Updated September 28, 2026 · SumCue Editorial Team
die Bayerische vs Income Insurance
Income Insurance
die Bayerische
Higher score in this comparison
Where die Bayerische and Income Insurance differ
| Compare | die BayerischeReviewSee alternativesSee alternatives | Income InsuranceReviewVisitVisit |
|---|---|---|
| Premium from | €2.09 | SGD 0.60 |
| Insurance types | Auto, Home, Motorcycle, Life, Health, Dental, Travel, Pet, Income protection, GadgetCovers more | Auto, Home, Life, Health, Travel, Pet, Motorcycle |
| Excess from | €0 to €35 | SGD 250 |
| Cover limit | 100 million EUR (E-Scooter-Versicherung) | S$8,500 - S$27,000 maximum annual coverage per policy year (Happy Tails Pet Insurance) |
| Claims channels | Online, Post, Phone | Phone, Email, Online form, Mobile app, Customer portal |
| Monthly payments | Yes | Not confirmed |
| Age range | Not confirmed | Pet insured must be at least 16 weeks old and below 9 years old at policy start |
Same on both: Provider type (Insurer).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- die Bayerische scores higher overall: 9.6 vs 9.4.
- Founded is lower at die Bayerische: 1858 vs 1970.
- Insurance types: only die Bayerische offers Dental, Income protection, Gadget.
- Claims channels: only die Bayerische offers Online, Post.
- Claims channels: only Income Insurance offers Email, Online form, Mobile app.
- Support channels: only die Bayerische offers Chat.
Our verdict on each
die Bayerische
die Bayerische suits German households who want several kinds of cover from one insurer and would rather pay a small monthly premium than an annual one. Premiums start at €2.09 and the monthly model keeps cash flow predictable.
Income Insurance
Income Insurance is a Singapore insurer selling auto, home, life, health, travel, pet and motorcycle cover, with a starting premium of SGD 0.60. It suits households that want several kinds of cover under one insurer, and seniors sit among the audience it names.
Score breakdown
| Area | die Bayerische | Income Insurance |
|---|---|---|
| Cost | 9.4HigherPremiums start at €2.09 on a monthly model, below the €8.31 site median. | 9.1Starting premium of SGD 0.60 ranks 25 of 251 brands on premium from, while pet cover carries an excess of SGD 250. |
| Offer | 9.6Higher | 9.5 |
| Trust | 9.7Higher | 9.5 |
Licences and countries
| Country | die Bayerische | Income Insurance |
|---|---|---|
| Germany | Not confirmed |
Additional countries for die Bayerische: 1. Additional countries for Income Insurance: 1.
Side by side, item by item
| Insurance types | die Bayerische | Income Insurance |
|---|---|---|
| Auto | Yes | Yes |
| Home | Yes | Yes |
| Life | Yes | Yes |
| Health | Yes | Yes |
| Travel | Yes | Yes |
| Pet | Yes | Yes |
| Motorcycle | Yes | Yes |
| Dental | Yes | No |
| Income protection | Yes | No |
| Gadget | Yes | No |
Where they rank in our lists
| Ranking | die Bayerische | Income Insurance |
|---|---|---|
| Insurance | 59 of 627 | 15 of 627 |
| Life insurance | 18 of 238 | 4 of 238 |
| Health insurance | 18 of 200 | 5 of 200 |
| Car insurance | 20 of 279 | 3 of 279 |
| Home insurance | 19 of 258 | 4 of 258 |
| Travel insurance | 38 of 278 | 8 of 278 |
| Pet insurance | 12 of 157 | 3 of 157 |
What we checked
die Bayerische
- diebayerische.de: 12 facts, checked September 26, 2026
Income Insurance
- income.com.sg: 12 facts, checked September 26, 2026
Every fact side by side
| Fact | die Bayerische | Income Insurance |
|---|---|---|
| Audience | Not confirmed | Seniors |
| Pricing model | Monthly | Not confirmed |
| Legal entity | BY die Bayerische Vorsorge Lebensversicherung a.G. | Income Insurance Limited |
| Headquarters | Germany | Singapore |
| Founded | 1858Lower | 1970 |
| Support channels | Phone, Email, Chat, Help centreCovers more | Phone, Email, Help centre |
Pros and cons
die Bayerische
Pros
- Premiums start at €2.09, below the €8.31 site median
- Cover spans auto, home, motorcycle, life, health, dental, travel, pet, income protection and gadget cover
- Monthly payments are available, and monthly is the only payment model listed
Cons
- Claims can only be filed through online, post and phone, so no branch or in person route is listed
- The excess on the phone cover policy runs €0 to €35
Income Insurance
Pros
- One insurer handles auto, home and life.
- Starting premiums of SGD 0.60, with the site's median starting premium at €8.31.
- Claims can be started through phone, email and online form.
Cons
- The pet policy starts at an excess of SGD 250, and its annual cover is capped at a set maximum.
- The pet line under auto, home and life only begins inside a set age band, so an older animal falls outside it.
- Pricing and cover sit in a single market, SG, and the only audience named is seniors.
Who each suits
die Bayerische
Who it suits
- Households bundling several insurance types under one provider
- Drivers, riders and pet owners wanting monthly premiums rather than annual payments
- People who prefer contacting support by phone
Who should look elsewhere
- Anyone wanting to file a claim in person, since claims run on online, post and phone
- Shoppers wanting a broader set of protection products such as income protection portfolios
Income Insurance
Who it suits
- Households in Singapore who want motor, home, life, health, travel, pet and motorcycle cover arranged with one provider.
- Seniors, the only audience named under seniors.
- Pet owners with a young animal who are comfortable paying SGD 250 first on a vet bill.
Who should look elsewhere
- Readers chasing the lowest starting premium on the site, since bunq and bunq Spain list €0 and €0.
- Anyone who needs cover in a market other than SG, for whom bunq Spain is the option here tied to a different country.
Current offers
die Bayerische
Current offer
Bonus
Happybrush voucher or toothbrush with Zahnzusatzversicherung: Voucher or Happybrush toothbrush
On conclusion of a Zahnzusatzversicherung, depending on the tariff chosen
Source, checked September 26, 2026
Income Insurance
Current offer
Discount code
Up to 20% off + 188,000 STAR$ on Domestic Helper Insurance: up to 20% off + 188,000 STAR$
Promo code GDH188 at checkout for qualifying policies purchased via Income Insurance website or My Income app
Source, checked September 26, 2026
Bonus
Up to 8% cashback on first-year premium for Complete Life Secure: up to 8% cashback on first-year premium
Purchase of an eligible Complete Life Secure plan, with Early Critical Secure rider
Source, checked September 26, 2026
Country by country
| Country | die Bayerische | Income Insurance |
|---|---|---|
| Germany | Yes | No |
| Singapore | No | Yes |
Questions about each
die Bayerische
What does die Bayerische cover?+
Its listed insurance types include auto, home, motorcycle, life, health, dental, travel, pet, income protection and gadget cover. That spread lets a household hold several policies with one insurer, and the group operates as an insurer, so policies sit with the company rather than a broker.
How much is the cheapest premium?+
Premiums start at €2.09, which is well under the €8.31 median premium across the site. The figure comes from the phone liability cover, so other policies such as motor, home or life cover sit at different price points.
Income Insurance
What kinds of insurance does Income Insurance sell?+
Income Insurance writes auto, home and life policies, so motor, home, life, health, travel, pet and motorcycle cover all sit with one provider. It is classed as an insurer rather than a comparison site, and it operates from SG.
What is the cheapest premium?+
The advertised starting premium is SGD 0.60. The site's median starting premium is €8.31, with a lower quartile of €2.92 and an upper quartile of €29.72. Income sits in the cheaper part of that range.
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Income Insurance
die Bayerische