Updated October 17, 2026 · SumCue Editorial Team

Top credit and debit cards compared in the United States

552 providers available in the United States, ranked for the United States.

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Top credit and debit cards compared in the United States
OrderProviderScoreFeaturesKey factsActions
1
Airwallex logo
AirwallexTop pickPartner
9.0/10
  • Business
  • Travel
Currency conversion fee:
0.5%
Legal entity:
Airwallex (Singapore) Pte. Ltd.
Headquarters:
Singapore
ReviewCompareVisit
2
Nexo logo
NexoPartner
8.9/10
  • No annual fee
  • Business
  • Travel
Annual fee:
€0
APR:
from 1.9%
Currency conversion fee:
0.2% to 2.5%
ReviewCompareVisit
3
Coinbase logo
CoinbasePartner
9.4/10
  • No annual fee
Annual fee:
$0
Currency conversion fee:
0%
Rewards type:
Cashback
ReviewCompareVisit
4
Current Build Card logo
Current Build CardPartner
9.4/10
  • No annual fee
  • Rewards
Annual fee:
$0
APR:
0%
Currency conversion fee:
3%
ReviewCompareVisit
5
Novo logo
NovoPartner

Novo cashback on eligible purchases: 1% cashback with a Novo checking account balance under $5,000; 2% with a balance of $5,000 or more

9.2/10
  • No monthly fee
  • Business
Legal entity:
Novo Platform Inc.
Headquarters:
United States
Support channels:
Chat, Email, Help-centre
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6
Upgrade logo
UpgradePartner
9.2/10
  • Fixed rate
  • Credit line
Annual fee:
$0
APR:
7.74% to 35.99%
Currency conversion fee:
3%
ReviewCompareVisit
7
Coinbase Card logo
Coinbase CardPartner

Crypto rewards on every purchase with the Coinbase Card (rotating reward selection)

9.0/10
  • No annual fee
Annual fee:
$0
Currency conversion fee:
0%
Rewards type:
Cashback
ReviewCompareVisit
8
Current logo
CurrentPartner
9.0/10
  • No annual fee
Annual fee:
$0
APR:
0%
Currency conversion fee:
3%
ReviewCompareVisit
9
Upgrade OneCard™ logo
Upgrade OneCard™Partner
9.0/10
  • No annual fee
  • Rewards
Annual fee:
$0
Currency conversion fee:
3%
Rewards type:
Cashback
ReviewCompareVisit

Licensed in the United States

Nexo
Department of Financial Protection and Innovation (California, United States)
Coinbase
Alabama Securities Commission - Money Transmitter License 509
Current Build Card
NMLS (Finco Advance LLC)
Current Build Card
NMLS (FinCo Licensing LLC)
Current Build Card
California Department of Financial Protection and Innovation (DFPI)
Current Build Card
State of Indiana Department of Financial Institutions
Current Build Card
Kansas Office of the State Bank Commissioner
Current Build Card
State of Missouri Division of Finance
Current Build Card
South Carolina Department of Consumer Affairs
Current Build Card
Utah Division of Consumer Protection
Current Build Card
Arizona Department of Insurance and Financial Institutions
Novo
FDIC
Upgrade
NMLS Consumer Access (Upgrade, Inc.)
Upgrade
California Department of Financial Protection and Innovation
Coinbase Card
Visa U.S.A. Inc.
Coinbase Card
Pathward, N.A. (Member FDIC)
Upgrade OneCard™
NMLS
Yendo
NMLS
Revolut UK
SIPC
Discover
Federal Deposit Insurance Corporation (FDIC)

Other rankings

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Other countries

Airwallex

Airwallex

Top pick for the United States

9.0/10Visit