Staysure review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Staysure is a travel insurer set up for older travellers and expats, with no upper age limit and monthly premiums on annual policies. Premiums sit close to the travel insurance norm, and the insurer is authorised by the Financial Conduct Authority, so older holidaymakers can cover a whole year without paying it all up front.
Key facts
- Best for
- Older travellers and expats who want a single trip or an annual policy paid by the month.
- Insurance types
- Travel↗
- Provider type
- Insurer↗
- Monthly payments
- Yes↗
- Excess from
- £0↗
- Cover limit
- Unlimited emergency medical cover on Comprehensive and Signature policies↗
- Claims channels
- Online claims form, Phone↗
- Age range
- All ages, no upper age limit↗
- Legal entity
- TICORP Limited (Gibraltar company number 111526)↗
- Headquarters
- Gibraltar↗
- Founded
- 2004↗
- Support channels
- Phone, Chat, Help-centre↗
- Audience
- Expats, Seniors
- Pricing model
- Monthly
- Official website
- staysure.co.uk
Facts checked September 26, 2026, 6 sources
Apps and profiles
- Elsewhere
- TrustpilotLinkedInX
Pros and cons
Pros
- All ages, no upper age limit means no upper age limit stops a trip being booked
- Monthly payments, so annual cover can be spread rather than paid in one go
- 599282 and a Gibraltar Financial Services Commission authorisation
Cons
- travel is travel only, so home, car and life cover have to go elsewhere
- phone, chat and help centre runs on phone, chat and help centre
- £0 applies on claims, which can cut into a smaller payout
Who it suits
- Older travellers, since All ages, no upper age limit removes the usual age cut-off
- Expats, who sit at the heart of the expats and seniors it serves
- Anyone holding a long stay covered by an annual policy paid by the month
Who should look elsewhere
- Linxea, whose cover is life rather than travel
- Oney Prestamos, which leans on health, life and gadget lines
- Euroasia Insurance, whose travel cover sits alongside auto, home and gadget
How Staysure compares
9.1 vs 8.6
9.1 vs 9.4
9.1 vs 9.3
9.1 vs 9.4
9.1 vs 8.7
9.1 vs 8.5
9.1 vs 9.4
9.1 vs 8.7
9.1 vs 9.0
9.1 vs 8.7health, life and gadget covers health, life and gadget, with no trip cover.
9.1 vs 9.4
9.1 vs 9.2
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 8.7life is life cover, so it answers a different need for longer term protection.
9.1 vs 9.0
9.1 vs 8.8
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 9.0
9.1 vs 8.3
9.1 vs 9.5
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 8.9- 9.1 vs 8.6
9.1 vs 8.6
9.1 vs 8.5
9.1 vs 8.4
9.1 vs 8.3
9.1 vs 8.3
9.1 vs 8.2- 9.1 vs 8.0
Where Staysure is available
- Available
- Gibraltar, United Kingdom
- Licence in Gibraltar
- Gibraltar Financial Services Commission, checked September 26, 2026
- Licence in United Kingdom
- Financial Conduct Authority (599282), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does a Staysure travel policy cost?+
Premiums vary by age, destination and cover level, and travel policies on this site start from a median of €7.93. The wider insurance median is €8.31, so entry points sit near the market average rather than below it.
How old do you have to be to buy cover?+
There is no upper age limit, which is the point of the All ages, no upper age limit. Seniors are a named part of the expats and seniors, so an older traveller is a mainstream customer here rather than an exception that needs referring elsewhere.
Is Staysure regulated?+
Yes. Staysure holds Financial Conduct Authority authorisation, reference 599282, and the legal entity behind the policies is TICORP Limited (Gibraltar company number 111526). The Gibraltar Financial Services Commission is the second regulator named in the licences.
Can I pay for an annual policy by the month?+
Monthly payments are available, and monthly covers annual travel policies. That spreads a full year of cover into smaller amounts instead of one large payment, which suits anyone on a fixed monthly income.
How do I make a claim?+
Claims run through online claims form and phone, meaning an online claims form or a phone call. Both routes are listed, so a claim can be started without visiting a branch or sending paper by post.
What help is available outside a claim?+
Support runs on phone, chat and help centre, covering phone, chat and a help centre. Email and community options are not in that list, so anyone who prefers writing out by email will need another channel.
Can I remove the excess?+
The excess starts at £0 on the standard product, and a waiver can be added on some policies. Paying to waive it only makes sense where a claim would otherwise be small enough for the excess to swallow it.
Is Staysure an insurer or a broker?+
Staysure is an insurer, per insurer, so the contract sits with the company you buy from. Across the market 43.5% insurers sit alongside brokers and comparison sites, which handle less of the writing.
Sources
- staysure.co.uk checked September 26, 2026
Backs: Audience, Cover limit, Headquarters, Legal entity, Support channels, Licences
“Expat travel insurance ... Seniors: Over 50s travel insurance ... travel insurance for over 85s”
- staysure.co.uk/affiliates checked September 26, 2026
Backs: Provider type, Founded
“We're the UK's number 1 travel insurance provider specialising in cover for pre-existing medical conditions.”
- staysure.co.uk/annual-travel-insurance checked September 26, 2026
Backs: Pricing model, Monthly payments
“Available on Annual Multi-trip policies to the value of £80 and over ... Monthly repayments of £18.56”
- staysure.co.uk/excess-waiver checked September 26, 2026
Backs: Excess from
“Signature policy £0 - £0 (Add-on included as standard)”
- staysure.co.uk/senior-citizen-travel-insurance checked September 26, 2026
Backs: Age range
“Staysure's senior travel insurance comes with no upper age limit”
- staysure.co.uk/travel-insurance checked September 26, 2026
Backs: Claims channels, Insurance types
“Make a claim online Or call us on 0333 305 7209”
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Premium from.
Related by the facts
Staysure
Older travellers and expats who want a single trip or an annual policy paid by the month.