Updated October 17, 2026 · SumCue Editorial Team
Interactive Brokers vs Revolut UK
Revolut UK
Interactive Brokers
Higher score in this comparison
What sets them apart
| Compare | Interactive BrokersReviewSee alternativesSee alternatives | Revolut UKReviewVisitVisit |
|---|---|---|
| Minimum deposit | $0 | £0 |
| Regulators | SEC, FCA, SIPC | Cyprus Securities and Exchange Commission (CySEC), LT BL, SIPC |
| Investor protection | SIPC up to USD 500,000 | EU ICS up to EUR 20,000 |
| Account types | ISA, SIPP, IRA, Joint, CorporateCovers more | ISA, Joint |
| Stock trade fee | $0 | Not confirmed |
| Markets | Bonds, ETFs, Forex, Funds, Futures, Options, Stocks | Not confirmed |
| Currency conversion fee | Not confirmed | 0% to 2% |
| Margin rate | 4.38% | Not confirmed |
| Options contract fee | $0.65 | Not confirmed |
| Platforms | Client Portal, IBKR Desktop, IBKR Mobile, Trader Workstation | Not confirmed |
| Interest on cash | 3.38% | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Interactive Brokers scores higher overall: 9.6 vs 9.4.
- Regulators: only Interactive Brokers offers SEC, FCA.
- Regulators: only Revolut UK offers Cyprus Securities and Exchange Commission (CySEC), LT BL.
- Founded is lower at Interactive Brokers: 1978 vs 2015.
- Revolut UK is licensed in 1 more country.
- Account types: only Interactive Brokers offers SIPP, IRA, Corporate.
- Support channels: only Interactive Brokers offers Community.
- Support channels: only Revolut UK offers Email, Chat, Phone.
- Features: only Interactive Brokers offers Fractional shares, Mobile app.
- Features: only Revolut UK offers Multi currency, Virtual card, Travel.
Our verdict on each
Interactive Brokers
Interactive Brokers suits active, self-directed investors who trade often and want low costs across many markets. Stock trades cost $0 and the minimum deposit is $0, with SEC, FCA and SIPC oversight. Set aside time for a dense platform and remember most retail accounts lose money, 70.15% on site figures.
Revolut UK
For readers in the UK managing everyday money and investing in one place, Revolut UK works as a broker linked to app based accounts and cards. It suits people who want easy access savings alongside joint and ISA options with multi currency and investing choices.
Score breakdown
| Area | Interactive Brokers | Revolut UK |
|---|---|---|
| Cost | 9.3Stock trades cost $0 on commissions and there is no minimum deposit, with options at $0.65. | 9.7Higher |
| Offer | 9.6HigherCovers bonds, etfs and forex plus isa, sipp and ira accounts, fractional shares and a mobile app. | 9.5 |
| Trust | 9.8Higher | 9.1 |
Where each is licensed and available
| Country | Interactive Brokers | Revolut UK |
|---|---|---|
| United States | SIPC SIPC member 53615 | SIPC SIPC member 70365 |
| Cyprus | Not confirmed | Cyprus Securities and Exchange Commission (CySEC) MiCA CASP 549300ET4IUR6RCZOL84 |
| Lithuania | Not confirmed | LT_BL PSD_EMI LT_LT_BL_304940980 |
| United Kingdom | FCA 208159 | Not confirmed |
What each covers
| Account types | Interactive Brokers | Revolut UK |
|---|---|---|
| ISA | Yes | Yes |
| SIPP | Yes | No |
| IRA | Yes | No |
| Joint | Yes | Yes |
| Corporate | Yes | No |
What we checked
Interactive Brokers
- interactivebrokers.com: 9 facts, checked September 26, 2026
- brokersway.com: 2 facts, checked September 26, 2026
- toponlineforexbrokers.com: 2 facts, checked September 26, 2026
- euinvestinghub.com: 1 fact, checked September 26, 2026
- eupersonalfinance.eu: 1 fact, checked September 26, 2026
Revolut UK
- revolut.com: 5 facts, checked September 26, 2026
- esma.europa.eu: 4 facts, checked September 26, 2026
- moneytothemasses.com: 2 facts, checked September 26, 2026
How they place
| Ranking | Interactive Brokers | Revolut UK |
|---|---|---|
| Investing | 55 of 654 | 50 of 654 |
| Robo-advisors | 9 of 154 | 5 of 154 |
Every fact side by side
| Fact | Interactive Brokers | Revolut UK |
|---|---|---|
| Features | Fractional shares, Mobile app | Multi currency, Virtual card, Travel |
| Pricing model | Commission free, Low fees | No annual fee |
| Legal entity | INTERACTIVE BROKERS LLC | Revolut Digital Assets (Europe) Ltd |
| Headquarters | United States | Cyprus |
| Founded | 1978Lower | 2015 |
| Support channels | Help centre, Community | Email, Chat, Phone, Help centre |
Robo-advisors
| Fact | Interactive Brokers | Revolut UK |
|---|---|---|
| Management fee | Not confirmed | 0% |
| Portfolio types | ETF | ETF, Cash, CryptoCovers more |
Credit cards
| Fact | Interactive Brokers | Revolut UK |
|---|---|---|
| Annual fee | Not confirmed | €0 |
| APR | Not confirmed | 13.34% to 17.99% |
| Rewards type | Not confirmed | Points |
| Rewards rate | Not confirmed | 1.5 points per EUR1 |
| Card kind | Not confirmed | Credit |
Savings
| Fact | Interactive Brokers | Revolut UK |
|---|---|---|
| Headline rate | Not confirmed | 4% |
| Rate type | Not confirmed | Variable |
| Deposit protection | Not confirmed | FSCS up to GBP 85,000 |
| Access terms | Not confirmed | Instant access via the Revolut app, fee-free withdrawals, no withdrawal limits |
| Monthly fee | Not confirmed | £0 |
| Account kind | Not confirmed | Easy access |
Debit cards
| Fact | Interactive Brokers | Revolut UK |
|---|---|---|
| Free ATM withdrawals | Not confirmed | £200 |
| Card type | Not confirmed | Debit |
| Card network | Not confirmed | Visa |
| Currencies | Not confirmed | 160 |
Where each stands against the rest
| Fact | Interactive Brokers | Revolut UK | Median |
|---|---|---|---|
| Stock trade fee | $0at the median | Not confirmed | $0 |
| Currency conversion fee | Not confirmed | 0% to 2%below the median | 0.4 |
| Margin rate | 4.38%lowest quarter | Not confirmed | 8.83% |
| Options contract fee | $0.65at the median | Not confirmed | $0.65 |
| Interest on cash | 3.38%above the median | Not confirmed | 2.875% |
Median across 94 listed providers.
Pros and cons
Interactive Brokers
Pros
- Stock trades cost $0 and the minimum deposit is $0
- Options contracts cost $0.65 and cash earns 3.38%
- Covers bonds, etfs and forex with isa, sipp and ira account types
Cons
- Support runs on help centre and community only, with no phone line listed
- Fractional shares and a mobile app are the only extras listed, so portfolio building is limited to etf
- Most retail accounts lose money, 70.15% on site figures
Revolut UK
Pros
- Easy access account opened and managed through the Revolut app
- Joint and ISA account choices alongside ETF, cash and crypto portfolios
- Multi currency handling with virtual card support for travel spending
Cons
- Investments carry risk, and the value of holdings can fall as well as rise.
- Investing happens on an execution only basis, so every decision rests with the investor.
Who each suits
Interactive Brokers
Who it suits
- Investors who place many trades and care more about the fee than the interface
- Anyone holding several markets at once, given bonds, etfs and forex
- Retirement savers, as isa, sipp and ira includes ISA, SIPP and IRA options
Who should look elsewhere
- Anyone who wants phone or chat support, since Interactive Brokers runs on help centre and community
- CFI, if you want a single app alongside stocks, etfs and forex
- bunq, if you want a bank account with a minimum deposit of €10 rather than trading
Revolut UK
Who it suits
- People combining savings, cards and investing in one app
- Travellers handling more than one currency day to day
Who should look elsewhere
- Investors who want a firm to recommend which shares to buy.
- People who want only a traditional bank with local branches.
Questions about each
Interactive Brokers
What does it cost to trade stocks?+
Commissions are tiered, with the headline level listed as $0 for US stocks. Options contracts are charged at $0.65. Uninvested cash earns interest at 3.38%, and margin is available at a base rate of 4.38%.
Is there a minimum deposit?+
The listed minimum deposit is $0, so you can open and fund an account at a small starting balance. It ranks first on the site for the lowest entry point. Fractional shares also let you hold a slice of a share rather than a full unit.
Revolut UK
Which products does Revolut UK cover as a broker?+
Revolut UK covers brokerage with easy access savings alongside joint and ISA account types. Portfolios include ETF, cash and crypto holdings. Card use includes debit and credit options with virtual card support.
Who is Revolut UK suited to?+
It suits people who prefer managing savings and investing through an app. Multi currency features and travel support help everyday use abroad. Joint account choices also support shared household money.
Other options to compare
Other matchups
Revolut UK
Interactive Brokers