Updated September 29, 2026 · SumCue Editorial Team
MSIG Insurance (Thailand) vs MyPhysicianPlan
MSIG Insurance (Thailand)
Higher score in this comparison
MyPhysicianPlan
Where MSIG Insurance (Thailand) and MyPhysicianPlan differ
| Compare | MSIG Insurance (Thailand)ReviewVisitVisit | MyPhysicianPlanReviewVisitVisit |
|---|---|---|
| Premium from | THB 299 | $75 |
| Insurance types | Auto, Travel, Home, HealthCovers more | Health, Travel |
| Provider type | Insurer | Broker |
| Cover limit | Up to THB 50,000 hospitalisation benefit (Seasonal Disease plan 'Hot Hit', PP02) | $50K-$200K |
| Monthly payments | Not confirmed | Yes |
| Claims channels | Phone, Online claims portal, Email | Not confirmed |
| Age range | Not confirmed | up to 99 years |
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Key differences
- MSIG Insurance (Thailand) scores higher overall: 9.3 vs 8.7.
- Insurance types: only MSIG Insurance (Thailand) offers Auto, Home.
Our verdict on each
MSIG Insurance (Thailand)
MSIG Insurance (Thailand) suits households in Thailand that want motor, travel, home and health policies from a single insurer, and claims can start by phone, through the online claims portal or by email. Premiums start at THB 299, and support runs on email, phone and chat.
MyPhysicianPlan
MyPhysicianPlan suits travellers seeking cover across health and travel through a broker setup shown as broker with monthly payments available, with premiums starting at $75. Cover limits run $50K-$200K with eligibility described as up to 99 years, while support runs on phone only, so expectations around contact should be set before applying.
Score breakdown
| Area | MSIG Insurance (Thailand) | MyPhysicianPlan |
|---|---|---|
| Cost | 9.1HigherPremiums start at THB 299, ahead of €0 and €25 on entry price. | 8.7Premiums start at $75 with monthly payments available for budgeting |
| Offer | 9.3Higher | 8.4Cover spans health and travel with limits of $50K-$200K for medical needs |
| Trust | 9.5Higher | 8.8Operated by MyPhysicianPlan, Inc. based in US with phone contact |
Availability and regulation
| Country | MSIG Insurance (Thailand) | MyPhysicianPlan |
|---|---|---|
| Thailand | Not confirmed |
Additional countries for MSIG Insurance (Thailand): 1. Additional countries for MyPhysicianPlan: 1.
How they place
| Ranking | MSIG Insurance (Thailand) | MyPhysicianPlan |
|---|---|---|
| Insurance | 20 of 627 | 2 of 627 |
| Health insurance | 9 of 200 | 1 of 200 |
| Travel insurance | 12 of 278 | 1 of 278 |
Feature by feature
| Insurance types | MSIG Insurance (Thailand) | MyPhysicianPlan |
|---|---|---|
| Auto | Yes | No |
| Home | Yes | No |
| Health | Yes | Yes |
| Travel | Yes | Yes |
What we checked
MSIG Insurance (Thailand)
- msig-thai.com: 6 facts, checked September 26, 2026
- psmart.msig-thai.com: 2 facts, checked September 26, 2026
MyPhysicianPlan
- myphysicianplan.com: 7 facts, checked September 29, 2026
Every fact side by side
| Fact | MSIG Insurance (Thailand) | MyPhysicianPlan |
|---|---|---|
| Pricing model | Not confirmed | Monthly |
| Legal entity | MSIG Insurance (Thailand) Public Company Limited | Not confirmed |
| Headquarters | Thailand | Not confirmed |
| Support channels | Email, Phone, Chat, Help centre | Not confirmed |
Pros and cons
MSIG Insurance (Thailand)
Pros
- Claims open by phone, through the online claims portal or by email: phone, online claims portal and email.
- Motor, travel, home and health sit with a single insurer: auto, travel and home.
- Help runs on email, phone, chat and a help centre: email, phone and chat.
Cons
- Premiums start at THB 299, above €0 at bunq and €25 at Linxea.
- Cover stops at the types listed, auto, travel and home, so life and pet policies sit outside the range.
MyPhysicianPlan
Pros
- Cover across health and travel keeps health and travel protection under the same broker arrangement
- Cover limits of $50K-$200K give a clear ceiling for planning treatment costs abroad
- Eligibility described as up to 99 years accommodates mature travellers who face tighter age rules elsewhere
Cons
- Support runs on phone only, which limits choice if you prefer chat or email contact
- Cover focuses on health and travel only, so households wanting auto or home cover may prefer AXA
- Premiums start at $75, which sits above TravelSecure at €5 for trip only needs
Who each suits
MSIG Insurance (Thailand)
Who it suits
- Households in Thailand holding a car, a home, health cover or travel plans: auto, travel and home
- Readers who want to open a claim by phone, online or by email: phone, online claims portal and email
- Shoppers who want help across email, phone, chat and a help centre: email, phone and chat
Who should look elsewhere
- Price-first shoppers: bunq and bunq Spain start at €0 and €0, below THB 299 here.
- Readers who want a life or savings product: Linxea starts at €25 and covers a different product line from auto, travel and home.
- Buyers who want cover that travels with them across markets: this insurer sits in TH and writes auto, travel and home.
MyPhysicianPlan
Who it suits
- Travellers wanting health plus travel cover in health and travel rather than life cover from Polizza Vita con Bonus
- People who value monthly payments and phone contact via phone over chat led service from AXA
Who should look elsewhere
- Households seeking life cover should consider Polizza Vita con Bonus, which focuses on life rather than health and travel
- Trip only buyers sensitive to entry price may prefer TravelSecure at €5 rather than MyPhysicianPlan at $75
Current offers
MSIG Insurance (Thailand)
Current offer
Discount code
MSIG Motor insurance: enter promocode MPTT15 to get e-Voucher worth up to 700 THB: e-Voucher up to THB 700
Ends 31 January 2027
Source, checked September 26, 2026
Discount code
Home insurance: enter code Ban15 for 15% off plus Starbucks e-Coupon worth up to 600 THB: 15% off + e-Coupon up to THB 600
Ends 31 January 2027
Source, checked September 26, 2026
Bonus
Special promotion MSIG Trip Easy Plus domestic travel, enter code 18DM, 2 benefits: 2 benefits per policy
Ends 31 January 2027
Source, checked September 26, 2026
Discount code
MSIG Overseas Student travel insurance: enter promocode 18SAVE to get e-Coupon worth up to 1,400 THB: e-Coupon up to THB 1,400
Ends 31 December 2026
Source, checked September 26, 2026
Discount code
Enter promocode 15STB or 15PTT to get e-Coupon / e-Voucher worth up to 1,000 THB for MSIG Travel Easy Plus overseas travel (per trip and annual): e-Coupon / e-Voucher up to THB 1,000
Ends 31 October 2026
Source, checked September 26, 2026
Country by country
| Country | MSIG Insurance (Thailand) | MyPhysicianPlan |
|---|---|---|
| Thailand | Yes | No |
| United States | No | Yes |
Questions about each
MSIG Insurance (Thailand)
What is the entry premium?+
Premiums start at THB 299 on the seasonal disease plan, the simplest product in the range. The other lines, auto, travel and home, are priced separately, so that figure sits at the bottom of the range rather than in the middle of it.
Is MSIG a bank?+
No. insurer reads insurer, and the legal entity is MSIG Insurance (Thailand) Public Company Limited, based in Thailand. Policies are underwritten and paid by the insurer itself, so the money sits with a single company rather than a bank.
MyPhysicianPlan
How much does MyPhysicianPlan cost to start?+
Premiums start at $75 for MyPhysicianPlan cover. The exact amount you pay will depend on the plan options selected, the level of cover chosen and personal circumstances. Monthly payments are available, which can help spread the cost rather than requiring payment in a lump sum.
Can I pay for MyPhysicianPlan in instalments?+
Monthly payments are available with MyPhysicianPlan, which suits travellers who prefer to budget through regular instalments. This structure aligns with its monthly model and can make planning medical and travel protection more predictable. Terms around billing dates and plan changes should be checked before applying.
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