Updated October 21, 2026 · SumCue Editorial Team

Top credit cards compared in the United States

165 providers available in the United States, ranked for the United States.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top credit cards compared in the United States
OrderProviderScoreFeaturesKey factsActions
1
Nexo logo
NexoTop pickPartner
8.9/10
  • No annual fee
  • Business
  • Travel
Annual fee:
€0
APR:
from 1.9%
Currency conversion fee:
0.2% to 2.5%
ReviewCompareVisit
2
Current Build Card logo
Current Build CardPartner
9.4/10
  • No annual fee
  • Rewards
Annual fee:
$0
APR:
0%
Currency conversion fee:
3%
ReviewCompareVisit
3
Novo logo
NovoPartner

Novo cashback on eligible purchases: 1% cashback with a Novo checking account balance under $5,000; 2% with a balance of $5,000 or more

9.2/10
  • No monthly fee
  • Business
Legal entity:
Novo Platform Inc.
Headquarters:
United States
Support channels:
Chat, Email, Help-centre
ReviewCompareVisit
4
Upgrade logo
UpgradePartner
9.2/10
  • Fixed rate
  • Credit line
Annual fee:
$0
APR:
7.74% to 35.99%
Currency conversion fee:
3%
ReviewCompareVisit
5
Current logo
CurrentPartner
9.0/10
  • No annual fee
Annual fee:
$0
APR:
0%
Currency conversion fee:
3%
ReviewCompareVisit
6
Upgrade OneCard™ logo
Upgrade OneCard™Partner
9.0/10
  • No annual fee
  • Rewards
Annual fee:
$0
Currency conversion fee:
3%
Rewards type:
Cashback
ReviewCompareVisit
7
Yendo logo
YendoPartner
8.7/10
  • Fixed rate
  • Rewards
Annual fee:
$40
APR:
24.88% to 35.88%
Rewards type:
Cashback
ReviewCompareVisit
8
Revolut UK logo
Revolut UKPartner
9.4/10
  • No annual fee
  • Travel
Annual fee:
€0
APR:
13.34% to 17.99%
Currency conversion fee:
0% to 2%
ReviewCompareVisit
9
BCP logo
BCPPartner
9.7/10
  • No monthly fee
APR:
8.9% to 87.5%
Credit needed:
Good
Legal entity:
Banco de Credito del Peru
ReviewCompareSee alternatives
10
Banco Pichincha logo
Banco PichinchaPartner
9.6/10
  • No monthly fee
  • Rewards
Rewards type:
Miles
Card kind:
Credit
Legal entity:
BANCO PICHINCHA C.A.
ReviewCompareSee alternatives

Licensed in the United States

Nexo
Department of Financial Protection and Innovation (California, United States)
Current Build Card
NMLS (Finco Advance LLC)
Current Build Card
NMLS (FinCo Licensing LLC)
Current Build Card
California Department of Financial Protection and Innovation (DFPI)
Current Build Card
State of Indiana Department of Financial Institutions
Current Build Card
Kansas Office of the State Bank Commissioner
Current Build Card
State of Missouri Division of Finance
Current Build Card
South Carolina Department of Consumer Affairs
Current Build Card
Utah Division of Consumer Protection
Current Build Card
Arizona Department of Insurance and Financial Institutions
Novo
FDIC
Upgrade
NMLS Consumer Access (Upgrade, Inc.)
Upgrade
California Department of Financial Protection and Innovation
Upgrade OneCard™
NMLS
Yendo
NMLS
Revolut UK
SIPC
U.S. Bank
FDIC
Oriental Bank
FDIC
USAA
FDIC
Wells Fargo
FDIC

Other rankings

Browse by category

Other countries

Nexo

Nexo

Top pick for the United States

8.9/10Visit