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Allstate review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Allstate is a US insurer for households that want car and home cover from a single provider, with renters, motorcycle and landlord policies in the same range. Founded 1931, it suits drivers and homeowners who would rather keep their policies with a single company than chase the lowest quote on a single line.

Key facts

Best for
Households in the US that want auto and home cover from a single established insurer.
Insurance types
Auto, Home, Motorcycle, Renters, Landlord↗
Provider type
Insurer↗
Legal entity
The Allstate Corporation↗
Headquarters
United States↗
Founded
1931↗
Official website
allstate.com

Facts checked September 26, 2026, 1 source

Apps and profiles

Elsewhere
WikidataWikipediaX

Pros and cons

Pros

  • Auto and home sit in the same range, listed under auto, home and motorcycle.
  • The contract is with The Allstate Corporation, which has traded since 1931.
  • The provider is an insurer, so cover and claims sit with the company that writes the policy.
  • Monthly payment is standard: 89% of insurance listings offer it.

Cons

  • Head office sits in the United States, so the policies are written for that market rather than for UK or European buyers.
  • The listed cover runs to auto, home and motorcycle, leaving health, travel and life outside the range.
  • Median starting premiums in the insurance ranking sit at €7.95, with car cover at €8.50 and home at €8.54.
Allstate

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Scored 9.5 / 10 by SumCue.

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Who it suits

  • US households insuring a car and a home with the same provider.
  • Renters, landlords and motorcycle owners who want extra cover alongside a car or home policy.
  • Shoppers who filter on operating history rather than headline price: Allstate has traded since 1931.

Who should look elsewhere

  • Life cover seekers: Linxea lists life, which the Allstate range does not.
  • Anyone after health or gadget cover: Oney Préstamos ES lists health, life and gadget.
  • Travellers who want the trip in the same basket: EuroAsia Insurance lists auto, home and travel.

Who runs it

The contract is with The Allstate Corporation, a company headquartered in the United States and trading since 1931. That is the name on the policy documents, which matters for readers who want the provider to still be there at renewal. The same company stands behind the auto, home, renters, motorcycle and landlord cover in the range.

How Allstate compares

Where Allstate is available

Available
Canada, United States

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What kinds of policy does Allstate sell?+

Allstate is an insurer and the range is auto, home and motorcycle. A car, a home, a motorcycle, a renters policy and a landlord policy can all sit with the same company, which is the main argument for a household with several kinds of cover to buy.

Is Allstate an insurer or a broker?+

It is an insurer, and the contract is with The Allstate Corporation rather than an intermediary. An insurer prices and underwrites its own book, so the cover, the pricing and the claims handling all come from the company that collects the premium.

Where is Allstate based and does it cover the UK?+

The headquarters sit in US and the policies are written for that market. Readers shopping cover in the UK or elsewhere in Europe should treat Allstate as a US provider: the documents, the pricing and the claims route all sit in the home market.

How long has Allstate been trading?+

Allstate has traded since 1931. Age alone says nothing about price or service, but for auto and home cover a long operating history is a practical filter for readers who want the provider to still be there at renewal.

What will a policy cost?+

Price depends on the market and the risk profile, so the anchor here is where the ranking sits. The median starting premium across the insurance ranking is €7.95, with car cover at €8.50 and home cover at €8.54.

Can the premium be paid monthly?+

Monthly payment is the norm in this category rather than the exception: 89% of insurance listings offer it. For a household covering a car and a home in the same year, spreading the premium is the usual way to hold the monthly cost down.

Does Allstate cover health, travel or life?+

Not in the listed range. The cover is auto, home and motorcycle, so health, travel and life sit outside it. Readers who need those can compare Linxea, listed for life, or Oney Préstamos ES, listed for health, life and gadget.

Sources

  • en.wikipedia.org/wiki/Allstate checked September 26, 2026

    Backs: Provider type, Founded, Headquarters, Insurance types, Legal entity

    “The Allstate Corporation is an American insurance company”

Compiled from 1 source page, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

Allstate

Allstate

Households in the US that want auto and home cover from a single established insurer.

9.5/10See alternatives