Updated October 17, 2026 · SumCue Editorial Team
Explorer Travel Insurance vs KS/AUXILIA
Explorer Travel Insurance
KS/AUXILIA
Higher score in this comparison
Where Explorer Travel Insurance and KS/AUXILIA differ
| Compare | Explorer Travel InsuranceReviewVisitVisit | KS/AUXILIAReviewVisitVisit |
|---|---|---|
| Insurance types | Travel | Legal expenses, Breakdown |
| Provider type | Broker | Insurer |
| Excess from | £0 | €0 |
| Claims channels | Phone, Email | Online, Phone, Email, ChatCovers more |
| Premium from | Not confirmed | €5.04 |
| Monthly payments | Not confirmed | Yes |
| Age range | Single trip no max; annual to 79 | Not confirmed |
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Key differences
- KS/AUXILIA scores higher overall: 9.4 vs 8.9.
- Explorer Travel Insurance is available in 3 more countries.
- Insurance types: only Explorer Travel Insurance offers Travel.
- Insurance types: only KS/AUXILIA offers Legal expenses, Breakdown.
- Claims channels: only KS/AUXILIA offers Online, Chat.
Our verdict on each
Explorer Travel Insurance
Explorer Travel Insurance suits travellers who want cover arranged through a broker with support by email and phone, with excess shown as £0 and cover focused on travel in travel. Active since 2011, it keeps the range narrow while claims run through phone and email.
KS/AUXILIA
KS/AUXILIA is a dedicated legal protection insurer covering private life, work, traffic, housing and commercial risks. For households, employees, drivers and landlords wanting focused legal cover with broad family inclusion and prevention services, it provides clearly structured modular options for everyday disputes.
Score breakdown
| Area | Explorer Travel Insurance | KS/AUXILIA |
|---|---|---|
| Cost | 9.6HigherExcess shown as £0 keeps claim cost free at point of claim. | 9.3 |
| Offer | 8.4Cover centres on travel with age terms set out in Single trip no max; annual to 79. | 9.2Higher |
| Trust | 8.7Authorisation under 583108 supports clear oversight. | 9.5Higher |
Where they rank in our lists
| Ranking | Explorer Travel Insurance | KS/AUXILIA |
|---|---|---|
| Insurance | 11 of 627 | 1 of 627 |
Feature by feature
| Insurance types | Explorer Travel Insurance | KS/AUXILIA |
|---|---|---|
| Travel | Yes | No |
| Breakdown | No | Yes |
| Legal expenses | No | Yes |
Where these facts come from
Explorer Travel Insurance
- explorerinsurance.co.uk: 5 facts, checked September 29, 2026
KS/AUXILIA
- ks-auxilia.de: 8 facts, checked September 29, 2026
Every fact side by side
| Fact | Explorer Travel Insurance | KS/AUXILIA |
|---|---|---|
| Founded | Not confirmed | 1964 |
| Support channels | Not confirmed | Email, Chat, Phone |
Where each stands against the rest
| Fact | Explorer Travel Insurance | KS/AUXILIA | Median |
|---|---|---|---|
| Premium from | Not confirmed | €5.04below the median | €6.02 |
Median across 116 listed providers.
Pros and cons
Explorer Travel Insurance
Pros
- Travel focused range shown in travel, which keeps choice clear for holiday cover.
- Excess from £0 is free at the starting level, which helps with small claims.
- Support and claims by phone and email through email and phone and phone and email.
Cons
- Cover stays limited to travel, so households wanting auto or home cover may prefer AXA.
- Support runs on email and phone only, so travellers wanting chat help may look elsewhere.
- Age terms in Single trip no max; annual to 79 cap annual cover, so older frequent travellers should check limits.
KS/AUXILIA
Pros
- Covers private, occupational, traffic, housing and commercial legal disputes in one portfolio.
- Includes broad family cover across generations plus prevention and contract checking services.
- Offers tailored modules for employees, seniors, officials, landlords and companies.
Cons
- Focuses solely on legal protection, so wider household insurance needs stay elsewhere.
- Modular structure means households must select appropriate areas for private, work or traffic.
Who each suits
Explorer Travel Insurance
Who it suits
- Travellers who want travel cover arranged by a broker, unlike dealing direct with TravelSecure as insurer.
- Travellers happy to manage policies by email and phone through email and phone, rather than chat.
Who should look elsewhere
- Households wanting car, home or health cover as well as travel, where AXA lists wider auto, home and renters.
- Travellers seeking life cover, where Polizza Vita con Bonus focuses on life insurance.
KS/AUXILIA
Who it suits
- Families wanting shared cover across generations
- Employees and officials seeking work related legal protection
- Drivers and landlords needing traffic and property dispute cover
Who should look elsewhere
- Households seeking general cover beyond legal disputes
Country by country
| Country | Explorer Travel Insurance | KS/AUXILIA |
|---|---|---|
| Germany | No | Yes |
| Guernsey | Yes | No |
| Isle of Man | Yes | No |
| Jersey | Yes | No |
| United Kingdom | Yes | No |
Questions about each
Explorer Travel Insurance
What type of cover does Explorer Travel Insurance offer?+
Explorer Travel Insurance arranges cover focused on travel, as shown in travel. It acts under broker, so policies are placed with underwriters rather than carried in house. Check policy wording for limits, exclusions and trip terms before you buy.
Who regulates Explorer Travel Insurance?+
It is authorised under 583108 by the Financial Conduct Authority. That authorisation means conduct rules apply to how products are sold and serviced. You can check the register entry before you arrange cover.
KS/AUXILIA
What areas does KS/AUXILIA cover?+
KS/AUXILIA covers legal disputes linked to private life, employment, traffic, housing and commercial activity. Private cover addresses family disputes and includes prevention services and contract checks. Housing cover extends to homes, land, garages and parking spaces, while commercial cover addresses business related risks.
Who can use tailored options from KS/AUXILIA?+
KS/AUXILIA provides tailored modules for employees, seniors, officials, tenants, owners and landlords. Employee cover addresses non self employed work and agreements ending employment. Senior cover includes age specific support, while landlord cover addresses rented buildings, land and commercial premises.
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