Updated September 29, 2026 · SumCue Editorial Team
MyPhysicianPlan vs Vuso UA
MyPhysicianPlan
Vuso UA
Higher score in this comparison
MyPhysicianPlan vs Vuso UA: the differences
| Compare | MyPhysicianPlanReviewVisitVisit | Vuso UAReviewVisitVisit |
|---|---|---|
| Insurance types | Health, Travel | Auto, Travel, Health, Home, RentersCovers more |
| Provider type | Broker | Insurer |
| Cover limit | $50K-$200K | Up to 3.5 million UAH (KASKO Patriot 2.0 Unlimited) |
| Age range | up to 99 years | Children aged 0-3 and adults aged 60-65 (voluntary medical insurance) |
| Premium from | $75 | Not confirmed |
| Monthly payments | Yes | Not confirmed |
| Excess from | Not confirmed | €0 to €50 |
| Claims channels | Not confirmed | Phone |
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Key differences
- Vuso UA scores higher overall: 9.3 vs 8.7.
- Insurance types: only Vuso UA offers Auto, Home, Renters.
Our verdict on each
MyPhysicianPlan
MyPhysicianPlan suits travellers seeking cover across health and travel through a broker setup shown as broker with monthly payments available, with premiums starting at $75. Cover limits run $50K-$200K with eligibility described as up to 99 years, while support runs on phone only, so expectations around contact should be set before applying.
Vuso UA
Vuso UA suits people seeking personal insurance from a Ukrainian insurer, particularly expats. Its broad choice of auto, travel, health, home and renters insurance makes it more versatile than Linxea, while premiums across insurance listings start at a median of €8.31.
Score breakdown
| Area | MyPhysicianPlan | Vuso UA |
|---|---|---|
| Cost | 8.7Premiums start at $75 with monthly payments available for budgeting | 9.6HigherPremiums across listed insurance categories start at a median of €8.31. |
| Offer | 8.4Cover spans health and travel with limits of $50K-$200K for medical needs | 9.0Higher |
| Trust | 8.8Operated by MyPhysicianPlan, Inc. based in US with phone contact | 9.2Higher |
Side by side, item by item
| Insurance types | MyPhysicianPlan | Vuso UA |
|---|---|---|
| Auto | No | Yes |
| Home | No | Yes |
| Renters | No | Yes |
| Health | Yes | Yes |
| Travel | Yes | Yes |
How they place
| Ranking | MyPhysicianPlan | Vuso UA |
|---|---|---|
| Insurance | 2 of 627 | 21 of 627 |
| Health insurance | 1 of 200 | 10 of 200 |
| Travel insurance | 1 of 278 | 13 of 278 |
Every fact side by side
| Fact | MyPhysicianPlan | Vuso UA |
|---|---|---|
| Audience | Not confirmed | Expats |
| Pricing model | Monthly | Not confirmed |
| Legal entity | Not confirmed | PrAT Insurance Company VUSO |
| Headquarters | Not confirmed | Ukraine |
| Founded | Not confirmed | 2001 |
| Support channels | Not confirmed | Phone, Email, Chat, Help centre |
Where each stands against the rest
| Fact | MyPhysicianPlan | Vuso UA | Median |
|---|---|---|---|
| Premium from | $75highest quarter | Not confirmed | $11 |
| Excess from | Not confirmed | €0 to €50below the median | €70 |
Median across 66 listed providers.
Pros and cons
MyPhysicianPlan
Pros
- Cover across health and travel keeps health and travel protection under the same broker arrangement
- Cover limits of $50K-$200K give a clear ceiling for planning treatment costs abroad
- Eligibility described as up to 99 years accommodates mature travellers who face tighter age rules elsewhere
Cons
- Support runs on phone only, which limits choice if you prefer chat or email contact
- Cover focuses on health and travel only, so households wanting auto or home cover may prefer AXA
- Premiums start at $75, which sits above TravelSecure at €5 for trip only needs
Vuso UA
Pros
- Covers auto, travel, health, home and renters insurance through auto, travel and health.
- Vuso UA is an insurer rather than a broker, according to insurer.
- Customers can reach the insurer by phone, email, chat or the help centre through phone, email and chat.
Cons
- Voluntary medical insurance is limited to a stated age range covering children and older adults, not every applicant.
- The stated cover limit, Up to 3.5 million UAH (KASKO Patriot 2.0 Unlimited), belongs to a single unlimited KASKO product rather than to every Vuso UA policy.
- Premiums vary widely across the market, with listed prices running €0 to €3,431.08.
Who each suits
MyPhysicianPlan
Who it suits
- Travellers wanting health plus travel cover in health and travel rather than life cover from Polizza Vita con Bonus
- People who value monthly payments and phone contact via phone over chat led service from AXA
Who should look elsewhere
- Households seeking life cover should consider Polizza Vita con Bonus, which focuses on life rather than health and travel
- Trip only buyers sensitive to entry price may prefer TravelSecure at €5 rather than MyPhysicianPlan at $75
Vuso UA
Who it suits
- Expats and internationally minded residents in Ukraine, matching expats, who want personal cover in one place.
- Ukrainian households looking for more than one category of cover.
- Customers who want support by phone, email, chat or a help centre through phone, email and chat.
Who should look elsewhere
- People seeking life insurance, since Linxea offers life.
- Shoppers focused mainly on gadget insurance, since Oney Préstamos ES offers health, life and gadget and Vuso UA's listed types do not include gadgets.
- People wanting a Ukrainian insurer that lists travel, home and gadget cover but no listed auto cover, unlike the range described for Euroasia Insurance by auto, home and travel.
Current offers
Vuso UA
Current offer
Discount code
10% discount on medical travel insurance for trips abroad: 10% discount
Covers COVID-19 treatment costs, 24/7 emergency medical assistance worldwide
Source, checked September 26, 2026
Country by country
| Country | MyPhysicianPlan | Vuso UA |
|---|---|---|
| Ukraine | No | Yes |
| United States | Yes | No |
Questions about each
MyPhysicianPlan
How much does MyPhysicianPlan cost to start?+
Premiums start at $75 for MyPhysicianPlan cover. The exact amount you pay will depend on the plan options selected, the level of cover chosen and personal circumstances. Monthly payments are available, which can help spread the cost rather than requiring payment in a lump sum.
Can I pay for MyPhysicianPlan in instalments?+
Monthly payments are available with MyPhysicianPlan, which suits travellers who prefer to budget through regular instalments. This structure aligns with its monthly model and can make planning medical and travel protection more predictable. Terms around billing dates and plan changes should be checked before applying.
Vuso UA
What kinds of insurance does Vuso UA offer?+
Vuso UA lists auto, travel and health, so cover spans vehicles, journeys, health, the home and renting arrangements. That mix is broader than the life-only line at Linxea, which lists life. One insurer can then cover several members of a household.
Is Vuso UA an insurer or a broker?+
Vuso UA is an insurer, as insurer shows, and the legal entity behind the policies is PrAT Insurance Company VUSO. Its headquarters sit in Ukraine, so the contracts are written for the Ukrainian market rather than for a UK or European customer.
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