Guides and explainers
Crypto
Crypto exchanges: the company behind the platform
Behind every crypto exchange app sits a company with a registered name, a home country, a regulator and a support desk, and those details decide who is accountable when your money is on the line.
Debit cards
Debit cards: the company behind the card
The legal company behind a debit card decides who holds your money, which regulator watches it and how fast you get help, so it belongs at the start of any comparison.
Debit cards
Debit cards for everyday use: cash costs, networks and support
Debit cards here differ most in the cash charge on their card, the network that accepts them and the support you can reach when a payment is blocked, so compare those before anything else.
Loans
How to choose loans: fees, APR and the lender behind the quote
Choosing a loan means checking who ends up owning the debt, which account type the fee attaches to and what the APR costs over the term you need, and these three providers show how different those answers can be.
Credit and debit cards
How to choose credit and debit cards
Credit and debit cards differ in what they cost, what happens to your deposits and how the account behaves, so here is how to weigh each of those before you pick.
Crypto
How to choose Crypto
Crypto costs, coin counts and safety protections vary widely, so compare the spread of maker and taker fees, the number of coins on offer and who holds your money.
Insurance
How to choose insurance: fees, protection and how the account works
A criterion-led walkthrough for comparing insurance and everyday money providers on fees, safety of the money and how the account works, with worked examples from bunq and bunq Spain.
Investing
How to choose an investing account
Comparing investing starts with the fees you can prove, the protection your money carries, and how much of the account you actually use.
Loans
Loans: the company behind it
The brand on an advert is rarely the company you sign with, so here is how to check the legal entity, home market, licences and support options of six lenders.
Loans
Loans: rates and costs
Loan costs vary far more than the headline rate suggests, so this guide works through annual rates, one-off and monthly fees, early repayment rules and worked examples lender by lender.
Loans
Loans: application and funding speed
Loan funding speed is easier to judge when you split the decision from the payout, then check that the amount and repayment term suit the bill you are paying.
Loans
Loans: regulation and registers
Loan comparisons are easier to weigh once you know whether a brand lends its own money, which register lists it and what its permission reference is.
Loans
Loans: safety and regulation
Check who actually lends the money, match the licence to the name on your agreement, and read the total in a representative example before you compare monthly payments.
Car insurance
Personal insurance: the company behind the policy
The brand you see is rarely the company that signs your policy, so this guide walks through the legal entities, headquarters, trading histories, licences and support routes behind eight personal insurance brands and shows how to compare them in a …
Cash ISAs
Savings: the company behind the account
A savings rate says little on its own, so here is how to weigh the legal entity, base, regulator and support routes behind an account before you commit.
Cash ISAs
Savings rates and terms: how to compare providers
Read a savings rate the way a lender reads a headline figure: fix the rate type, the term, the currency and the account type before you compare, then check what stands behind the money once it is in the account.