Updated October 21, 2026 · SumCue Editorial Team
TIPINSURE vs WAS Insurance
TIPINSURE
Higher score in this comparison
WAS Insurance
TIPINSURE vs WAS Insurance: the differences
| Compare | TIPINSUREReviewVisitVisit | WAS InsuranceReviewVisitVisit |
|---|---|---|
| Insurance types | Auto, Home, Travel, Health, Pet, Motorcycle, Critical illnessCovers more | Travel, Pet |
| Provider type | Insurer | Broker |
| Cover limit | 500,000 THB | Unlimited medical |
| Claims channels | Phone, App, Online | Phone, Email, Online |
| Age range | 20-60, renewable to 64 | 18-99 |
| Premium from | THB 699 | Not confirmed |
| Excess from | Not confirmed | A$100 |
Same on both: Monthly payments (Yes).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- TIPINSURE scores higher overall: 9.2 vs 8.9.
- Insurance types: only TIPINSURE offers Auto, Home, Health.
- Claims channels: only TIPINSURE offers App.
- Claims channels: only WAS Insurance offers Email.
- Support channels: only TIPINSURE offers Chat, Help centre.
- Support channels: only WAS Insurance offers Email.
Our verdict on each
TIPINSURE
TIPINSURE suits households in Thailand who want one insurer for auto, home, travel, health, pet, motorcycle and critical illness cover. Premiums start at THB 699 and can be paid monthly, though the price sits well back in the field. TIPINSURE Public Company Limited is an insurer founded in 1951.
WAS Insurance
WAS Insurance suits travellers and pet owners in Australia seeking monthly billed cover through a broker model with broad claim routes. Travel plans include Unlimited medical while pet excess starts at AUD 100, with support on email and phone for policy help.
Score breakdown
| Area | TIPINSURE | WAS Insurance |
|---|---|---|
| Cost | 8.9Monthly premiums start at THB 699 and pay monthly, but the insurer sits at 173 of 251 on price. | 9.0HigherMonthly billing through monthly keeps premiums spread across the year. |
| Offer | 9.2Higher | 8.7Focused range of travel and pet with Unlimited medical on travel plans. |
| Trust | 9.5Higher | 8.8Broker licensed under 536280 with claims via phone, email and online. |
What each covers
| Insurance types | TIPINSURE | WAS Insurance |
|---|---|---|
| Auto | Yes | No |
| Home | Yes | No |
| Health | Yes | No |
| Travel | Yes | Yes |
| Pet | Yes | Yes |
| Motorcycle | Yes | No |
| Critical illness | Yes | No |
Availability and regulation
| Country | TIPINSURE | WAS Insurance |
|---|---|---|
| Australia | Not confirmed | ASIC 536280 |
Additional countries for TIPINSURE: 1. Additional countries for WAS Insurance: 1.
Sources behind this comparison
TIPINSURE
- dhipaya.co.th: 5 facts, checked September 26, 2026
- tipinsure.com: 4 facts, checked September 26, 2026
- ft.tipinsure.com: 3 facts, checked September 26, 2026
WAS Insurance
- wiseandsilent.com: 11 facts, checked September 29, 2026
How they place
| Ranking | TIPINSURE | WAS Insurance |
|---|---|---|
| Insurance | 26 of 627 | 45 of 627 |
| Travel insurance | 15 of 278 | 28 of 278 |
| Pet insurance | 5 of 157 | 8 of 157 |
Every fact side by side
| Fact | TIPINSURE | WAS Insurance |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | TIPINSURE Public Company Limited | Wiseandsilent Pty Ltd |
| Headquarters | Thailand | Australia |
| Founded | 1951 | Not confirmed |
| Support channels | Phone, Chat, Help centre | Email, Phone |
Where each stands against the rest
| Fact | TIPINSURE | WAS Insurance | Median |
|---|---|---|---|
| Premium from | THB 699above the median | Not confirmed | THB 543 |
| Excess from | Not confirmed | A$100above the median | A$0 |
Median across 7 listed providers.
Pros and cons
TIPINSURE
Pros
- One insurer covers auto, home, travel, health, pet, motorcycle and critical illness: auto, home and travel
- Monthly payments are available, not yearly only
- Claims run on phone, app and online: phone, app and online
Cons
- The starting premium of THB 699 ranks 173 of 251, so it is not the cheapest entry price
- Critical illness cover limit is 500,000 THB and the entry age band is 20-60, renewable to 64, which narrows who can be covered
WAS Insurance
Pros
- Focused choice of travel and pet for travel and pet needs in a single place
- Travel medical protection described as Unlimited medical
- Claims can be lodged by phone, email and online with monthly billing via monthly
Cons
- Range stays limited to travel and pet, so households wanting home or auto cover must look elsewhere
- Support runs on email and phone only, without live chat or online account help
Who each suits
TIPINSURE
Who it suits
- Households in Thailand insuring a car, home, pet and travel in one place
- Drivers and motorcyclists who want monthly premiums rather than a yearly payment
- Adults building health cover alongside a critical illness policy
Who should look elsewhere
- Shoppers wanting the lowest entry premium, since the price ranks 173 of 251
- Anyone seeking a protection scheme or deposit protection, as no scheme appears for this insurer
WAS Insurance
Who it suits
- Travellers seeking medical protection described as Unlimited medical with monthly billing
- Pet owners comfortable with an excess from AUD 100 and email or phone service
Who should look elsewhere
- Readers wanting life cover should consider Linxea, which focuses on life
- Households wanting auto, home or health cover should consider die Bayerische, which lists auto, home and motorcycle
Current offers
TIPINSURE
Current offer
Bonus
TIP PET BUDDY: owner pays 50%, insurer pays the other 50% of veterinary treatment: 50% co-payment on veterinary costs up to 50,000 baht
Selected plan; 60-day waiting period for general illness; pets aged 3 months to 7 years
Source, checked September 26, 2026
Country by country
| Country | TIPINSURE | WAS Insurance |
|---|---|---|
| Australia | No | Yes |
| Thailand | Yes | No |
Questions about each
TIPINSURE
What does TIPINSURE actually insure?+
TIPINSURE covers auto, home, travel, health, pet, motorcycle and critical illness, listed as auto, home and travel. That range means motor, property and health needs can sit with one provider. It acts as an insurer in its own right, so policies are arranged with the company rather than through a broker.
How much does a TIPINSURE policy cost?+
The entry premium is THB 699 on the fire product. Across the site the median starting premium is €8.31 and the upper quartile reaches €29.72, so the real figure depends on the line and the risk. TIPINSURE ranks 173 of 251 on starting premium.
WAS Insurance
What types of insurance does WAS Insurance offer?+
WAS Insurance arranges travel and pet, covering travel and pet needs. It acts as a broker rather than an insurer, so policies come from partner underwriters. That focus suits readers who want those protections without a broader household portfolio.
How does the pet excess work?+
Pet policies carry an excess starting at AUD 100 per claim. The exact amount can vary by plan and claim type, so check the schedule before you buy. Monthly billing through monthly spreads the annual premium rather than removing the excess.
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