AllClear Travel Insurance AU review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

AllClear Travel Insurance AU suits Australian travellers, and seniors especially, who prefer a broker to arrange their cover. The excess starts at AUD 0, so nothing is deducted from a claim, and medical emergencies and repatriation are unlimited on the Gold and Gold Plus policies.

Key facts

Best for
Seniors and Australian travellers buying single trip cover with unlimited medical and repatriation limits.
Insurance types
Travel↗
Provider type
Broker↗
Excess from
A$0↗
Cover limit
Unlimited medical emergency expenses and repatriation (Gold Plus and Gold); $10,000 cancellation cover↗
Claims channels
Online-portal, Phone, Email, Post↗
Age range
No upper age limit↗
Legal entity
AllClear Insurance Services Pty Ltd (ACN 165 270 066)↗
Headquarters
Australia↗
Founded
2000↗
Support channels
Email, Phone, Help-centre↗
Audience
Seniors
Official website
allcleartravel.com.au

Facts checked September 26, 2026, 6 sources

Apps and profiles

Pros and cons

Pros

  • Unlimited medical emergency and repatriation cover on the Gold and Gold Plus policies, alongside cancellation cover.
  • No upper age limit, with seniors named as the audience under seniors.
  • Claims can be made through online portal, phone and email, so the route suits the situation.
  • A broker founded in 2000 and based in Australia.

Cons

  • Only travel insurance is offered, so health, home or auto cover has to come from elsewhere.
  • Support runs on email, phone and help centre only, so there is no live chat route.
  • Cancellation cover sits well below the unlimited medical limit within the same policy.
AllClear Travel Insurance AU

Ready to try AllClear Travel Insurance AU?

Scored 9.1 / 10 by SumCue.

Who it suits

  • Australian travellers who would rather a broker place the cover, since AllClear works as a broker.
  • Seniors, named as the audience under seniors and kept in scope by No upper age limit.
  • Travellers who want to start a claim their own way, through online portal, phone and email.

Who should look elsewhere

  • Travellers after health, life or gadget cover in the same place: Oney Préstamos ES lists health, life and gadget.
  • Anyone wanting auto, home and travel handled together: EuroAsia Insurance lists auto, home and travel.
  • Life cover seekers, since Linxea lists life.

How AllClear Travel Insurance AU compares

Where AllClear Travel Insurance AU is available

Available
Australia

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does AllClear actually cover me for?+

Travel is the only cover type listed, under travel. On the single trip policy, medical emergencies and repatriation are unlimited, while cancellation cover is set at a much lower figure, so read that limit before you book.

Is there an excess to pay on a claim?+

The excess starts at AUD 0, so there is no deductible to fund before a claim is paid. Cover is issued by an underwriter rather than by the site, and the Australian Financial Services Licence sits with Europ Assistance Australia Pty Ltd, AFSL 552106.

Who regulates AllClear?+

The Australian Securities and Investments Commission (ASIC) Australian Financial Services Licence is held by the underwriter Europ Assistance Australia Pty Ltd, AFSL 552106. AllClear also acts as an authorised representative of the same firm, AR 1311154. The company behind the site is AllClear Insurance Services Pty Ltd (ACN 165 270 066).

Does my age stop me from buying cover?+

Age is not a barrier: No upper age limit, and seniors are the audience the site names, seniors. Older travellers are treated as the core customer here rather than an edge case, which is unusual for travel cover.

How do I make a claim?+

Claims can be started through online portal, phone and email, so the route is up to you. Day to day support runs on email, phone and help centre, which covers the questions that come up before a claim rather than during one.

What does the policy cost?+

Because the product is travel insurance only, under travel, a quote is built for a single trip rather than a stretch of cover. The only running cost figure published is the excess, which starts at AUD 0.

Who is AllClear designed for?+

Australian travellers, and seniors above all: seniors names seniors as the audience, and No upper age limit keeps the policy open regardless of age. The office sits in Australia, and support runs on email, phone and help centre.

Who is behind AllClear?+

It operates as a broker, which means cover is arranged for an underwriter rather than underwritten by the site. The business was founded in 2000, and the claims service runs on online portal, phone and email.

Sources

  • allcleartravel.com.au checked September 26, 2026

    Backs: Audience, Provider type, Excess from, Insurance types, Legal entity, Licences

    “Seniors Travel Insurance - Cover for any age range ... Over 50s/Over 60s/Over 70s/Over 80s/Over 85s Travel Insurance”

  • allcleartravel.com.au/about-us checked September 26, 2026

    Backs: Founded

    “2000 - AllClear launches in UK providing specialist Medical Travel Insurance cover”

  • allcleartravel.com.au/claims checked September 26, 2026

    Backs: Claims channels

    “You can start a claim through or online portal or by telephoning us to obtain a claim form ... Write us: Level 9, 35 Clarence Street. Sydney NSW 2000, Australia; Email:...”

  • allcleartravel.com.au/contact-us checked September 26, 2026

    Backs: Headquarters, Support channels

    “Service and administration office: AllClear Travel Insurance, Level 9, 35 Clarence Street, Sydney NSW 2000, Australia”

  • allcleartravel.com.au/single-trip-travel-insurance checked September 26, 2026

    Backs: Cover limit

    “Gold Plus Up to Unlimited Medical Emergency Expenses and Repatriation, Up to Unlimited Cancellation Cover, $10,000 Personal Property Cover, $2,000,000 Personal Liability Cover, $25,000 Legal Expenses...”

  • allcleartravel.com.au/terms-and-conditions checked September 26, 2026

    Backs: Age range

    “AllClear does not operate a maximum age limit for single trip or annual multi-trip policies”

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from, Monthly payments.

AllClear Travel Insurance AU

AllClear Travel Insurance AU

Seniors and Australian travellers buying single trip cover with unlimited medical and repatriation limits.

9.1/10Visit