Updated September 29, 2026 · SumCue Editorial Team
HelloSafe (Atlas) vs MyPhysicianPlan
HelloSafe (Atlas)
MyPhysicianPlan
Higher score in this comparison
HelloSafe (Atlas) vs MyPhysicianPlan: the differences
| Compare | HelloSafe (Atlas)ReviewVisitVisit | MyPhysicianPlanReviewVisitVisit |
|---|---|---|
| Premium from | €9 | $75 |
| Insurance types | Travel | Health, TravelCovers more |
| Monthly payments | No | YesHas it |
| Cover limit | Emergency medical expenses EUR 500,000 - 2,500,000 | $50K-$200K |
| Age range | All ages, every nationality | up to 99 years |
| Claims channels | Phone, Email, Chat | Not confirmed |
Same on both: Provider type (Broker).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- MyPhysicianPlan scores higher overall: 8.7 vs 8.6.
- HelloSafe (Atlas) is available in 27 more countries.
- Monthly payments: only MyPhysicianPlan.
- Insurance types: only MyPhysicianPlan offers Health.
Our verdict on each
HelloSafe (Atlas)
HelloSafe suits expats seeking travel cover through a broker model with helpful support across phone, email and chat for trip planning. Premiums start at €9 with emergency medical cover at Emergency medical expenses EUR 500,000 - 2,500,000, while monthly payments stay unavailable for annual plans and cover remains travel focused.
MyPhysicianPlan
MyPhysicianPlan suits travellers seeking cover across health and travel through a broker setup shown as broker with monthly payments available, with premiums starting at $75. Cover limits run $50K-$200K with eligibility described as up to 99 years, while support runs on phone only, so expectations around contact should be set before applying.
Score breakdown
| Area | HelloSafe (Atlas) | MyPhysicianPlan |
|---|---|---|
| Cost | 8.5Premiums start at €9 with annual payment in view. | 8.7HigherPremiums start at $75 with monthly payments available for budgeting |
| Offer | 8.8HigherTravel focus with emergency cover at Emergency medical expenses EUR 500,000 - 2,500,000 for expats. | 8.4Cover spans health and travel with limits of $50K-$200K for medical needs |
| Trust | 8.5Broker entry under licence 21008038 with assisted support. | 8.8HigherOperated by MyPhysicianPlan, Inc. based in US with phone contact |
How they place
| Ranking | HelloSafe (Atlas) | MyPhysicianPlan |
|---|---|---|
| Insurance | 13 of 627 | 2 of 627 |
| Travel insurance | 6 of 278 | 1 of 278 |
Choosing between them
Pick HelloSafe (Atlas) if offer matter most.
Pick MyPhysicianPlan if trust, insurance types, and monthly payments matter most.
Where each is licensed and available
| Country | HelloSafe (Atlas) | MyPhysicianPlan |
|---|---|---|
| France | ORIAS 21008038 | Not confirmed |
Available in 1 country for both. Additional countries for HelloSafe (Atlas): 27.
Sources behind this comparison
HelloSafe (Atlas)
- hellosafe.com: 8 facts, checked September 29, 2026
MyPhysicianPlan
- myphysicianplan.com: 7 facts, checked September 29, 2026
Every fact side by side
| Fact | HelloSafe (Atlas) | MyPhysicianPlan |
|---|---|---|
| Audience | Expats | Not confirmed |
| Pricing model | Not confirmed | Monthly |
Pros and cons
HelloSafe (Atlas)
Pros
- Emergency medical expenses at Emergency medical expenses EUR 500,000 - 2,500,000 give clear headroom for travel medical needs
- Premiums start at €9, which sits near the middle of travel premiums across the site
- Support across email, chat and phone gives choice for questions and claims while travelling
Cons
- Life cover is not among its travel, so households wanting life protection alongside travel need a second provider
- Home and motor cover are not among its travel, which keeps the range narrow for households wanting bundled policies
- HelloSafe acts as broker, so policy terms and claims depend on the partner insurer behind each plan
MyPhysicianPlan
Pros
- Cover across health and travel keeps health and travel protection under the same broker arrangement
- Cover limits of $50K-$200K give a clear ceiling for planning treatment costs abroad
- Eligibility described as up to 99 years accommodates mature travellers who face tighter age rules elsewhere
Cons
- Support runs on phone only, which limits choice if you prefer chat or email contact
- Cover focuses on health and travel only, so households wanting auto or home cover may prefer AXA
- Premiums start at $75, which sits above TravelSecure at €5 for trip only needs
Who each suits
HelloSafe (Atlas)
Who it suits
- Expats seeking travel cover that is open to All ages, every nationality and arranged online
- Travellers who value emergency medical cover at Emergency medical expenses EUR 500,000 - 2,500,000 with support across email, chat and phone
Who should look elsewhere
- Households wanting life cover should look at Polizza Vita con Bonus, which focuses on life rather than travel
- Travellers seeking very low entry premiums could compare TravelSecure, which lists premiums starting at €5 against €9
MyPhysicianPlan
Who it suits
- Travellers wanting health plus travel cover in health and travel rather than life cover from Polizza Vita con Bonus
- People who value monthly payments and phone contact via phone over chat led service from AXA
Who should look elsewhere
- Households seeking life cover should consider Polizza Vita con Bonus, which focuses on life rather than health and travel
- Trip only buyers sensitive to entry price may prefer TravelSecure at €5 rather than MyPhysicianPlan at $75
Country by country
| Country | HelloSafe (Atlas) | MyPhysicianPlan |
|---|---|---|
| Brazil | Yes | No |
| Bulgaria | Yes | No |
| Canada | Yes | No |
| Croatia | Yes | No |
| Czechia | Yes | No |
| Denmark | Yes | No |
| Estonia | Yes | No |
| Finland | Yes | No |
8 of 28 countries where either is available.
Questions about each
HelloSafe (Atlas)
What does HelloSafe travel insurance cost?+
Premiums start at €9 for HelloSafe travel cover. The exact amount you pay depends on destination, duration, age and selected medical limits. You should compare the entry premium against emergency cover and trip features before choosing.
Can I pay for HelloSafe cover monthly?+
Monthly payments are listed as unavailable for annual travel cover. That means you pay for the selected period in a lump sum at purchase. If spreading cost across the year matters, compare providers that allow monthly payments.
MyPhysicianPlan
How much does MyPhysicianPlan cost to start?+
Premiums start at $75 for MyPhysicianPlan cover. The exact amount you pay will depend on the plan options selected, the level of cover chosen and personal circumstances. Monthly payments are available, which can help spread the cost rather than requiring payment in a lump sum.
Can I pay for MyPhysicianPlan in instalments?+
Monthly payments are available with MyPhysicianPlan, which suits travellers who prefer to budget through regular instalments. This structure aligns with its monthly model and can make planning medical and travel protection more predictable. Terms around billing dates and plan changes should be checked before applying.
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