Priorbank review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Priorbank suits savers in Belarus who can leave money untouched: its fixed deposit pays 4% to 12.8% for a minimum of BYN 100, and the card runs on Visa with an annual fee of BYN 0. The trade-off is commitment, since the deposit is irrevocable once placed.

Key facts

Best for
Belarusian savers who want a fixed rate and a no-fee Visa debit card together.
Currency conversion fee
3%↗
Card type
Debit↗
Card network
Visa↗
Legal entity
Priorbank open joint-stock company↗
Headquarters
Belarus↗
Founded
1989↗
Support channels
Phone↗
Features
Rewards
Official website
priorbank.by

Credit cards

Annual fee
BYN 0↗
Rewards type
Points↗
Rewards rate
0.5% to 1.5% through PriorPlus↗
Card kind
Credit↗
Pricing model
No annual fee

Savings

Headline rate
4% to 12.8%↗
Rate type
Fixed↗
Term
6 to 38 months↗
Minimum deposit
BYN 100↗
Access terms
Irrevocable; the deposit sum can be withdrawn only at the end of the term, early withdrawal only in exceptional cases with the bank's consent↗
Account kind
Fixed↗

Facts checked September 26, 2026, 8 sources

Apps and profiles

Pros and cons

Pros

  • The card carries an annual fee of BYN 0 and the account runs no annual fee, so there is no monthly charge to budget for.
  • Headline rates of 4% to 12.8% on a fixed deposit, against 1.5% for the lower end of the savings listed here.
  • Terms run 6 to 38, shorter than the 36 recorded for the deposits listed here, so the commitment is easier to size.
  • Rewards pay points at 0.5% to 1.5% through PriorPlus for card spend through PriorPlus.

Cons

  • Currency conversion on the card is 3%, above 2.5% for most of the cards listed here.
  • Money is committed for 6 to 38, and early withdrawal is considered only in exceptional cases and needs the bank's consent.
  • Customer help runs on phone only.
Priorbank

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Scored 8.7 / 10 by SumCue.

Who it suits

  • Households saving in Belarusian currency who can commit to a fixed term
  • Card users who want no annual charge and points on everyday spend
  • Customers already using the PriorPlus rewards programme

Who should look elsewhere

  • Anyone who may need savings before the term ends, since early withdrawal needs the bank's consent
  • Frequent travellers who pay in other currencies, given a currency conversion fee of 3%
  • Customers who prefer written or live chat help, since support runs on phone only

Who runs it

Priorbank is Priorbank open joint-stock company, headquartered in Belarus and founded in 1989. It operates as a domestic bank rather than a broad international brand, so its cards and savings products are shaped for customers who bank and spend in local currency. Customer help is offered on phone.

How Priorbank compares

Frequently asked questions

What rate does the fixed deposit pay?+

The account is fixed and pays fixed at a headline rate of 4% to 12.8%. For context, the typical savings headline rate across the accounts listed here is 3%, so even the lower end of Priorbank's range clears that figure. The higher rate comes with the longer commitment.

How much do I need to open the deposit?+

The minimum deposit is BYN 100, a modest entry point for most savers. Anything above that amount goes into the same fixed account on the same terms, so there is no need to split a larger sum across several products to get the headline rate.

How long are the deposit terms?+

Terms run 6 to 38, shorter than the 36 recorded for the deposits listed here. Because the account is fixed, the rate is fixed when the deposit opens and holds for the whole term, so the return is known in advance but tied up for the same length of time.

Can I withdraw money before the end of the term?+

Not freely. The deposit is irrevocable, and the sum comes back only at the end of the term, which runs 6 to 38. Early withdrawal is considered only in exceptional cases and needs the bank's consent, so anyone who might need the cash sooner is better off keeping it elsewhere.

What does the debit card cost to hold?+

The card carries an annual fee of BYN 0, and the account is listed as no annual fee, so there is no monthly charge to budget for. Foreign purchases are a separate line, though: converting currency on the card is charged at 3%, and that is where the real cost sits for anyone spending abroad.

How does the currency conversion fee compare?+

Priorbank charges 3% to convert currency, above the 1% and the 2.5% for the cards listed here. Customers who spend in a single currency will not notice the charge, while anyone paying regularly in another currency would pay more here than with a cheaper conversion rate.

What rewards does the card give?+

Rewards are paid in points rather than as cash back, and the earn rate is 0.5% to 1.5% through PriorPlus. The higher end of that range runs through the PriorPlus programme, so the card pays out more to customers already using the bank's own loyalty scheme.

Which network does the card run on, and how do I get help?+

The card is a debit card on the visa network, so it is accepted wherever that network is taken. Service runs on phone only, which is worth knowing before you need help with a card query or a blocked payment.

Sources

  • en.wikipedia.org/wiki/Priorbank checked September 26, 2026

    Backs: Founded

    “Founded January 20, 1989”

  • plus.priorbank.by/en/topic/rules checked September 26, 2026

    Backs: Headquarters, Legal entity, Card network

    “Bank - Priorbank open joint-stock company, located at: Republic of Belarus, Minsk, V. Khoruzhey Str., 31A”

  • priorbank.by/cards checked September 26, 2026

    Backs: Annual fee, Currency conversion fee, Pricing model

    “Visa Classic/Mastercard Standard: '0 BYN in BYN'”

  • priorbank.by/en checked September 26, 2026

    Backs: Card kind, Features, Rewards rate, Rewards type

    “Credit cards available as debit and credit products”

  • priorbank.by checked September 26, 2026

    Backs: Support channels

    “card support +375 17 289 92 92 round-the-clock”

  • priorbank.by/offers/cards checked September 26, 2026

    Backs: Card type

    “Bank cards: order payment plastic cards online”

  • priorbank.by/offers/savings/deposits checked September 26, 2026

    Backs: Rate type

    “Deposits in Priorbank: up to 12.8% per annum, fixed interest rate”

  • priorbank.by/offers/savings/deposits/vyshe-net-bezotzyvnij checked September 26, 2026

    Backs: Access terms, Account kind, Headline rate, Minimum deposit, Term

    “irrevocable - the deposit sum can be received only upon expiry of the term”

Compiled from 8 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly fee, Free ATM withdrawals, Protection.

Priorbank

Priorbank

Belarusian savers who want a fixed rate and a no-fee Visa debit card together.

8.7/10See alternatives