Updated October 21, 2026 · SumCue Editorial Team
Top fixed-rate bonds and term deposits compared in the United States
27 providers available in the United States, ranked for the United States.
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| Order | Provider | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 |  Cheers FinancialTop pickPartner | 9.2/10 |
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| ReviewCompareVisit |
| 2 |  AfrangaPartner | 8.8/10 |
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| ReviewCompareVisit |
| 3 |  NLB Banka KosovaPartner NLB Depozita me afat: Bonus up to 200 EUR | 9.2/10 |
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| ReviewCompareSee alternatives |
| 4 |  IDBankPartner | 8.9/10 |
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| ReviewCompareSee alternatives |
| 5 |  NordeaPartner | 8.8/10 |
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| ReviewCompareSee alternatives |
| 6 |  PriorbankPartner | 8.7/10 |
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| ReviewCompareSee alternatives |
| 7 |  TossPartner 키워봐요 31일적금 (Save-up 31-day savings): Up to 10% p.a. (base 1% p.a.) | 8.6/10 |
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| ReviewCompareSee alternatives |
| 8 |  My Banking DirectPartner New customer checking bonus at Flagstar Bank: $300 Flagstar Ready Checking or $500 Flagstar Elite Checking: up to $500 | 8.5/10 |
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| ReviewCompareSee alternatives |
| 9 |  Bank of Scotland DEPartner Bank of Scotland DE is an online direct bank for Germany offering a free overnight money account and fixed-term deposits. | 8.5/10 |
| ReviewCompareSee alternatives | |
| 10 |  Santander Lokaty PLPartner Santander Lokaty PL is Santander Consumer Bank in Poland, offering online deposits and a savings account alongside loans and credit cards. | 8.5/10 |
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| ReviewCompareSee alternatives |
Licensed in the United States
- My Banking Direct
- FDIC
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