Updated September 28, 2026 · SumCue Editorial Team

Top mortgages compared in the United States

263 providers available in the United States, ranked for the United States.

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Top mortgages compared in the United States
OrderProviderScoreFeaturesKey factsActions
1
Ariza Credit Union logo
Ariza Credit UnionTop pickPartner
9.7/10
  • No monthly fee
  • Travel
Fixed period:
30 years
Purpose:
Purchase, Remortgage
Lender type:
Direct lender
ReviewCompareSee alternatives
2
BCP logo
BCPPartner
9.7/10
  • No monthly fee
Initial rate:
3.45%
APRC:
4.3%
Fixed period:
2 years
ReviewCompareSee alternatives
3
Grenada Co-operative Bank logo
Grenada Co-operative BankPartner
9.7/10
  • Credit line
Maximum loan to value:
100%
Product fee:
EC$431.25
Purpose:
Purchase, Remortgage
ReviewCompareSee alternatives
4
Banco Pichincha logo
Banco PichinchaPartner
9.6/10
  • No monthly fee
  • Rewards
Initial rate:
7.5%
Fixed period:
3 to 20 years
Maximum loan to value:
83%
ReviewCompareSee alternatives
5
Mashreq Bank logo
Mashreq BankPartner

NEO salary transfer cashback on Mashreq NEO Savings Account: AED 100 to AED 2,500 cashback plus additional cashback AED 100 to AED 1,500 depending on monthly salary (AED 5,000-9,999 up to AED 50,000+)

9.6/10
  • No monthly fee
Purpose:
Purchase
Lender type:
Direct lender
Legal entity:
Mashreqbank PSC
ReviewCompareSee alternatives
6
Nykredit logo
NykreditPartner
9.5/10
  • No monthly fee
Fixed period:
1 to 30 years
Maximum loan to value:
75%
Purpose:
Purchase, Remortgage, Equity-release
ReviewCompareSee alternatives
7
AffinityPlus Credit Union logo
AffinityPlus Credit UnionPartner
9.4/10
  • Fixed rate
  • Credit line
Initial rate:
7.375%
APRC:
7.516%
Fixed period:
30 years
ReviewCompareSee alternatives
8
Bank of Jordan logo
Bank of JordanPartner
9.4/10
  • No monthly fee
Initial rate:
6.99%
APRC:
6.99%
Fixed period:
20 years
ReviewCompareSee alternatives
9
HBL logo
HBLPartner
9.4/10
  • No monthly fee
Initial rate:
14.3%
Maximum loan to value:
70%
Purpose:
Purchase, Remortgage
ReviewCompareSee alternatives
10
Republic Bank logo
Republic BankPartner
9.4/10
  • Fixed rate
  • Credit line
Purpose:
Purchase, Remortgage, Home-equity
Lender type:
Direct lender
Legal entity:
Republic Bank & Trust Company
ReviewCompareSee alternatives

Licensed in the United States

AffinityPlus Credit Union
National Credit Union Administration (NCUA)
Republic Bank
NMLS (National Mortgage Licensing System)
Republic Bank
FDIC
U.S. Bank
FDIC
Oriental Bank
FDIC
USAA
FDIC
Wells Fargo
FDIC
Upstart Mortgage Home Equity Line of Credit
Nationwide Multistate Licensing System
Axos Bank
FDIC
EverBank
FDIC
CTBC Bank
FDIC
New Millennium Bank
FDIC
UFB Direct
FDIC
SoFi
FDIC
TD Bank Group
Office of the Comptroller of the Currency
TD Bank Group
FDIC
loanDepot
NMLS (NMLS Consumer Access)
Trovy
Nationwide Multistate Licensing System
CIT Bank
Federal Deposit Insurance Corporation (FDIC)
Truist Financial
FDIC

Other rankings

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Other countries

Ariza Credit Union

Ariza Credit Union

Top pick for the United States

9.7/10See alternatives