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die Bayerische review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

die Bayerische suits German households who want several kinds of cover from one insurer and would rather pay a small monthly premium than an annual one. Premiums start at €2.09 and the monthly model keeps cash flow predictable.

Key facts

Best for
Households wanting many insurance types under one insurer on monthly payments.
Premium from
€2.09↗
Insurance types
Auto, Home, Motorcycle, Life, Health, Dental, Travel, Pet, Income-protection, Gadget↗
Provider type
Insurer↗
Monthly payments
Yes↗
Excess from
€0 to €35↗
Cover limit
100 million EUR (E-Scooter-Versicherung)↗
Claims channels
Online, Post, Phone↗
Legal entity
BY die Bayerische Vorsorge Lebensversicherung a.G.↗
Headquarters
Germany↗
Founded
1858↗
Support channels
Phone, Email, Chat, Help-centre↗
Pricing model
Monthly
Official website
diebayerische.de

Facts checked September 26, 2026, 4 sources

Apps and profiles

Elsewhere
WikidataLinkedInprovenexpert.com

Pros and cons

Pros

  • Premiums start at €2.09, below the €8.31 site median
  • Cover spans auto, home, motorcycle, life, health, dental, travel, pet, income protection and gadget cover
  • Monthly payments are available, and monthly is the only payment model listed
  • Support runs on phone, email and chat

Cons

  • Claims can only be filed through online, post and phone, so no branch or in person route is listed
  • The excess on the phone cover policy runs €0 to €35
die Bayerische

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Scored 9.6 / 10 by SumCue.

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Who it suits

  • Households bundling several insurance types under one provider
  • Drivers, riders and pet owners wanting monthly premiums rather than annual payments
  • People who prefer contacting support by phone

Who should look elsewhere

  • Anyone wanting to file a claim in person, since claims run on online, post and phone
  • Shoppers wanting a broader set of protection products such as income protection portfolios

Deposit protection

die Bayerische is an insurer rather than a broker, so cover sits with the company itself and a policy is held directly with it. The group is supervised by the Bundesanstalt fuer Finanzdienstleistungsaufsicht in its insurance division in Germany, with registration also held with the IHK fuer Muenchen und Oberbayern. Premiums start at €2.09 on cover including e-scooter liability up to 100 million EUR (E-Scooter-Versicherung).

The company behind it

Policies are written by die Bayerische Vorsorge Lebensversicherung a.G., based in Germany. The group has been in business since 1858, and the listed insurance types run from auto and home through life, health, dental, travel, pet, income protection and gadget cover. Support runs on phone, email and chat, so help is available by phone, email, chat or the help centre.

How die Bayerische compares

Where die Bayerische is available

Available
Germany
Licence in Germany
Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin) - Bereich Versicherungen, checked September 26, 2026
Licence in Germany
IHK fuer Muenchen und Oberbayern, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does die Bayerische cover?+

Its listed insurance types include auto, home, motorcycle, life, health, dental, travel, pet, income protection and gadget cover. That spread lets a household hold several policies with one insurer, and the group operates as an insurer, so policies sit with the company rather than a broker.

How much is the cheapest premium?+

Premiums start at €2.09, which is well under the €8.31 median premium across the site. The figure comes from the phone liability cover, so other policies such as motor, home or life cover sit at different price points.

Can I pay monthly?+

Monthly payments are available, and monthly lists monthly as the payment model. That suits households who would rather spread a premium across the year than commit to a larger one-off payment when a policy renews.

How do I make a claim?+

Claims can be filed online, post and phone, so a claim can be started online, by post or by phone. There is no branch counter in that list, which matters for anyone who prefers handling a claim face to face.

Who regulates die Bayerische?+

Policies are written by die Bayerische Vorsorge Lebensversicherung a.G. in Germany, and the group is supervised by the Bundesanstalt fuer Finanzdienstleistungsaufsicht in its insurance division, with registration held with the IHK fuer Muenchen und Oberbayern.

Is there an excess on the cover?+

The phone liability cover carries an excess running €0 to €35, so a part of a claim is paid by the policyholder rather than the insurer. The e-scooter version of that cover insures to 100 million EUR (E-Scooter-Versicherung).

How do I get help?+

Support runs on phone, email and chat: phone, email, chat and a help centre. Most questions can be raised on chat or email, while phone suits policy details and claims that need a conversation.

How old is the company?+

The group was founded in 1858 and is headquartered in Germany, with policies underwritten by die Bayerische Vorsorge Lebensversicherung a.G. A long operating record matters most for the life and income protection lines, where cover can run for many years.

Sources

  • diebayerische.de checked September 26, 2026

    Backs: Claims channels, Cover limit, Insurance types, Pricing model, Monthly payments, Support channels

    “Autoversicherung, Motorradversicherung, Hausratversicherung, Wohngebaeudeversicherung, Lebensversicherung, Zahnzusatzversicherung, Reisekrankenversicherung, Hunde-Krankenversicherung,...”

  • diebayerische.de/360-grad/unternehmen checked September 26, 2026

    Backs: Provider type, Founded

  • diebayerische.de/haftpflichtversicherung/handyversicherung checked September 26, 2026

    Backs: Excess from, Premium from

  • diebayerische.de/impressum checked September 26, 2026

    Backs: Headquarters, Legal entity, Licences

    “Anschrift: Thomas-Dehler-Str. 25, 81737 Muenchen ... Berufsbezeichnung: Gebundener Versicherungsvertreter gemaess SS 34d Abs. 7 S. 1 GewO / Bundesrepublik Deutschland”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

die Bayerische

die Bayerische

Households wanting many insurance types under one insurer on monthly payments.

9.6/10See alternatives