Updated October 21, 2026 · SumCue Editorial Team
Top savings accounts and deposits compared in the United States
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| Order | Provider | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 | AirwallexTop pickPartner | 9.0/10 |
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| ReviewCompareVisit |
| 2 | Empower Personal DashboardPartner | 9.3/10 |
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| ReviewCompareVisit |
| 3 | NovoPartner Novo cashback on eligible purchases: 1% cashback with a Novo checking account balance under $5,000; 2% with a balance of $5,000 or more | 9.2/10 |
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| ReviewCompareVisit |
| 4 | Cheers FinancialPartner | 9.2/10 |
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| ReviewCompareVisit |
| 5 | CurrentPartner | 9.0/10 |
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| ReviewCompareVisit |
| 6 | SendwavePartner Sendwave Wallet cash back or rewards | 9.0/10 |
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| 7 | Credit Karma MoneyPartner | 8.9/10 |
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| ReviewCompareVisit |
| 8 | Panda RemitPartner Zero transfer fee and better exchange rate for first-time customers: Zero transfer fees for the first transfer | 8.4/10 |
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| ReviewCompareVisit |
| 9 | AfrangaPartner | 8.8/10 |
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| 10 | MonefitPartner Monefit offers SmartSaver, a savings product with daily returns and the flexibility to withdraw at any time, alongside a credit product. | 8.0/10 | ReviewCompareVisit |
Licensed in the United States
- Novo
- FDIC
- Sendwave
- New York State Department of Financial Services
- Panda Remit
- Financial Crimes Enforcement Network (FinCEN)
- Revolut UK
- SIPC
- Betterment
- U.S. Securities and Exchange Commission (SEC) - registered investment adviser
- Betterment
- Financial Industry Regulatory Authority (FINRA) - Betterment Securities broker-dealer member
- Betterment
- SIPC
- Ally Bank
- SEC
- Ally Bank
- FINRA
- Ally Bank
- FDIC
- Discover
- Federal Deposit Insurance Corporation (FDIC)
- One (One Finance)
- NMLS (US state money transmitter licensing)
- One (One Finance)
- California Department of Financial Protection and Innovation (Financing Law License)
- AffinityPlus Credit Union
- National Credit Union Administration (NCUA)
- Bread Savings
- FDIC
- Ria Money Transfer
- NMLS
- U.S. Bank
- FDIC
- Dave
- NMLS (Nationwide Multistate Licensing System)
- Dave
- State of California (Debt Collection License)
- Dave
- Office of Consumer Credit Commissioner (OCCC), Texas
Other rankings
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