Updated October 17, 2026 · SumCue Editorial Team
Fidelity vs Revolut UK
Revolut UK
Fidelity
Higher score in this comparison
What sets them apart
| Compare | FidelityReviewSee alternativesSee alternatives | Revolut UKReviewVisitVisit |
|---|---|---|
| Minimum deposit | $0 | £0 |
| Regulators | SEC, FINRA, SIPC | Cyprus Securities and Exchange Commission (CySEC), LT BL, SIPC |
| Investor protection | SIPC up to USD 500,000 | EU ICS up to EUR 20,000 |
| Account types | IRA, Roth IRA, Joint | ISA, Joint |
| Stock trade fee | $0 | Not confirmed |
| Account fee | $0 | Not confirmed |
| Inactivity fee | $0 | Not confirmed |
| Markets | Stocks, ETFs, Options, Bonds, Funds, Futures, Forex | Not confirmed |
| Currency conversion fee | Not confirmed | 0% to 2% |
| Margin rate | 12.375% | Not confirmed |
| Options contract fee | $0.65 | Not confirmed |
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Key differences
- Fidelity scores higher overall: 9.5 vs 9.4.
- Regulators: only Fidelity offers SEC, FINRA.
- Regulators: only Revolut UK offers Cyprus Securities and Exchange Commission (CySEC), LT BL.
- Founded is lower at Fidelity: 1946 vs 2015.
- Revolut UK is licensed in 2 more countries.
- Account types: only Fidelity offers IRA, Roth IRA.
- Account types: only Revolut UK offers ISA.
- Support channels: only Fidelity offers Community.
- Support channels: only Revolut UK offers Email, Chat, Help centre.
- Features: only Fidelity offers Fractional shares, Demo account, Mobile app.
Our verdict on each
Fidelity
Fidelity suits US investors who want a broad brokerage without a monthly charge, and its stock trade fee and minimum deposit both sit at $0 and $0. The catch is the wider set of charges around the edges, and support that runs on phone and community.
Revolut UK
For readers in the UK managing everyday money and investing in one place, Revolut UK works as a broker linked to app based accounts and cards. It suits people who want easy access savings alongside joint and ISA options with multi currency and investing choices.
Score breakdown
| Area | Fidelity | Revolut UK |
|---|---|---|
| Cost | 9.1Stock trade fee $0 and account fee $0, offset by options at $0.65 and margin at 12.375%. | 9.7Higher |
| Offer | 9.5 | 9.5 |
| Trust | 9.8Higher | 9.1 |
Where they rank in our lists
| Ranking | Fidelity | Revolut UK |
|---|---|---|
| Investing | 62 of 654 | 50 of 654 |
| Robo-advisors | 11 of 154 | 5 of 154 |
Every fact side by side
| Fact | Fidelity | Revolut UK |
|---|---|---|
| Features | Fractional shares, Demo account, Mobile app, Crypto, Options, Futures | Multi currency, Virtual card, Travel |
| Pricing model | Commission free | No annual fee |
| Audience | Beginners, Experienced | Not confirmed |
| Legal entity | FIDELITY BROKERAGE SERVICES LLC | Revolut Digital Assets (Europe) Ltd |
| Headquarters | United States | Cyprus |
| Founded | 1946Lower | 2015 |
| Support channels | Phone, Community | Email, Chat, Phone, Help centre |
Robo-advisors
| Fact | Fidelity | Revolut UK |
|---|---|---|
| Management fee | Not confirmed | 0% |
| Portfolio types | ETF, ESG, Crypto | ETF, Cash, Crypto |
Credit cards
| Fact | Fidelity | Revolut UK |
|---|---|---|
| Annual fee | Not confirmed | €0 |
| APR | Not confirmed | 13.34% to 17.99% |
| Rewards type | Not confirmed | Points |
| Rewards rate | Not confirmed | 1.5 points per EUR1 |
| Card kind | Not confirmed | Credit |
Savings
| Fact | Fidelity | Revolut UK |
|---|---|---|
| Headline rate | Not confirmed | 4% |
| Rate type | Not confirmed | Variable |
| Deposit protection | Not confirmed | FSCS up to GBP 85,000 |
| Access terms | Not confirmed | Instant access via the Revolut app, fee-free withdrawals, no withdrawal limits |
| Monthly fee | Not confirmed | £0 |
| Account kind | Not confirmed | Easy access |
Debit cards
| Fact | Fidelity | Revolut UK |
|---|---|---|
| Free ATM withdrawals | Not confirmed | £200 |
| Card type | Not confirmed | Debit |
| Card network | Not confirmed | Visa |
| Currencies | Not confirmed | 160 |
Where each stands against the rest
| Fact | Fidelity | Revolut UK | Median |
|---|---|---|---|
| Stock trade fee | $0at the median | Not confirmed | $0 |
| Account fee | $0at the median | Not confirmed | $0 |
| Inactivity fee | $0at the median | Not confirmed | $0 |
| Currency conversion fee | Not confirmed | 0% to 2%below the median | 0.4 |
| Margin rate | 12.375%highest quarter | Not confirmed | 8.83% |
| Options contract fee | $0.65at the median | Not confirmed | $0.65 |
Median across 94 listed providers.
Pros and cons
Fidelity
Pros
- Stock trades cost $0 and the account fee is $0
- Minimum deposit is $0, so accounts open at any size
- Regulated in the US by SEC, FINRA and SIPC
Cons
- Options trades are charged $0.65 per contract
- Support runs on phone and community only
- Margin borrowing starts at 12.375%, so leverage carries its own cost
Revolut UK
Pros
- Easy access account opened and managed through the Revolut app
- Joint and ISA account choices alongside ETF, cash and crypto portfolios
- Multi currency handling with virtual card support for travel spending
Cons
- Investments carry risk, and the value of holdings can fall as well as rise.
- Investing happens on an execution only basis, so every decision rests with the investor.
Who each suits
Fidelity
Who it suits
- Beginners opening a first account with a small deposit
- Experienced traders who want a wide market list in one place
- Retirement savers using the available retirement account types
Who should look elsewhere
- Anyone wanting a broker with no product charges, since options cost $0.65
- Support-first users, as help runs on phone and community
- People who borrow on margin, where the rate starts at 12.375%
Revolut UK
Who it suits
- People combining savings, cards and investing in one app
- Travellers handling more than one currency day to day
Who should look elsewhere
- Investors who want a firm to recommend which shares to buy.
- People who want only a traditional bank with local branches.
Country by country
| Country | Fidelity | Revolut UK |
|---|---|---|
| United States | Yes | No |
Questions about each
Fidelity
What does it cost to trade stocks at Fidelity?+
Trading stocks costs $0 per trade, on a commission-free model. The account fee is also $0, so there is nothing to pay for holding an account open. Options and margin are the exceptions, and both are priced separately.
Is there a minimum deposit to open an account?+
The minimum deposit is $0, so there is no floor to meet before you can start. Small sums can go in from the beginning. Account types include a retirement account, a Roth retirement account and a joint account.
Revolut UK
Which products does Revolut UK cover as a broker?+
Revolut UK covers brokerage with easy access savings alongside joint and ISA account types. Portfolios include ETF, cash and crypto holdings. Card use includes debit and credit options with virtual card support.
Who is Revolut UK suited to?+
It suits people who prefer managing savings and investing through an app. Multi currency features and travel support help everyday use abroad. Joint account choices also support shared household money.
Other options to compare
Other matchups
Revolut UK
Fidelity