Updated October 17, 2026 · SumCue Editorial Team

Top robo-advisors compared in the United States

61 providers available in the United States, ranked for the United States.

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Top robo-advisors compared in the United States
OrderProviderScoreFeaturesKey factsActions
1
Empower Personal Dashboard logo
Empower Personal DashboardTop pickPartner
9.3/10
  • Low fees
Management fee:
0%
Minimum investment:
$0
Account types:
IRA
ReviewCompareVisit
2
Revolut UK logo
Revolut UKPartner
9.4/10
  • No annual fee
  • Travel
Management fee:
0%
Regulators:
Cyprus Securities and Exchange Commission (CySEC), LT BL, SIPC
Investor protection:
EU ICS up to EUR 20,000
ReviewCompareVisit
3
Revolut logo
RevolutPartner
9.2/10
  • No monthly fee
  • Travel
Management fee:
0%
Regulators:
Cyprus Securities and Exchange Commission (CySEC), LT BL
Investor protection:
FSCS up to GBP 85,000
ReviewCompareVisit
4
Betterment logo
BettermentPartner

Invest and earn up to $2,000

9.7/10
  • No monthly fee
Management fee:
0.25%
Minimum investment:
$10
Regulators:
U.S. Securities and Exchange Commission (SEC) - registered investment adviser, Financial Industry Regulatory Authority (FINRA) - Betterment Securities broker-dealer member, SIPC
ReviewCompareSee alternatives
5
Ally Bank logo
Ally BankPartner
9.6/10
    Management fee:
    0% to 0.3%
    Minimum investment:
    $100
    Regulators:
    SEC, FINRA, FDIC
    ReviewCompareSee alternatives
    6
    Interactive Brokers logo
    Interactive BrokersPartner
    9.6/10
    • Low fees
    Regulators:
    SEC, FCA, SIPC
    Investor protection:
    SIPC up to USD 500,000
    Account types:
    ISA, SIPP, IRA, and 2 more
    ReviewCompareSee alternatives
    7
    Fidelity logo
    FidelityPartner
    9.5/10
    • Options
    • Futures
    Regulators:
    SEC, FINRA, SIPC
    Investor protection:
    SIPC up to USD 500,000
    Account types:
    IRA, Roth-IRA, Joint
    ReviewCompareSee alternatives
    8
    Merrill Edge logo
    Merrill EdgePartner

    $0 program fee for 6 months - Merrill Guided Investing: $0 for 6 months

    9.5/10
    • Options
    Management fee:
    0.45% to 0.85%
    Minimum investment:
    $0 to $1,000
    Regulators:
    FINRA, SEC
    ReviewCompareSee alternatives
    9
    One (One Finance) logo
    One (One Finance)Partner

    3% cash back on chosen category (Walmart, gas or dining): 3% cash back on up to $150 spent per month

    9.5/10
    • No monthly fee
    • Rewards
    Minimum investment:
    $1
    Regulators:
    FINRA, SIPC, NMLS
    Investor protection:
    SIPC up to USD 500,000
    ReviewCompareSee alternatives
    10
    Wells Fargo AdvisorsPartner
    9.4/10
      Management fee:
      0.35%
      Minimum investment:
      $500
      Regulators:
      FINRA, SEC
      ReviewCompareSee alternatives

      Licensed in the United States

      Revolut UK
      SIPC
      Betterment
      U.S. Securities and Exchange Commission (SEC) - registered investment adviser
      Betterment
      Financial Industry Regulatory Authority (FINRA) - Betterment Securities broker-dealer member
      Betterment
      SIPC
      Ally Bank
      SEC
      Ally Bank
      FINRA
      Ally Bank
      FDIC
      Interactive Brokers
      SEC
      Interactive Brokers
      SIPC
      Fidelity
      SEC
      Fidelity
      FINRA
      Fidelity
      SIPC
      Merrill Edge
      FINRA
      Merrill Edge
      SEC
      One (One Finance)
      NMLS (US state money transmitter licensing)
      One (One Finance)
      California Department of Financial Protection and Innovation (Financing Law License)
      Wells Fargo Advisors
      FINRA
      Wells Fargo Advisors
      SEC
      MoneyLion
      NMLS Consumer Access (MoneyLion Technologies Inc.)
      MoneyLion
      NMLS Consumer Access (ML Enterprise Inc. d/b/a Engine by MoneyLion, loan broker)

      Other rankings

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      Other countries

      Empower Personal Dashboard

      Empower Personal Dashboard

      Top pick for the United States

      9.3/10Visit