

      9.0/10Visit