Updated September 28, 2026 · SumCue Editorial Team
MSIG Insurance (Thailand) vs Nationwide
MSIG Insurance (Thailand)
Higher score in this comparison
Nationwide
MSIG Insurance (Thailand) vs Nationwide: the differences
| Compare | MSIG Insurance (Thailand)ReviewVisitVisit | NationwideReviewVisitVisit |
|---|---|---|
| Premium from | THB 299 | $35 |
| Insurance types | Auto, Travel, Home, Health | Auto, Home, Renters, Life, Motorcycle, Pet |
| Cover limit | Up to THB 50,000 hospitalisation benefit (Seasonal Disease plan 'Hot Hit', PP02) | USD 50,000 per bike (custom motorcycle insurance) |
| Claims channels | Phone, Online claims portal, EmailCovers more | Phone |
| Monthly payments | Not confirmed | Yes |
Same on both: Provider type (Insurer).
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Key differences
- MSIG Insurance (Thailand) scores higher overall: 9.3 vs 9.1.
- Insurance types: only MSIG Insurance (Thailand) offers Travel, Health.
- Insurance types: only Nationwide offers Renters, Life, Motorcycle.
- Claims channels: only MSIG Insurance (Thailand) offers Online claims portal, Email.
- Support channels: only MSIG Insurance (Thailand) offers Email, Chat.
Our verdict on each
MSIG Insurance (Thailand)
MSIG Insurance (Thailand) suits households in Thailand that want motor, travel, home and health policies from a single insurer, and claims can start by phone, through the online claims portal or by email. Premiums start at THB 299, and support runs on email, phone and chat.
Nationwide
Nationwide is a US insurer selling auto, home, renters, life, motorcycle and pet cover, with premiums from $35 payable monthly. It suits households that want every policy type under a single long-standing provider, and it prices above the site median, so shoppers on a tight budget get a thinner field here.
Score breakdown
| Area | MSIG Insurance (Thailand) | Nationwide |
|---|---|---|
| Cost | 9.1HigherPremiums start at THB 299, ahead of €0 and €25 on entry price. | 8.8Premiums start at $35 on monthly payments, above the site median €8.31, and the brand ranks 192 of 251 on premium from. |
| Offer | 9.3Higher | 8.6 |
| Trust | 9.5 | 9.6Higher |
Feature by feature
| Insurance types | MSIG Insurance (Thailand) | Nationwide |
|---|---|---|
| Auto | Yes | Yes |
| Home | Yes | Yes |
| Renters | No | Yes |
| Life | No | Yes |
| Health | Yes | No |
| Travel | Yes | No |
| Pet | No | Yes |
| Motorcycle | No | Yes |
Licences and countries
| Country | MSIG Insurance (Thailand) | Nationwide |
|---|---|---|
| Thailand | Not confirmed |
Additional countries for MSIG Insurance (Thailand): 1. Additional countries for Nationwide: 1.
Sources behind this comparison
MSIG Insurance (Thailand)
- msig-thai.com: 6 facts, checked September 26, 2026
- psmart.msig-thai.com: 2 facts, checked September 26, 2026
Nationwide
- nationwide.com: 11 facts, checked September 26, 2026
How they place
| Ranking | MSIG Insurance (Thailand) | Nationwide |
|---|---|---|
| Insurance | 20 of 627 | 33 of 627 |
| Car insurance | 8 of 279 | 14 of 279 |
| Home insurance | 8 of 258 | 13 of 258 |
Every fact side by side
| Fact | MSIG Insurance (Thailand) | Nationwide |
|---|---|---|
| Pricing model | Not confirmed | Monthly |
| Legal entity | MSIG Insurance (Thailand) Public Company Limited | Nationwide Mutual Insurance Company |
| Headquarters | Thailand | United States |
| Founded | Not confirmed | 1925 |
| Support channels | Email, Phone, Chat, Help centreCovers more | Phone, Help centre |
Pros and cons
MSIG Insurance (Thailand)
Pros
- Claims open by phone, through the online claims portal or by email: phone, online claims portal and email.
- Motor, travel, home and health sit with a single insurer: auto, travel and home.
- Help runs on email, phone, chat and a help centre: email, phone and chat.
Cons
- Premiums start at THB 299, above €0 at bunq and €25 at Linxea.
- Cover stops at the types listed, auto, travel and home, so life and pet policies sit outside the range.
Nationwide
Pros
- Cover spans auto, home, renters, life, motorcycle and pet (auto, home and renters), so a household can keep its policies with a single provider.
- Premiums can be paid monthly (monthly) instead of in one payment, which helps month to month cash flow.
- Support runs on phone and help centre, giving a phone line and an online help centre as listed routes to the insurer.
Cons
- Premiums from $35 sit above the site median €8.31, and the brand holds position 192 on premium from out of 251 brands ranked.
- Claims run on phone alone and support is limited to phone and help centre, so written and chat routes are not offered.
- The headline premium is quoted in US dollars ($35) by a US insurer, which adds a currency step for UK and European buyers.
Who each suits
MSIG Insurance (Thailand)
Who it suits
- Households in Thailand holding a car, a home, health cover or travel plans: auto, travel and home
- Readers who want to open a claim by phone, online or by email: phone, online claims portal and email
- Shoppers who want help across email, phone, chat and a help centre: email, phone and chat
Who should look elsewhere
- Price-first shoppers: bunq and bunq Spain start at €0 and €0, below THB 299 here.
- Readers who want a life or savings product: Linxea starts at €25 and covers a different product line from auto, travel and home.
- Buyers who want cover that travels with them across markets: this insurer sits in TH and writes auto, travel and home.
Nationwide
Who it suits
- US households taking out several kinds of personal policy who want a single provider on the paperwork.
- Motorcycle owners after custom bike cover, where limits reach USD 50,000 per bike (custom motorcycle insurance).
- Pet owners who would rather add pet cover to an existing auto policy than shop it on its own.
Who should look elsewhere
- Linxea, at €25, sits closer to readers comparing euro savings products rather than US personal lines.
- bunq, with a premium from €0, suits readers who want euro everyday banking rather than policy cover.
Current offers
MSIG Insurance (Thailand)
Current offer
Discount code
MSIG Motor insurance: enter promocode MPTT15 to get e-Voucher worth up to 700 THB: e-Voucher up to THB 700
Ends 31 January 2027
Source, checked September 26, 2026
Discount code
Home insurance: enter code Ban15 for 15% off plus Starbucks e-Coupon worth up to 600 THB: 15% off + e-Coupon up to THB 600
Ends 31 January 2027
Source, checked September 26, 2026
Bonus
Special promotion MSIG Trip Easy Plus domestic travel, enter code 18DM, 2 benefits: 2 benefits per policy
Ends 31 January 2027
Source, checked September 26, 2026
Discount code
MSIG Overseas Student travel insurance: enter promocode 18SAVE to get e-Coupon worth up to 1,400 THB: e-Coupon up to THB 1,400
Ends 31 December 2026
Source, checked September 26, 2026
Discount code
Enter promocode 15STB or 15PTT to get e-Coupon / e-Voucher worth up to 1,000 THB for MSIG Travel Easy Plus overseas travel (per trip and annual): e-Coupon / e-Voucher up to THB 1,000
Ends 31 October 2026
Source, checked September 26, 2026
Country by country
| Country | MSIG Insurance (Thailand) | Nationwide |
|---|---|---|
| Thailand | Yes | No |
| United States | No | Yes |
Questions about each
MSIG Insurance (Thailand)
What is the entry premium?+
Premiums start at THB 299 on the seasonal disease plan, the simplest product in the range. The other lines, auto, travel and home, are priced separately, so that figure sits at the bottom of the range rather than in the middle of it.
Is MSIG a bank?+
No. insurer reads insurer, and the legal entity is MSIG Insurance (Thailand) Public Company Limited, based in Thailand. Policies are underwritten and paid by the insurer itself, so the money sits with a single company rather than a bank.
Nationwide
What can I insure with Nationwide?+
Nationwide lists auto, home, renters, life, motorcycle and pet (auto, home and renters), so most of a household's personal cover can sit with a single provider rather than a separate insurer for each line. Motorcycle cover is sold as its own line as well as a custom policy for individual bikes.
How much does Nationwide cost?+
Nationwide quotes premiums from $35 on its personal insurance lines. That figure sits above the site median of €8.31, and Nationwide sits at 192 on premium from among 251 brands ranked, so it is not the cheapest field here.
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