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KS/AUXILIA review

Updated October 17, 2026 · SumCue Editorial Team

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Our verdict

KS/AUXILIA is a dedicated legal protection insurer covering private life, work, traffic, housing and commercial risks. For households, employees, drivers and landlords wanting focused legal cover with broad family inclusion and prevention services, it provides clearly structured modular options for everyday disputes.

Key facts

Best for
Households seeking dedicated legal protection for everyday life
Premium from
€5.04↗
Insurance types
Legal-expenses, Breakdown↗
Provider type
Insurer↗
Monthly payments
Yes↗
Excess from
€0↗
Claims channels
Online, Phone, Email, Chat↗
Founded
1964↗
Support channels
Email, Chat, Phone↗
Official website
ks-auxilia.de

Facts checked September 29, 2026, 5 sources

Pros and cons

Pros

  • Covers private, occupational, traffic, housing and commercial legal disputes in one portfolio.
  • Includes broad family cover across generations plus prevention and contract checking services.
  • Offers tailored modules for employees, seniors, officials, landlords and companies.
  • Adds motoring support such as breakdown help and guidance after traffic accidents.

Cons

  • Focuses solely on legal protection, so wider household insurance needs stay elsewhere.
  • Modular structure means households must select appropriate areas for private, work or traffic.
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Who it suits

  • Families wanting shared cover across generations
  • Employees and officials seeking work related legal protection
  • Drivers and landlords needing traffic and property dispute cover

Who should look elsewhere

  • Households seeking general cover beyond legal disputes

Areas the legal cover reaches

Cover is grouped into private, work, traffic, housing and commercial areas, so each plan can be shaped around the risks a household or business faces. The private area extends to five generations of family under one arrangement. Modules can be combined with others to match a particular situation, and a family can add further protection as its needs change over time.

How KS/AUXILIA compares

Where KS/AUXILIA is available

Available
Germany

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

What areas does KS/AUXILIA cover?+

KS/AUXILIA covers legal disputes linked to private life, employment, traffic, housing and commercial activity. Private cover addresses family disputes and includes prevention services and contract checks. Housing cover extends to homes, land, garages and parking spaces, while commercial cover addresses business related risks.

Who can use tailored options from KS/AUXILIA?+

KS/AUXILIA provides tailored modules for employees, seniors, officials, tenants, owners and landlords. Employee cover addresses non self employed work and agreements ending employment. Senior cover includes age specific support, while landlord cover addresses rented buildings, land and commercial premises.

What additional services are included with the cover?+

KS/AUXILIA includes prevention cover, mediation support and guidance on legal questions from independent lawyers. Policyholders can receive recommendations for lawyers from its network and advice on fines and contracts. Motoring cover adds club style benefits, breakdown help and assistance after wildlife damage.

Where does KS/AUXILIA protection apply?+

KS/AUXILIA provides legal protection worldwide across many everyday situations. Senior cover expressly includes worldwide protection in numerous life circumstances. Traffic and motoring elements support mobility and provide financial help and practical assistance after road accidents.

What does the cover include for employees and drivers?+

Employees can take out cover for work that is not self employed, including disputes over termination agreements. Drivers and vehicle keepers can add traffic legal cover, which includes telephone legal advice and help with fines. Landlords and homeowners can add property cover for rented buildings, flats, garages and plots of land.

Sources

Compiled from 5 source pages, checked October 17, 2026. We did not open an account.

Related by the facts

KS/AUXILIA

KS/AUXILIA

Households seeking dedicated legal protection for everyday life

9.4/10Visit