Updated October 17, 2026 · SumCue Editorial Team
HelloSafe (Atlas) vs KS/AUXILIA
HelloSafe (Atlas)
KS/AUXILIA
Higher score in this comparison
HelloSafe (Atlas) vs KS/AUXILIA: the differences
| Compare | HelloSafe (Atlas)ReviewVisitVisit | KS/AUXILIAReviewVisitVisit |
|---|---|---|
| Premium from | €9 | €5.04Lower |
| Insurance types | Travel | Legal expenses, Breakdown |
| Provider type | Broker | Insurer |
| Monthly payments | No | YesHas it |
| Claims channels | Phone, Email, Chat | Online, Phone, Email, ChatCovers more |
| Excess from | Not confirmed | €0 |
| Cover limit | Emergency medical expenses EUR 500,000 - 2,500,000 | Not confirmed |
| Age range | All ages, every nationality | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- KS/AUXILIA scores higher overall: 9.4 vs 8.6.
- HelloSafe (Atlas) is available in 27 more countries.
- Premium from is lower at KS/AUXILIA: €5.04 vs €9.
- Monthly payments: only KS/AUXILIA.
- Insurance types: only HelloSafe (Atlas) offers Travel.
- Insurance types: only KS/AUXILIA offers Legal expenses, Breakdown.
- Claims channels: only KS/AUXILIA offers Online.
Our verdict on each
HelloSafe (Atlas)
HelloSafe suits expats seeking travel cover through a broker model with helpful support across phone, email and chat for trip planning. Premiums start at €9 with emergency medical cover at Emergency medical expenses EUR 500,000 - 2,500,000, while monthly payments stay unavailable for annual plans and cover remains travel focused.
KS/AUXILIA
KS/AUXILIA is a dedicated legal protection insurer covering private life, work, traffic, housing and commercial risks. For households, employees, drivers and landlords wanting focused legal cover with broad family inclusion and prevention services, it provides clearly structured modular options for everyday disputes.
Score breakdown
| Area | HelloSafe (Atlas) | KS/AUXILIA |
|---|---|---|
| Cost | 8.5Premiums start at €9 with annual payment in view. | 9.3Higher |
| Offer | 8.8Travel focus with emergency cover at Emergency medical expenses EUR 500,000 - 2,500,000 for expats. | 9.2Higher |
| Trust | 8.5Broker entry under licence 21008038 with assisted support. | 9.5Higher |
Availability and regulation
| Country | HelloSafe (Atlas) | KS/AUXILIA |
|---|---|---|
| France | ORIAS 21008038 | Not confirmed |
Available in 1 country for both. Additional countries for HelloSafe (Atlas): 27.
Also worth a look
HanseMerkur Reiseversicherung AT has premium from at €1.50, against €9 for HelloSafe (Atlas) and €5.04 for KS/AUXILIA.
HanseMerkur Reiseversicherung AT reviewSources behind this comparison
HelloSafe (Atlas)
- hellosafe.com: 8 facts, checked September 29, 2026
KS/AUXILIA
- ks-auxilia.de: 8 facts, checked September 29, 2026
How they place
| Ranking | HelloSafe (Atlas) | KS/AUXILIA |
|---|---|---|
| Insurance | 13 of 627 | 1 of 627 |
Every fact side by side
| Fact | HelloSafe (Atlas) | KS/AUXILIA |
|---|---|---|
| Audience | Expats | Not confirmed |
| Founded | Not confirmed | 1964 |
| Support channels | Not confirmed | Email, Chat, Phone |
Where each stands against the rest
| Fact | HelloSafe (Atlas) | KS/AUXILIA | Median |
|---|---|---|---|
| Premium from | €9above the median | €5.04below the median | €6.02 |
| Excess from | Not confirmed | €0below the median | €70 |
Median across 116 listed providers.
Pros and cons
HelloSafe (Atlas)
Pros
- Emergency medical expenses at Emergency medical expenses EUR 500,000 - 2,500,000 give clear headroom for travel medical needs
- Premiums start at €9, which sits near the middle of travel premiums across the site
- Support across email, chat and phone gives choice for questions and claims while travelling
Cons
- Life cover is not among its travel, so households wanting life protection alongside travel need a second provider
- Home and motor cover are not among its travel, which keeps the range narrow for households wanting bundled policies
- HelloSafe acts as broker, so policy terms and claims depend on the partner insurer behind each plan
KS/AUXILIA
Pros
- Covers private, occupational, traffic, housing and commercial legal disputes in one portfolio.
- Includes broad family cover across generations plus prevention and contract checking services.
- Offers tailored modules for employees, seniors, officials, landlords and companies.
Cons
- Focuses solely on legal protection, so wider household insurance needs stay elsewhere.
- Modular structure means households must select appropriate areas for private, work or traffic.
Who each suits
HelloSafe (Atlas)
Who it suits
- Expats seeking travel cover that is open to All ages, every nationality and arranged online
- Travellers who value emergency medical cover at Emergency medical expenses EUR 500,000 - 2,500,000 with support across email, chat and phone
Who should look elsewhere
- Households wanting life cover should look at Polizza Vita con Bonus, which focuses on life rather than travel
- Travellers seeking very low entry premiums could compare TravelSecure, which lists premiums starting at €5 against €9
KS/AUXILIA
Who it suits
- Families wanting shared cover across generations
- Employees and officials seeking work related legal protection
- Drivers and landlords needing traffic and property dispute cover
Who should look elsewhere
- Households seeking general cover beyond legal disputes
Country by country
| Country | HelloSafe (Atlas) | KS/AUXILIA |
|---|---|---|
| Brazil | Yes | No |
| Bulgaria | Yes | No |
| Canada | Yes | No |
| Croatia | Yes | No |
| Czechia | Yes | No |
| Denmark | Yes | No |
| Estonia | Yes | No |
| Finland | Yes | No |
8 of 28 countries where either is available.
Questions about each
HelloSafe (Atlas)
What does HelloSafe travel insurance cost?+
Premiums start at €9 for HelloSafe travel cover. The exact amount you pay depends on destination, duration, age and selected medical limits. You should compare the entry premium against emergency cover and trip features before choosing.
Can I pay for HelloSafe cover monthly?+
Monthly payments are listed as unavailable for annual travel cover. That means you pay for the selected period in a lump sum at purchase. If spreading cost across the year matters, compare providers that allow monthly payments.
KS/AUXILIA
What areas does KS/AUXILIA cover?+
KS/AUXILIA covers legal disputes linked to private life, employment, traffic, housing and commercial activity. Private cover addresses family disputes and includes prevention services and contract checks. Housing cover extends to homes, land, garages and parking spaces, while commercial cover addresses business related risks.
Who can use tailored options from KS/AUXILIA?+
KS/AUXILIA provides tailored modules for employees, seniors, officials, tenants, owners and landlords. Employee cover addresses non self employed work and agreements ending employment. Senior cover includes age specific support, while landlord cover addresses rented buildings, land and commercial premises.
Other options to compare
Other matchups
- HelloSafe (Atlas) vs Income Insurance
- HelloSafe (Atlas) vs WorldTrips
- HelloSafe (Atlas) vs MyPhysicianPlan
- HelloSafe (Atlas) vs Polizza Vita con Bonus
- HelloSafe (Atlas) vs HanseMerkur Reiseversicherung AT
- HelloSafe (Atlas) vs AXA
- HelloSafe (Atlas) vs Linxea
- HelloSafe (Atlas) vs HomeServe
- KS/AUXILIA vs Explorer Travel Insurance
- KS/AUXILIA vs TravelSecure
- HelloSafe (Atlas) vs Compass
- HelloSafe (Atlas) vs MSIG Insurance (Thailand)
- HelloSafe (Atlas) vs Vuso UA
- HelloSafe (Atlas) vs TIPINSURE