Updated October 18, 2026 · SumCue Editorial Team

Top personal loans compared in the United States

200 providers available in the United States, ranked for the United States.

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score. How we rank

Top personal loans compared in the United States
Order	Provider	Score	Features	Key facts	Actions
1	Consumers Credit UnionTop pickPartner 0.50% APR discount on auto loans bought through CCU's Car Buying Service	9.3/10	Fixed rate	APR: 3.99% to 9.99% Term: 0 to 84 months Credit check: Soft prequal	Review CompareVisit
2	UpgradePartner	9.2/10	Fixed rate Credit line	APR: 7.74% to 35.99% Loan amount: $1,000 to $50,000 Term: 24 to 84 months	Review CompareVisit
3	SezzlePartner Sezzle giveaways: over $150K in prizes given away, win $2,000 in Sezzle Spend	8.8/10	Fixed rate	APR: 45% Loan amount: from $20 Term: 1.5 months	Review CompareVisit
4	BadCreditLoans.comPartner	8.4/10	Credit line	APR: 19.9% Loan amount: $500 to $10,000 Term: 3 to 72 months	Review CompareVisit
5	PersonalLoansPartner Personal Loans is a free, advertiser-supported loan connecting service for finding a personal loan in the US.	8.3/10		Loan amount: $250 to $35,000 Term: 3 to 72 months Arrangement fee: Service is free to use, no upfront cost	Review CompareVisit
6	Ariza Credit UnionPartner	9.7/10	No monthly fee Travel	APR: 12% Loan amount: EC$25,000 Term: 36 months	Review CompareSee alternatives
7	BCPPartner	9.7/10	No monthly fee	APR: 8.9% to 87.5% Loan amount: PEN 350,000 Term: 3 to 72 months	Review CompareSee alternatives
8	Grenada Co-operative BankPartner	9.7/10	Credit line	Loan amount: from EC$1,000 Arrangement fee: 1% of the loan amount plus 15% V.A.T., minimum $431.25 (new retail loans) Credit check: Hard	Review CompareSee alternatives
9	Banco PichinchaPartner	9.6/10	No monthly fee Rewards	Loan amount: $300 to $60,000 Term: 3 to 60 months Rate type: Variable	Review CompareSee alternatives
10	Mashreq BankPartner NEO salary transfer cashback on Mashreq NEO Savings Account: AED 100 to AED 2,500 cashback plus additional cashback AED 100 to AED 1,500 depending on monthly salary (AED 5,000-9,999 up to AED 50,000+)	9.6/10	No monthly fee	APR: 2.99% to 36% Loan amount: AED 10,000 to AED 2,000,000 Term: 6 to 60 months	Review CompareSee alternatives

Licensed in the United States

Consumers Credit Union: National Credit Union Administration (NCUA) - federal insurance
Upgrade: NMLS Consumer Access (Upgrade, Inc.)
Upgrade: California Department of Financial Protection and Innovation
Sezzle: OR Division of Financial Regulation
Sezzle: AZ Department of Financial Institutions
Sezzle: CA Department of Financial Protection and Innovation
Sezzle: CT Department of Banking
Sezzle: ID Department of Finance
Sezzle: IA Division of Banking
Sezzle: KS Office of the State Bank Commissioner
Sezzle: MN Department of Commerce, Division of Financial Institutions
Sezzle: Nevada Financial Institutions Division
Sezzle: ND Department of Financial Institutions
Sezzle: OH Department of Commerce
Sezzle: RI Department of Business Regulation
Sezzle: SD Division of Banking
Sezzle: WY Division of Banking
Discover: Federal Deposit Insurance Corporation (FDIC)
AffinityPlus Credit Union: National Credit Union Administration (NCUA)
First Tech Federal Credit Union: National Credit Union Administration (NCUA) - federal credit union charter

Other rankings

Top personal loans compared: worldwide ranking

Browse by category

Other countries

Consumers Credit Union

Top pick for the United States

9.3/10Visit