ICICI Lombard review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
ICICI Lombard is an insurer founded in 2001 and based in India, writing cover in auto, health and travel. It suits readers who want one insurer across auto, health, travel, home and motorcycle policies, and less suitable if you want a name with a long-standing UK presence.
Key facts
- Best for
- Households bundling several kinds of cover under a single insurer.
- Insurance types
- Auto, Health, Travel, Home, Motorcycle↗
- Provider type
- Insurer↗
- Legal entity
- ICICI Lombard General Insurance Company Ltd↗
- Headquarters
- India↗
- Founded
- 2001↗
- Official website
- icicilombard.com
Facts checked September 26, 2026, 1 source
Pros and cons
Pros
- Covers auto, health and travel under one insurer, so car, health, travel, home and motorcycle sit in the same portfolio.
- An insurer rather than a broker or comparison site, so policies are underwritten in house.
- Founded in 2001, which gives some track record to read against.
- Legal entity is ICICI Lombard General Insurance Company Ltd, a named company rather than a trading alias.
Cons
- Pet, gadget and breakdown cover is not among its auto, health and travel, so those risks have to go to another provider.
Who it suits
- Readers in IN who want auto, health, travel, home and motorcycle under one roof.
- Households bundling several policies and valuing a single point of contact.
- People who prefer an insurer underwriting directly rather than a broker placing cover.
Who should look elsewhere
- Linxea, if the need is life cover rather than general insurance.
- Euroasia Insurance, whose auto, home and travel adds gadget cover, which is not among auto, health and travel here.
- Oney Préstamos ES, whose health, life and gadget centres on health, life and gadget policies.
How ICICI Lombard compares
9.3 vs 8.6
9.3 vs 9.4
9.3 vs 9.3
9.3 vs 9.4
9.3 vs 8.7
9.3 vs 8.5
9.3 vs 9.4
9.3 vs 8.7
9.3 vs 9.0
9.3 vs 8.7Its health, life and gadget puts life and gadget policies first, a different mix from auto, health and travel here.
9.3 vs 9.4
9.3 vs 9.2
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 8.7Its life is life only, so it sits outside the general insurance this insurer covers.
9.3 vs 9.0
9.3 vs 8.8
9.3 vs 8.9
9.3 vs 8.9
9.3 vs 9.0
9.3 vs 8.3
9.3 vs 9.5
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 8.9
9.3 vs 8.9
9.3 vs 8.9- 9.3 vs 8.6
9.3 vs 8.6
9.3 vs 8.5
9.3 vs 8.4
9.3 vs 8.3
9.3 vs 8.3
9.3 vs 8.2- 9.3 vs 8.0
Where ICICI Lombard is available
- Available
- India
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What kinds of insurance does ICICI Lombard sell?+
The listed cover runs to auto, health and travel, so auto, health, travel, home and motorcycle policies all sit with the same insurer. That spread is wider than a single-product insurer, though narrower than one also writing pet, gadget or breakdown cover. Buying two of these from one insurer can simplify renewal admin.
Is ICICI Lombard an insurer or a broker?+
It is an insurer, not a broker, which means policies are underwritten in house rather than placed with another carrier. The legal entity behind the name is ICICI Lombard General Insurance Company Ltd. Readers who prefer to deal only with an underwriter rather than a comparison site can weigh that difference.
When was ICICI Lombard founded and where is it based?+
It was founded in 2001 and is headquartered in India. That combination points to an India based carrier, so policy wording, claims handling and the accepted payment methods are set for that market rather than a UK one. Read the wording for your own residency before signing.
How much does cover from ICICI Lombard cost?+
No premium figure is given for this brand, so cost has to be worked out from a quote rather than a listed rate. The wider set of general insurance policies carries a middle range, but that tells you nothing about this insurer's own pricing. Get a quote per policy type before comparing.
Which regulator and protection scheme cover these policies?+
No regulator, licence or protection scheme is listed for this brand, so none can be named and no claim can be made about what a scheme would pay. That is a gap to close at quote stage rather than a deal breaker on its own. Ask directly which regulator supervises the policy and what protection applies.
Does ICICI Lombard cover a motorcycle as well as a car?+
Motorcycle cover is part of auto, health and travel, alongside auto, so both vehicle classes are on the list. A rider with both a car and a bike can ask about a combined policy rather than two separate ones. Policies for vans or breakdown recovery are not in the listed set.
Can I get travel and health cover from the same insurer?+
Both travel and health appear in auto, health and travel, so one insurer can underwrite the two. Buyers taking out several policies at renewal can ask about multi policy terms. Nothing in the listed facts indicates a bundle discount, so treat that as a question rather than an expectation.
Sources
- en.wikipedia.org/wiki/ICICI_Lombard checked September 26, 2026
Backs: Provider type, Founded, Headquarters, Insurance types, Legal entity
“ICICI Lombard General Insurance Company Limited is an Indian general insurance company”
Compiled from 1 source page, checked September 26, 2026. We did not open an account.
Not confirmed yet: Premium from, Monthly payments.