Updated October 17, 2026 · SumCue Editorial Team
KS/AUXILIA vs TravelSecure
KS/AUXILIA
Higher score in this comparison
TravelSecure
KS/AUXILIA vs TravelSecure: the differences
| Compare | KS/AUXILIAReviewVisitVisit | TravelSecureReviewVisitVisit |
|---|---|---|
| Premium from | €5.04 | €5Lower |
| Insurance types | Legal expenses, Breakdown | Travel |
| Monthly payments | YesHas it | No |
| Excess from | €0Lower | €25 |
| Claims channels | Online, Phone, Email, ChatCovers more | Online, Email |
Same on both: Provider type (Insurer).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- KS/AUXILIA scores higher overall: 9.4 vs 9.0.
- Premium from is lower at TravelSecure: €5 vs €5.04.
- Monthly payments: only KS/AUXILIA.
- Excess from is lower at KS/AUXILIA: €0 vs €25.
- Insurance types: only KS/AUXILIA offers Legal expenses, Breakdown.
- Insurance types: only TravelSecure offers Travel.
- Claims channels: only KS/AUXILIA offers Phone, Chat.
Our verdict on each
KS/AUXILIA
KS/AUXILIA is a dedicated legal protection insurer covering private life, work, traffic, housing and commercial risks. For households, employees, drivers and landlords wanting focused legal cover with broad family inclusion and prevention services, it provides clearly structured modular options for everyday disputes.
TravelSecure
TravelSecure suits seniors seeking travel cover from an insurer setup with phone plus help centre support for claims handled online and by email. Premiums start at €5 with excess from €25, while monthly payments shape the budgeting trade off for annual cover.
Score breakdown
| Area | KS/AUXILIA | TravelSecure |
|---|---|---|
| Cost | 9.3Higher | 8.8Premiums start at €5 with excess from €25 |
| Offer | 9.2Higher | 8.4Travel focus shown by travel with claims via online and email |
| Trust | 9.5 | 9.6HigherDirect insurer model shown by insurer for clear accountability |
Feature by feature
| Insurance types | KS/AUXILIA | TravelSecure |
|---|---|---|
| Travel | No | Yes |
| Breakdown | Yes | No |
| Legal expenses | Yes | No |
Where they rank in our lists
| Ranking | KS/AUXILIA | TravelSecure |
|---|---|---|
| Insurance | 1 of 627 | 12 of 627 |
Availability and regulation
Available in 1 country for both.
What we checked
KS/AUXILIA
- ks-auxilia.de: 8 facts, checked September 29, 2026
TravelSecure
- travelsecure.de: 7 facts, checked September 29, 2026
Every fact side by side
| Fact | KS/AUXILIA | TravelSecure |
|---|---|---|
| Audience | Not confirmed | Seniors |
| Founded | 1964 | Not confirmed |
| Support channels | Email, Chat, Phone | Not confirmed |
Where each stands against the rest
| Fact | KS/AUXILIA | TravelSecure | Median |
|---|---|---|---|
| Premium from | €5.04below the median | €5below the median | €6.02 |
| Excess from | €0below the median | €25below the median | €70 |
Median across 116 listed providers.
Pros and cons
KS/AUXILIA
Pros
- Covers private, occupational, traffic, housing and commercial legal disputes in one portfolio.
- Includes broad family cover across generations plus prevention and contract checking services.
- Offers tailored modules for employees, seniors, officials, landlords and companies.
Cons
- Focuses solely on legal protection, so wider household insurance needs stay elsewhere.
- Modular structure means households must select appropriate areas for private, work or traffic.
TravelSecure
Pros
- Direct insurer setup for clear accountability on travel policies
- Premiums start at €5, below typical travel premium levels for budget planning
- Claims routes via online and email give digital options for documentation and updates
Cons
- Cover centres on travel only, so households wanting wider protection may look at AXA
- Support runs on phone and help centre only, which limits choice for readers wanting chat or email help
- Monthly payments are not available, so budgeting stays tied to €5 paid upfront
Who each suits
KS/AUXILIA
Who it suits
- Families wanting shared cover across generations
- Employees and officials seeking work related legal protection
- Drivers and landlords needing traffic and property dispute cover
Who should look elsewhere
- Households seeking general cover beyond legal disputes
TravelSecure
Who it suits
- Seniors planning trips who value a direct insurer route for travel cover
- Travellers comfortable paying upfront at €5 without monthly payments
- Readers happy with phone plus help centre support via phone and help centre
Who should look elsewhere
- Readers wanting life cover rather than trip cover may prefer Polizza Vita con Bonus given life
- Readers wanting broker choice across many insurers may prefer Explorer Travel Insurance given broker
- Readers wanting instalment budgeting may look beyond TravelSecure as monthly payments are not available
Country by country
| Country | KS/AUXILIA | TravelSecure |
|---|---|---|
| Germany | Yes | Yes |
Questions about each
KS/AUXILIA
What areas does KS/AUXILIA cover?+
KS/AUXILIA covers legal disputes linked to private life, employment, traffic, housing and commercial activity. Private cover addresses family disputes and includes prevention services and contract checks. Housing cover extends to homes, land, garages and parking spaces, while commercial cover addresses business related risks.
Who can use tailored options from KS/AUXILIA?+
KS/AUXILIA provides tailored modules for employees, seniors, officials, tenants, owners and landlords. Employee cover addresses non self employed work and agreements ending employment. Senior cover includes age specific support, while landlord cover addresses rented buildings, land and commercial premises.
TravelSecure
What does TravelSecure cover?+
TravelSecure focuses on travel cover, so you arrange protection for trips rather than for home, auto or health needs. That narrow focus helps seniors compare trip options clearly. Check policy terms to confirm cancellation, medical and baggage scope before you buy.
How much does TravelSecure cost?+
Premiums start at €5 for trip cancellation style cover, with final cost shaped by trip value, duration and traveller profile. That entry point helps you gauge affordability early. Always compare excess, limits and exclusions alongside headline premium before purchase.
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