Updated September 28, 2026 · SumCue Editorial Team
die Bayerische vs Nationwide
Nationwide
die Bayerische
Higher score in this comparison
Where die Bayerische and Nationwide differ
| Compare | die BayerischeReviewSee alternativesSee alternatives | NationwideReviewVisitVisit |
|---|---|---|
| Premium from | €2.09 | $35 |
| Insurance types | Auto, Home, Motorcycle, Life, Health, Dental, Travel, Pet, Income protection, Gadget | Auto, Home, Renters, Life, Motorcycle, Pet |
| Cover limit | 100 million EUR (E-Scooter-Versicherung) | USD 50,000 per bike (custom motorcycle insurance) |
| Claims channels | Online, Post, PhoneCovers more | Phone |
| Excess from | €0 to €35 | Not confirmed |
Same on both: Provider type (Insurer), Monthly payments (Yes).
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Key differences
- die Bayerische scores higher overall: 9.6 vs 9.1.
- Founded is lower at die Bayerische: 1858 vs 1925.
- Insurance types: only die Bayerische offers Health, Dental, Travel.
- Insurance types: only Nationwide offers Renters.
- Claims channels: only die Bayerische offers Online, Post.
- Support channels: only die Bayerische offers Email, Chat.
Our verdict on each
die Bayerische
die Bayerische suits German households who want several kinds of cover from one insurer and would rather pay a small monthly premium than an annual one. Premiums start at €2.09 and the monthly model keeps cash flow predictable.
Nationwide
Nationwide is a US insurer selling auto, home, renters, life, motorcycle and pet cover, with premiums from $35 payable monthly. It suits households that want every policy type under a single long-standing provider, and it prices above the site median, so shoppers on a tight budget get a thinner field here.
Score breakdown
| Area | die Bayerische | Nationwide |
|---|---|---|
| Cost | 9.4HigherPremiums start at €2.09 on a monthly model, below the €8.31 site median. | 8.8Premiums start at $35 on monthly payments, above the site median €8.31, and the brand ranks 192 of 251 on premium from. |
| Offer | 9.6Higher | 8.6 |
| Trust | 9.7Higher | 9.6 |
How they place
| Ranking | die Bayerische | Nationwide |
|---|---|---|
| Insurance | 59 of 627 | 33 of 627 |
| Life insurance | 18 of 238 | 12 of 238 |
| Car insurance | 20 of 279 | 14 of 279 |
| Home insurance | 19 of 258 | 13 of 258 |
| Pet insurance | 12 of 157 | 7 of 157 |
Where each is licensed and available
| Country | die Bayerische | Nationwide |
|---|---|---|
| Germany | Not confirmed |
Additional countries for die Bayerische: 1. Additional countries for Nationwide: 1.
Side by side, item by item
| Insurance types | die Bayerische | Nationwide |
|---|---|---|
| Auto | Yes | Yes |
| Home | Yes | Yes |
| Renters | No | Yes |
| Life | Yes | Yes |
| Health | Yes | No |
| Travel | Yes | No |
| Pet | Yes | Yes |
| Motorcycle | Yes | Yes |
| Dental | Yes | No |
| Income protection | Yes | No |
| Gadget | Yes | No |
Every fact side by side
| Fact | die Bayerische | Nationwide |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | BY die Bayerische Vorsorge Lebensversicherung a.G. | Nationwide Mutual Insurance Company |
| Headquarters | Germany | United States |
| Founded | 1858Lower | 1925 |
| Support channels | Phone, Email, Chat, Help centreCovers more | Phone, Help centre |
Where each stands against the rest
| Fact | die Bayerische | Nationwide | Median |
|---|---|---|---|
| Excess from | €0 to €35below the median | Not confirmed | €70 |
Median across 66 listed providers.
Pros and cons
die Bayerische
Pros
- Premiums start at €2.09, below the €8.31 site median
- Cover spans auto, home, motorcycle, life, health, dental, travel, pet, income protection and gadget cover
- Monthly payments are available, and monthly is the only payment model listed
Cons
- Claims can only be filed through online, post and phone, so no branch or in person route is listed
- The excess on the phone cover policy runs €0 to €35
Nationwide
Pros
- Cover spans auto, home, renters, life, motorcycle and pet (auto, home and renters), so a household can keep its policies with a single provider.
- Premiums can be paid monthly (monthly) instead of in one payment, which helps month to month cash flow.
- Support runs on phone and help centre, giving a phone line and an online help centre as listed routes to the insurer.
Cons
- Premiums from $35 sit above the site median €8.31, and the brand holds position 192 on premium from out of 251 brands ranked.
- Claims run on phone alone and support is limited to phone and help centre, so written and chat routes are not offered.
- The headline premium is quoted in US dollars ($35) by a US insurer, which adds a currency step for UK and European buyers.
Who each suits
die Bayerische
Who it suits
- Households bundling several insurance types under one provider
- Drivers, riders and pet owners wanting monthly premiums rather than annual payments
- People who prefer contacting support by phone
Who should look elsewhere
- Anyone wanting to file a claim in person, since claims run on online, post and phone
- Shoppers wanting a broader set of protection products such as income protection portfolios
Nationwide
Who it suits
- US households taking out several kinds of personal policy who want a single provider on the paperwork.
- Motorcycle owners after custom bike cover, where limits reach USD 50,000 per bike (custom motorcycle insurance).
- Pet owners who would rather add pet cover to an existing auto policy than shop it on its own.
Who should look elsewhere
- Linxea, at €25, sits closer to readers comparing euro savings products rather than US personal lines.
- bunq, with a premium from €0, suits readers who want euro everyday banking rather than policy cover.
Current offers
die Bayerische
Current offer
Bonus
Happybrush voucher or toothbrush with Zahnzusatzversicherung: Voucher or Happybrush toothbrush
On conclusion of a Zahnzusatzversicherung, depending on the tariff chosen
Source, checked September 26, 2026
Country by country
| Country | die Bayerische | Nationwide |
|---|---|---|
| Germany | Yes | No |
| United States | No | Yes |
Questions about each
die Bayerische
What does die Bayerische cover?+
Its listed insurance types include auto, home, motorcycle, life, health, dental, travel, pet, income protection and gadget cover. That spread lets a household hold several policies with one insurer, and the group operates as an insurer, so policies sit with the company rather than a broker.
How much is the cheapest premium?+
Premiums start at €2.09, which is well under the €8.31 median premium across the site. The figure comes from the phone liability cover, so other policies such as motor, home or life cover sit at different price points.
Nationwide
What can I insure with Nationwide?+
Nationwide lists auto, home, renters, life, motorcycle and pet (auto, home and renters), so most of a household's personal cover can sit with a single provider rather than a separate insurer for each line. Motorcycle cover is sold as its own line as well as a custom policy for individual bikes.
How much does Nationwide cost?+
Nationwide quotes premiums from $35 on its personal insurance lines. That figure sits above the site median of €8.31, and Nationwide sits at 192 on premium from among 251 brands ranked, so it is not the cheapest field here.
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Nationwide
die Bayerische