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MyPhysicianPlan review

Updated September 29, 2026 · SumCue Editorial Team · Facts checked September 29, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

MyPhysicianPlan suits travellers seeking cover across health and travel through a broker setup shown as broker with monthly payments available, with premiums starting at $75. Cover limits run $50K-$200K with eligibility described as up to 99 years, while support runs on phone only, so expectations around contact should be set before applying.

Key facts

Best for
Travellers wanting health and travel cover with monthly payments
Premium from
$75↗
Insurance types
Health, Travel↗
Provider type
Broker↗
Monthly payments
Yes↗
Cover limit
$50K-$200K↗
Age range
up to 99 years↗
Pricing model
Monthly
Official website
myphysicianplan.com

Facts checked September 29, 2026, 3 sources

Apps and profiles

Elsewhere
LinkedInfacebook.cominstagram.com

Pros and cons

Pros

  • Cover across health and travel keeps health and travel protection under the same broker arrangement
  • Cover limits of $50K-$200K give a clear ceiling for planning treatment costs abroad
  • Eligibility described as up to 99 years accommodates mature travellers who face tighter age rules elsewhere
  • Monthly payments are available, spreading cost across the plan term rather than demanding lump sum payment

Cons

  • Support runs on phone only, which limits choice if you prefer chat or email contact
  • Cover focuses on health and travel only, so households wanting auto or home cover may prefer AXA
  • Premiums start at $75, which sits above TravelSecure at €5 for trip only needs
MyPhysicianPlan

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Scored 8.7 / 10 by SumCue.

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Who it suits

  • Travellers wanting health plus travel cover in health and travel rather than life cover from Polizza Vita con Bonus
  • People who value monthly payments and phone contact via phone over chat led service from AXA

Who should look elsewhere

  • Households seeking life cover should consider Polizza Vita con Bonus, which focuses on life rather than health and travel
  • Trip only buyers sensitive to entry price may prefer TravelSecure at €5 rather than MyPhysicianPlan at $75

Price signals

Premiums start at $75 for MyPhysicianPlan, which sets the entry point for travellers comparing health and travel options. The figure represents the starting premium rather than the price every applicant will pay, since the amount due will reflect the plan selected, the scope of protection and personal circumstances. Travellers comparing quotes should therefore treat the starting premium as a guide and check the illustration that matches their itinerary and medical needs. Monthly payments are available, which allows cost to be spread through regular instalments instead of a lump sum. That structure can suit households managing travel budgets alongside other commitments, as payments follow a predictable pattern through the plan term. It also helps travellers align cover with periods of travel without committing funds far in advance. When weighing value, consider how the starting premium interacts with limits, exclusions and service. A lower entry point means less if the ceiling or terms do not suit the trip, while monthly budgeting adds flexibility for those who prefer to manage outgoings in stages.

Cover and limits

MyPhysicianPlan arranges cover across health and travel, combining health and travel protection within the same broker proposition. That pairing suits travellers whose priority is access to medical support while away, rather than protection for possessions, vehicles or property. Keeping both strands together can simplify administration for people who travel often for leisure, family visits or extended stays. Cover limits run $50K-$200K, providing a defined ceiling for qualifying costs. The band allows applicants to select a level that reflects destination, duration and appetite for residual risk, with higher ceilings offering greater headroom for costly treatment episodes. As with all medical travel cover, the headline limit sits alongside definitions, exclusions and claims procedures that shape what is payable in practice. Eligibility is described as up to 99 years, which signals broad acceptance across adult age bands. That breadth can matter for mature travellers who encounter narrower windows elsewhere, although terms, screening and pricing may still vary by age group. Applicants should confirm how age affects their chosen tier before arranging travel.

Who runs it

The service is provided by MyPhysicianPlan, Inc., which identifies the business behind the MyPhysicianPlan brand. Knowing the legal entity helps travellers confirm documentation, correspondence and contractual terms when comparing quotes or raising queries. The business is based in the United States, which provides context on market focus, service hours and the framework within which plans are arranged. That domicile may matter for travellers arranging cover from abroad or coordinating care across borders. Support runs on phone, meaning enquiries are handled by phone rather than through a wider mix of channels. Phone support can suit applicants who prefer direct discussion of health questions, plan tiers and eligibility, with the chance to clarify points during the call. Travellers who prefer written records, messaging or self serve resources should factor that channel choice into expectations, particularly when arranging cover close to departure or when seeking assistance while travelling.

How MyPhysicianPlan compares

Where MyPhysicianPlan is available

Available
United States

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

How much does MyPhysicianPlan cost to start?+

Premiums start at $75 for MyPhysicianPlan cover. The exact amount you pay will depend on the plan options selected, the level of cover chosen and personal circumstances. Monthly payments are available, which can help spread the cost rather than requiring payment in a lump sum.

Can I pay for MyPhysicianPlan in instalments?+

Monthly payments are available with MyPhysicianPlan, which suits travellers who prefer to budget through regular instalments. This structure aligns with its monthly model and can make planning medical and travel protection more predictable. Terms around billing dates and plan changes should be checked before applying.

What types of insurance does MyPhysicianPlan offer?+

MyPhysicianPlan offers cover across health and travel, bringing health and travel protection together under the same broker arrangement. That focus suits travellers who want medical cover while away without arranging separate policies. Households seeking auto, home or life cover will need a different provider such as AXA.

What cover limits apply to MyPhysicianPlan?+

Cover limits run $50K-$200K for qualifying travel medical cover. The range allows travellers to match the ceiling to the destination, length of stay and likely treatment costs. Limits, exclusions and conditions vary by plan, so the wording should be reviewed carefully before relying on protection abroad.

Is there an age limit for MyPhysicianPlan?+

Eligibility is described as up to 99 years for relevant traveller plans. That broad acceptance can appeal to mature travellers who often face tighter age rules elsewhere. Cover, limits and medical screening may still vary by age band, so applicants should confirm the terms that apply to their group.

Who operates MyPhysicianPlan?+

The service is provided by MyPhysicianPlan, Inc., which is based in the United States. It acts as a broker rather than as the carrier of risk, so policies are arranged through partner providers. Understanding that broker role helps set expectations around quotes, policy documents and claims handling.

How do I contact MyPhysicianPlan for help?+

Support runs on phone for MyPhysicianPlan enquiries. Phone contact suits travellers who prefer to discuss medical cover, limits and eligibility directly with an adviser. Those who prefer chat, email or help centre resources may find the choice restrictive compared with larger insurers.

Sources

  • myphysicianplan.com checked September 29, 2026

    Backs: Pricing model, Monthly payments, Premium from

    “Cancel monthly plan renewal any time”

  • myphysicianplan.com/members checked September 29, 2026

    Backs: Insurance types

    “US Care Basic Plan offers access to a dedicated Primary Care Physician”

  • myphysicianplan.com/travelers checked September 29, 2026

    Backs: Age range, Cover limit, Provider type

    “up to 99 years of age”

Compiled from 3 source pages, checked September 29, 2026. We did not open an account.

MyPhysicianPlan

MyPhysicianPlan

Travellers wanting health and travel cover with monthly payments

8.7/10Visit