WAS Insurance review

WAS Insurance arranges travel and pet, covering travel and pet needs. It acts as a broker rather than an insurer, so policies come from partner underwriters. That focus suits readers who want those protections without a broader household portfolio.

Pet policies carry an excess starting at AUD 100 per claim. The exact amount can vary by plan and claim type, so check the schedule before you buy. Monthly billing through monthly spreads the annual premium rather than removing the excess.

WAS Insurance operates as a broker under Wiseandsilent Pty Ltd, listed as Wiseandsilent Pty Ltd. It compares and arranges cover rather than carrying risk itself. Claims and service remain available through stated channels after purchase.

Travel plans include medical protection described as Unlimited medical. That wording points to high medical protection for trips abroad, though limits for cancellation, baggage and other benefits vary by plan. Always read the product disclosure for sub limits and exclusions.

Yes, monthly payments are available, with billing shown as monthly. Paying monthly helps spread household cash flow across the year. Terms, fees for missed payments and cancellation rules are set out in the policy documents.

The business holds licence 536280 in Australia, where oversight comes from ASIC. That licence covers the broking activity of Wiseandsilent Pty Ltd. Cover availability, wording and complaints handling follow Australian rules for residents.

Claims can be started by phone, email and online, giving phone, email and online routes. General help is available through email and phone for policy questions. Keep policy numbers, receipts and medical reports ready to speed assessment.

Eligibility spans 18-99 for travellers, covering adults through to older ages subject to plan rules. Pet eligibility depends on animal age, breed and health history. Pre existing conditions and age loadings may apply, so confirm before purchase.