Updated September 30, 2026 · SumCue Editorial Team
MyPhysicianPlan vs TravelSecure
MyPhysicianPlan
TravelSecure
Higher score in this comparison
What sets them apart
| Compare | ||
|---|---|---|
| Premium from | $75 | €5 |
| Insurance types | Health, TravelCovers more | Travel |
| Provider type | Broker | Insurer |
| Monthly payments | YesHas it | No |
| Excess from | Not confirmed | €25 |
| Cover limit | $50K-$200K | Not confirmed |
| Claims channels | Not confirmed | Online, Email |
| Age range | up to 99 years | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- TravelSecure scores higher overall: 9.0 vs 8.7.
- Monthly payments: only MyPhysicianPlan.
- Insurance types: only MyPhysicianPlan offers Health.
Our verdict on each
MyPhysicianPlan
MyPhysicianPlan suits travellers seeking cover across health and travel through a broker setup shown as broker with monthly payments available, with premiums starting at $75. Cover limits run $50K-$200K with eligibility described as up to 99 years, while support runs on phone only, so expectations around contact should be set before applying.
TravelSecure
TravelSecure suits seniors seeking travel cover from an insurer setup with phone plus help centre support for claims handled online and by email. Premiums start at €5 with excess from €25, while monthly payments shape the budgeting trade off for annual cover.
Score breakdown
| Area | MyPhysicianPlan | TravelSecure |
|---|---|---|
| Cost | 8.7Premiums start at $75 with monthly payments available for budgeting | 8.8HigherPremiums start at €5 with excess from €25 |
| Offer | 8.4Cover spans health and travel with limits of $50K-$200K for medical needs | 8.4Travel focus shown by travel with claims via online and email |
| Trust | 8.8Operated by MyPhysicianPlan, Inc. based in US with phone contact | 9.6HigherDirect insurer model shown by insurer for clear accountability |
Where they rank in our lists
| Ranking | MyPhysicianPlan | TravelSecure |
|---|---|---|
| Insurance | 2 of 627 | 12 of 627 |
| Travel insurance | 1 of 278 | 5 of 278 |
Where each is licensed and available
Additional countries for MyPhysicianPlan: 1. Additional countries for TravelSecure: 1.
Pick MyPhysicianPlan if, pick TravelSecure if
Pick MyPhysicianPlan if insurance types and monthly payments matter most.
Pick TravelSecure if trust matter most.
Every fact side by side
| Fact | MyPhysicianPlan | TravelSecure |
|---|---|---|
| Audience | Not confirmed | Seniors |
| Pricing model | Monthly | Not confirmed |
Where each stands against the rest
| Fact | MyPhysicianPlan | TravelSecure | Median |
|---|---|---|---|
| Excess from | Not confirmed | €25below the median | €70 |
Median across 66 listed providers.
Pros and cons
MyPhysicianPlan
Pros
- Cover across health and travel keeps health and travel protection under the same broker arrangement
- Cover limits of $50K-$200K give a clear ceiling for planning treatment costs abroad
- Eligibility described as up to 99 years accommodates mature travellers who face tighter age rules elsewhere
Cons
- Support runs on phone only, which limits choice if you prefer chat or email contact
- Cover focuses on health and travel only, so households wanting auto or home cover may prefer AXA
- Premiums start at $75, which sits above TravelSecure at €5 for trip only needs
TravelSecure
Pros
- Direct insurer setup for clear accountability on travel policies
- Premiums start at €5, below typical travel premium levels for budget planning
- Claims routes via online and email give digital options for documentation and updates
Cons
- Cover centres on travel only, so households wanting wider protection may look at AXA
- Support runs on phone and help centre only, which limits choice for readers wanting chat or email help
- Monthly payments are not available, so budgeting stays tied to €5 paid upfront
Who each suits
MyPhysicianPlan
Who it suits
- Travellers wanting health plus travel cover in health and travel rather than life cover from Polizza Vita con Bonus
- People who value monthly payments and phone contact via phone over chat led service from AXA
Who should look elsewhere
- Households seeking life cover should consider Polizza Vita con Bonus, which focuses on life rather than health and travel
- Trip only buyers sensitive to entry price may prefer TravelSecure at €5 rather than MyPhysicianPlan at $75
TravelSecure
Who it suits
- Seniors planning trips who value a direct insurer route for travel cover
- Travellers comfortable paying upfront at €5 without monthly payments
- Readers happy with phone plus help centre support via phone and help centre
Who should look elsewhere
- Readers wanting life cover rather than trip cover may prefer Polizza Vita con Bonus given life
- Readers wanting broker choice across many insurers may prefer Explorer Travel Insurance given broker
- Readers wanting instalment budgeting may look beyond TravelSecure as monthly payments are not available
Country by country
| Country | MyPhysicianPlan | TravelSecure |
|---|---|---|
| Germany | No | Yes |
| United States | Yes | No |
Questions about each
MyPhysicianPlan
How much does MyPhysicianPlan cost to start?+
Premiums start at $75 for MyPhysicianPlan cover. The exact amount you pay will depend on the plan options selected, the level of cover chosen and personal circumstances. Monthly payments are available, which can help spread the cost rather than requiring payment in a lump sum.
Can I pay for MyPhysicianPlan in instalments?+
Monthly payments are available with MyPhysicianPlan, which suits travellers who prefer to budget through regular instalments. This structure aligns with its monthly model and can make planning medical and travel protection more predictable. Terms around billing dates and plan changes should be checked before applying.
TravelSecure
What does TravelSecure cover?+
TravelSecure focuses on travel cover, so you arrange protection for trips rather than for home, auto or health needs. That narrow focus helps seniors compare trip options clearly. Check policy terms to confirm cancellation, medical and baggage scope before you buy.
How much does TravelSecure cost?+
Premiums start at €5 for trip cancellation style cover, with final cost shaped by trip value, duration and traveller profile. That entry point helps you gauge affordability early. Always compare excess, limits and exclusions alongside headline premium before purchase.
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