Updated October 21, 2026 · SumCue Editorial Team
Nationwide vs WAS Insurance
Nationwide
Higher score in this comparison
WAS Insurance
What sets them apart
| Compare | NationwideReviewVisitVisit | WAS InsuranceReviewVisitVisit |
|---|---|---|
| Insurance types | Auto, Home, Renters, Life, Motorcycle, Pet | Travel, Pet |
| Provider type | Insurer | Broker |
| Cover limit | USD 50,000 per bike (custom motorcycle insurance) | Unlimited medical |
| Claims channels | Phone | Phone, Email, OnlineCovers more |
| Premium from | $35 | Not confirmed |
| Excess from | Not confirmed | A$100 |
| Age range | Not confirmed | 18-99 |
Same on both: Monthly payments (Yes).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Nationwide scores higher overall: 9.1 vs 8.9.
- Insurance types: only Nationwide offers Auto, Home, Renters.
- Insurance types: only WAS Insurance offers Travel.
- Claims channels: only WAS Insurance offers Email, Online.
- Support channels: only Nationwide offers Help centre.
- Support channels: only WAS Insurance offers Email.
Our verdict on each
Nationwide
Nationwide is a US insurer selling auto, home, renters, life, motorcycle and pet cover, with premiums from $35 payable monthly. It suits households that want every policy type under a single long-standing provider, and it prices above the site median, so shoppers on a tight budget get a thinner field here.
WAS Insurance
WAS Insurance suits travellers and pet owners in Australia seeking monthly billed cover through a broker model with broad claim routes. Travel plans include Unlimited medical while pet excess starts at AUD 100, with support on email and phone for policy help.
Score breakdown
| Area | Nationwide | WAS Insurance |
|---|---|---|
| Cost | 8.8Premiums start at $35 on monthly payments, above the site median €8.31, and the brand ranks 192 of 251 on premium from. | 9.0HigherMonthly billing through monthly keeps premiums spread across the year. |
| Offer | 8.6 | 8.7HigherFocused range of travel and pet with Unlimited medical on travel plans. |
| Trust | 9.6Higher | 8.8Broker licensed under 536280 with claims via phone, email and online. |
Which one suits you
Pick Nationwide if trust matter most.
Pick WAS Insurance if claims channels matter most.
How they place
| Ranking | Nationwide | WAS Insurance |
|---|---|---|
| Insurance | 33 of 627 | 45 of 627 |
| Pet insurance | 7 of 157 | 8 of 157 |
Where these facts come from
Nationwide
- nationwide.com: 11 facts, checked September 26, 2026
WAS Insurance
- wiseandsilent.com: 11 facts, checked September 29, 2026
Every fact side by side
| Fact | Nationwide | WAS Insurance |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | Nationwide Mutual Insurance Company | Wiseandsilent Pty Ltd |
| Headquarters | United States | Australia |
| Founded | 1925 | Not confirmed |
| Support channels | Phone, Help centre | Email, Phone |
Where each stands against the rest
| Fact | Nationwide | WAS Insurance | Median |
|---|---|---|---|
| Premium from | $35above the median | Not confirmed | $11 |
| Excess from | Not confirmed | A$100above the median | A$0 |
Median across 53 listed providers.
Pros and cons
Nationwide
Pros
- Cover spans auto, home, renters, life, motorcycle and pet (auto, home and renters), so a household can keep its policies with a single provider.
- Premiums can be paid monthly (monthly) instead of in one payment, which helps month to month cash flow.
- Support runs on phone and help centre, giving a phone line and an online help centre as listed routes to the insurer.
Cons
- Premiums from $35 sit above the site median €8.31, and the brand holds position 192 on premium from out of 251 brands ranked.
- Claims run on phone alone and support is limited to phone and help centre, so written and chat routes are not offered.
- The headline premium is quoted in US dollars ($35) by a US insurer, which adds a currency step for UK and European buyers.
WAS Insurance
Pros
- Focused choice of travel and pet for travel and pet needs in a single place
- Travel medical protection described as Unlimited medical
- Claims can be lodged by phone, email and online with monthly billing via monthly
Cons
- Range stays limited to travel and pet, so households wanting home or auto cover must look elsewhere
- Support runs on email and phone only, without live chat or online account help
Who each suits
Nationwide
Who it suits
- US households taking out several kinds of personal policy who want a single provider on the paperwork.
- Motorcycle owners after custom bike cover, where limits reach USD 50,000 per bike (custom motorcycle insurance).
- Pet owners who would rather add pet cover to an existing auto policy than shop it on its own.
Who should look elsewhere
- Linxea, at €25, sits closer to readers comparing euro savings products rather than US personal lines.
- bunq, with a premium from €0, suits readers who want euro everyday banking rather than policy cover.
WAS Insurance
Who it suits
- Travellers seeking medical protection described as Unlimited medical with monthly billing
- Pet owners comfortable with an excess from AUD 100 and email or phone service
Who should look elsewhere
- Readers wanting life cover should consider Linxea, which focuses on life
- Households wanting auto, home or health cover should consider die Bayerische, which lists auto, home and motorcycle
Country by country
| Country | Nationwide | WAS Insurance |
|---|---|---|
| Australia | No | Yes |
| United States | Yes | No |
Questions about each
Nationwide
What can I insure with Nationwide?+
Nationwide lists auto, home, renters, life, motorcycle and pet (auto, home and renters), so most of a household's personal cover can sit with a single provider rather than a separate insurer for each line. Motorcycle cover is sold as its own line as well as a custom policy for individual bikes.
How much does Nationwide cost?+
Nationwide quotes premiums from $35 on its personal insurance lines. That figure sits above the site median of €8.31, and Nationwide sits at 192 on premium from among 251 brands ranked, so it is not the cheapest field here.
WAS Insurance
What types of insurance does WAS Insurance offer?+
WAS Insurance arranges travel and pet, covering travel and pet needs. It acts as a broker rather than an insurer, so policies come from partner underwriters. That focus suits readers who want those protections without a broader household portfolio.
How does the pet excess work?+
Pet policies carry an excess starting at AUD 100 per claim. The exact amount can vary by plan and claim type, so check the schedule before you buy. Monthly billing through monthly spreads the annual premium rather than removing the excess.
Other options to compare
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