Updated September 28, 2026 · SumCue Editorial Team

Top pet insurance compared in the United States

41 providers available in the United States, ranked for the United States.

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Top pet insurance compared in the United States
OrderProviderScoreKey factsActions
1
Lemonade logo
LemonadeTop pickPartner

Rover gift card for new Lemonade Pet policyholders

9.1/10
Premium from:
$5
Insurance types:
Auto, Home, Renters, and 2 more
Provider type:
Insurer
ReviewCompareVisit
2
NationwidePartner
9.1/10
Premium from:
$35
Insurance types:
Auto, Home, Renters, and 3 more
Provider type:
Insurer
ReviewCompareVisit
3
American Modern logo
American ModernPartner
9.5/10
Insurance types:
Home, Renters, Auto, and 2 more
Provider type:
Insurer
Claims channels:
Online, Phone, Email, and 1 more
ReviewCompareSee alternatives
4
TravelersPartner
9.5/10
Insurance types:
Auto, Home, Renters, and 4 more
Provider type:
Insurer
Claims channels:
Online, Phone, Mail, and 2 more
ReviewCompareSee alternatives
5
Unum logo
UnumPartner
9.5/10
Insurance types:
Life, Health, Dental, and 3 more
Provider type:
Insurer
Claims channels:
Online, Mobile-app, Fax, and 2 more
ReviewCompareSee alternatives
6
Good Sam Insurance Agency logo
Good Sam Insurance AgencyPartner

Up To 50% off Roadside Assistance Plans

9.4/10
Insurance types:
Auto, Home, Renters, and 5 more
Provider type:
Broker
Founded:
1966
ReviewCompareSee alternatives
7
MetLife Pet InsurancePartner
9.4/10
Premium from:
$7
Insurance types:
Pet
Provider type:
Insurer
ReviewCompareSee alternatives
8
State Farm logo
State FarmPartner

Bundle auto and renters insurance: up to $900 average annual household savings

9.4/10
Insurance types:
Auto, Home, Renters, and 5 more
Provider type:
Insurer
Cover limit:
Unlimited payouts on covered costs (Trupanion pet medical)
ReviewCompareSee alternatives
9
ARAG logo
ARAGPartner

ARAG Recht und Heim package: 20% discount

9.3/10
Premium from:
€14.73
Insurance types:
Home, Health, Dental, and 3 more
Provider type:
Insurer
ReviewCompareSee alternatives
10
Liberty Mutual logo
Liberty MutualPartner

Bundle auto and home insurance online: over $950 average annual savings

9.3/10
Premium from:
$5
Insurance types:
Auto, Home, Renters, and 4 more
Provider type:
Insurer
ReviewCompareSee alternatives

Licensed in the United States

American Modern
California Department of Insurance
Travelers
State of Connecticut
Unum
US state insurance departments (Unum Insurance Agency, LLC)
MetLife Pet Insurance
Metropolitan General Insurance Company (Rhode Island licensed insurance company)
Liberty Mutual
NAIC
Liberty Mutual
Iowa (state insurance licence)
Liberty Mutual
California (state insurance licence)
Progressive
California Department of Insurance (Progressive Advantage Agency, Inc.)
Progressive
Texas Department of Insurance (Progressive Advantage Agency, Inc.)
Progressive
California Department of Insurance (CP Pet Insurance Services, LLC)
Progressive
Iowa Insurance Division (Companion Protect Agency, LLC)
Progressive
Florida Department of Financial Services (Companion Protect Agency, LLC)
The Hartford
NAIC
Nationwide Pet Insurance
Ohio state insurance authority (not named in source)
AKC Pet Insurance
National Association of Insurance Commissioners
AKC Pet Insurance
California Department of Insurance
Embrace Pet Insurance
Embrace Pet Insurance Agency, LLC (licensed insurance agency; per-state licence numbers listed for all 50 states and DC)
Embrace Pet Insurance
American Modern Home Insurance Company d/b/a in CA as American Modern Insurance Company (underwriter)
Embrace Pet Insurance
American Southern Home Insurance Company (underwriter)
Figo
Illinois Department of Insurance

Other rankings

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Other countries

Lemonade

Lemonade

Top pick for the United States

9.1/10Visit