Updated October 17, 2026 · SumCue Editorial Team
Income Insurance vs KS/AUXILIA
Income Insurance
Higher score in this comparison
KS/AUXILIA
Where Income Insurance and KS/AUXILIA differ
| Compare | Income InsuranceReviewVisitVisit | KS/AUXILIAReviewVisitVisit |
|---|---|---|
| Premium from | SGD 0.60 | €5.04 |
| Insurance types | Auto, Home, Life, Health, Travel, Pet, Motorcycle | Legal expenses, Breakdown |
| Excess from | SGD 250 | €0 |
| Claims channels | Phone, Email, Online form, Mobile app, Customer portal | Online, Phone, Email, Chat |
| Monthly payments | Not confirmed | Yes |
| Cover limit | S$8,500 - S$27,000 maximum annual coverage per policy year (Happy Tails Pet Insurance) | Not confirmed |
| Age range | Pet insured must be at least 16 weeks old and below 9 years old at policy start | Not confirmed |
Same on both: Provider type (Insurer).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Founded is lower at KS/AUXILIA: 1964 vs 1970.
- Insurance types: only Income Insurance offers Auto, Home, Life.
- Insurance types: only KS/AUXILIA offers Legal expenses, Breakdown.
- Claims channels: only Income Insurance offers Online form, Mobile app, Customer portal.
- Claims channels: only KS/AUXILIA offers Online, Chat.
- Support channels: only Income Insurance offers Help centre.
- Support channels: only KS/AUXILIA offers Chat.
Our verdict on each
Income Insurance
Income Insurance is a Singapore insurer selling auto, home, life, health, travel, pet and motorcycle cover, with a starting premium of SGD 0.60. It suits households that want several kinds of cover under one insurer, and seniors sit among the audience it names.
KS/AUXILIA
KS/AUXILIA is a dedicated legal protection insurer covering private life, work, traffic, housing and commercial risks. For households, employees, drivers and landlords wanting focused legal cover with broad family inclusion and prevention services, it provides clearly structured modular options for everyday disputes.
Score breakdown
| Area | Income Insurance | KS/AUXILIA |
|---|---|---|
| Cost | 9.1Starting premium of SGD 0.60 ranks 25 of 251 brands on premium from, while pet cover carries an excess of SGD 250. | 9.3Higher |
| Offer | 9.5Higher | 9.2 |
| Trust | 9.5 | 9.5 |
How they place
| Ranking | Income Insurance | KS/AUXILIA |
|---|---|---|
| Insurance | 15 of 627 | 1 of 627 |
Every fact side by side
| Fact | Income Insurance | KS/AUXILIA |
|---|---|---|
| Audience | Seniors | Not confirmed |
| Legal entity | Income Insurance Limited | Not confirmed |
| Headquarters | Singapore | Not confirmed |
| Founded | 1970 | 1964Lower |
| Support channels | Phone, Email, Help centre | Email, Chat, Phone |
Pros and cons
Income Insurance
Pros
- One insurer handles auto, home and life.
- Starting premiums of SGD 0.60, with the site's median starting premium at €8.31.
- Claims can be started through phone, email and online form.
Cons
- The pet policy starts at an excess of SGD 250, and its annual cover is capped at a set maximum.
- The pet line under auto, home and life only begins inside a set age band, so an older animal falls outside it.
- Pricing and cover sit in a single market, SG, and the only audience named is seniors.
KS/AUXILIA
Pros
- Covers private, occupational, traffic, housing and commercial legal disputes in one portfolio.
- Includes broad family cover across generations plus prevention and contract checking services.
- Offers tailored modules for employees, seniors, officials, landlords and companies.
Cons
- Focuses solely on legal protection, so wider household insurance needs stay elsewhere.
- Modular structure means households must select appropriate areas for private, work or traffic.
Who each suits
Income Insurance
Who it suits
- Households in Singapore who want motor, home, life, health, travel, pet and motorcycle cover arranged with one provider.
- Seniors, the only audience named under seniors.
- Pet owners with a young animal who are comfortable paying SGD 250 first on a vet bill.
Who should look elsewhere
- Readers chasing the lowest starting premium on the site, since bunq and bunq Spain list €0 and €0.
- Anyone who needs cover in a market other than SG, for whom bunq Spain is the option here tied to a different country.
KS/AUXILIA
Who it suits
- Families wanting shared cover across generations
- Employees and officials seeking work related legal protection
- Drivers and landlords needing traffic and property dispute cover
Who should look elsewhere
- Households seeking general cover beyond legal disputes
Current offers
Income Insurance
Current offer
Discount code
Up to 20% off + 188,000 STAR$ on Domestic Helper Insurance: up to 20% off + 188,000 STAR$
Promo code GDH188 at checkout for qualifying policies purchased via Income Insurance website or My Income app
Source, checked September 26, 2026
Bonus
Up to 8% cashback on first-year premium for Complete Life Secure: up to 8% cashback on first-year premium
Purchase of an eligible Complete Life Secure plan, with Early Critical Secure rider
Source, checked September 26, 2026
Country by country
| Country | Income Insurance | KS/AUXILIA |
|---|---|---|
| Germany | No | Yes |
| Singapore | Yes | No |
Questions about each
Income Insurance
What kinds of insurance does Income Insurance sell?+
Income Insurance writes auto, home and life policies, so motor, home, life, health, travel, pet and motorcycle cover all sit with one provider. It is classed as an insurer rather than a comparison site, and it operates from SG.
What is the cheapest premium?+
The advertised starting premium is SGD 0.60. The site's median starting premium is €8.31, with a lower quartile of €2.92 and an upper quartile of €29.72. Income sits in the cheaper part of that range.
KS/AUXILIA
What areas does KS/AUXILIA cover?+
KS/AUXILIA covers legal disputes linked to private life, employment, traffic, housing and commercial activity. Private cover addresses family disputes and includes prevention services and contract checks. Housing cover extends to homes, land, garages and parking spaces, while commercial cover addresses business related risks.
Who can use tailored options from KS/AUXILIA?+
KS/AUXILIA provides tailored modules for employees, seniors, officials, tenants, owners and landlords. Employee cover addresses non self employed work and agreements ending employment. Senior cover includes age specific support, while landlord cover addresses rented buildings, land and commercial premises.
Other options to compare
Other matchups
- Income Insurance vs HelloSafe (Atlas)
- Income Insurance vs WorldTrips
- Income Insurance vs die Bayerische
- Income Insurance vs Porto Seguro
- Income Insurance vs MyPhysicianPlan
- Income Insurance vs Polizza Vita con Bonus
- Income Insurance vs HanseMerkur Reiseversicherung AT
- Income Insurance vs Linxea
- Income Insurance vs HomeServe
- Income Insurance vs Explorer Travel Insurance
- Income Insurance vs TravelSecure
- Income Insurance vs Compass
- Income Insurance vs MSIG Insurance (Thailand)
- Income Insurance vs Vuso UA
- Income Insurance vs TIPINSURE
- Income Insurance vs Max Life Insurance
- Income Insurance vs Acko
- Income Insurance vs Lemonade
- Income Insurance vs DirectAsia
- Income Insurance vs Alior
- Income Insurance vs WAS Insurance