Updated September 28, 2026 · SumCue Editorial Team
die Bayerische vs TIPINSURE
TIPINSURE
die Bayerische
Higher score in this comparison
die Bayerische vs TIPINSURE: the differences
| Compare | die BayerischeReviewSee alternativesSee alternatives | TIPINSUREReviewVisitVisit |
|---|---|---|
| Premium from | €2.09 | THB 699 |
| Insurance types | Auto, Home, Motorcycle, Life, Health, Dental, Travel, Pet, Income protection, Gadget | Auto, Home, Travel, Health, Pet, Motorcycle, Critical illness |
| Cover limit | 100 million EUR (E-Scooter-Versicherung) | 500,000 THB |
| Claims channels | Online, Post, Phone | Phone, App, Online |
| Excess from | €0 to €35 | Not confirmed |
| Age range | Not confirmed | 20-60, renewable to 64 |
Same on both: Provider type (Insurer), Monthly payments (Yes).
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Key differences
- die Bayerische scores higher overall: 9.6 vs 9.2.
- Founded is lower at die Bayerische: 1858 vs 1951.
- Insurance types: only die Bayerische offers Life, Dental, Income protection.
- Insurance types: only TIPINSURE offers Critical illness.
- Claims channels: only die Bayerische offers Post.
- Claims channels: only TIPINSURE offers App.
- Support channels: only die Bayerische offers Email.
Our verdict on each
die Bayerische
die Bayerische suits German households who want several kinds of cover from one insurer and would rather pay a small monthly premium than an annual one. Premiums start at €2.09 and the monthly model keeps cash flow predictable.
TIPINSURE
TIPINSURE suits households in Thailand who want one insurer for auto, home, travel, health, pet, motorcycle and critical illness cover. Premiums start at THB 699 and can be paid monthly, though the price sits well back in the field. TIPINSURE Public Company Limited is an insurer founded in 1951.
Score breakdown
| Area | die Bayerische | TIPINSURE |
|---|---|---|
| Cost | 9.4HigherPremiums start at €2.09 on a monthly model, below the €8.31 site median. | 8.9Monthly premiums start at THB 699 and pay monthly, but the insurer sits at 173 of 251 on price. |
| Offer | 9.6Higher | 9.2 |
| Trust | 9.7Higher | 9.5 |
Side by side, item by item
| Insurance types | die Bayerische | TIPINSURE |
|---|---|---|
| Auto | Yes | Yes |
| Home | Yes | Yes |
| Life | Yes | No |
| Health | Yes | Yes |
| Travel | Yes | Yes |
| Pet | Yes | Yes |
| Motorcycle | Yes | Yes |
| Dental | Yes | No |
| Critical illness | No | Yes |
| Income protection | Yes | No |
| Gadget | Yes | No |
Where they rank in our lists
| Ranking | die Bayerische | TIPINSURE |
|---|---|---|
| Insurance | 59 of 627 | 26 of 627 |
| Health insurance | 18 of 200 | 12 of 200 |
| Car insurance | 20 of 279 | 10 of 279 |
| Home insurance | 19 of 258 | 10 of 258 |
| Travel insurance | 38 of 278 | 15 of 278 |
| Pet insurance | 12 of 157 | 5 of 157 |
Every fact side by side
| Fact | die Bayerische | TIPINSURE |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | BY die Bayerische Vorsorge Lebensversicherung a.G. | TIPINSURE Public Company Limited |
| Headquarters | Germany | Thailand |
| Founded | 1858Lower | 1951 |
| Support channels | Phone, Email, Chat, Help centreCovers more | Phone, Chat, Help centre |
Where each stands against the rest
| Fact | die Bayerische | TIPINSURE | Median |
|---|---|---|---|
| Excess from | €0 to €35below the median | Not confirmed | €70 |
Median across 66 listed providers.
Pros and cons
die Bayerische
Pros
- Premiums start at €2.09, below the €8.31 site median
- Cover spans auto, home, motorcycle, life, health, dental, travel, pet, income protection and gadget cover
- Monthly payments are available, and monthly is the only payment model listed
Cons
- Claims can only be filed through online, post and phone, so no branch or in person route is listed
- The excess on the phone cover policy runs €0 to €35
TIPINSURE
Pros
- One insurer covers auto, home, travel, health, pet, motorcycle and critical illness: auto, home and travel
- Monthly payments are available, not yearly only
- Claims run on phone, app and online: phone, app and online
Cons
- The starting premium of THB 699 ranks 173 of 251, so it is not the cheapest entry price
- Critical illness cover limit is 500,000 THB and the entry age band is 20-60, renewable to 64, which narrows who can be covered
Who each suits
die Bayerische
Who it suits
- Households bundling several insurance types under one provider
- Drivers, riders and pet owners wanting monthly premiums rather than annual payments
- People who prefer contacting support by phone
Who should look elsewhere
- Anyone wanting to file a claim in person, since claims run on online, post and phone
- Shoppers wanting a broader set of protection products such as income protection portfolios
TIPINSURE
Who it suits
- Households in Thailand insuring a car, home, pet and travel in one place
- Drivers and motorcyclists who want monthly premiums rather than a yearly payment
- Adults building health cover alongside a critical illness policy
Who should look elsewhere
- Shoppers wanting the lowest entry premium, since the price ranks 173 of 251
- Anyone seeking a protection scheme or deposit protection, as no scheme appears for this insurer
Current offers
die Bayerische
Current offer
Bonus
Happybrush voucher or toothbrush with Zahnzusatzversicherung: Voucher or Happybrush toothbrush
On conclusion of a Zahnzusatzversicherung, depending on the tariff chosen
Source, checked September 26, 2026
TIPINSURE
Current offer
Bonus
TIP PET BUDDY: owner pays 50%, insurer pays the other 50% of veterinary treatment: 50% co-payment on veterinary costs up to 50,000 baht
Selected plan; 60-day waiting period for general illness; pets aged 3 months to 7 years
Source, checked September 26, 2026
Country by country
| Country | die Bayerische | TIPINSURE |
|---|---|---|
| Germany | Yes | No |
| Thailand | No | Yes |
Questions about each
die Bayerische
What does die Bayerische cover?+
Its listed insurance types include auto, home, motorcycle, life, health, dental, travel, pet, income protection and gadget cover. That spread lets a household hold several policies with one insurer, and the group operates as an insurer, so policies sit with the company rather than a broker.
How much is the cheapest premium?+
Premiums start at €2.09, which is well under the €8.31 median premium across the site. The figure comes from the phone liability cover, so other policies such as motor, home or life cover sit at different price points.
TIPINSURE
What does TIPINSURE actually insure?+
TIPINSURE covers auto, home, travel, health, pet, motorcycle and critical illness, listed as auto, home and travel. That range means motor, property and health needs can sit with one provider. It acts as an insurer in its own right, so policies are arranged with the company rather than through a broker.
How much does a TIPINSURE policy cost?+
The entry premium is THB 699 on the fire product. Across the site the median starting premium is €8.31 and the upper quartile reaches €29.72, so the real figure depends on the line and the risk. TIPINSURE ranks 173 of 251 on starting premium.
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TIPINSURE
die Bayerische