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Brigit review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Brigit is a US cash advance broker for adults with poor credit who need a small amount fast, with no credit check and same-day funding. Advances run $25 to $500, and free early repayment means clearing the balance sooner costs nothing at all.

Key facts

Best for
Small US cash advances for poor credit, with no credit check and no origination fee.
APR
0%↗
Loan amount
$25 to $500↗
Arrangement fee
0 (no origination fee; optional Express Delivery fee applies for Plus members)↗
Credit check
None↗
Funding time
Standard delivery 1-3 business days free; Express Delivery within 20 minutes for a fee (free on Premium)↗
Rate type
Fixed↗
Lender type
Broker↗
Free early repayment
Yes↗
Eligibility
US residents 18 years or older; checking account active 60+ days, balance above $0, at least three recurring deposits from the same source↗
Loan types
Payday, Cash-advance↗
Credit needed
Poor↗
Legal entity
Bridge It, Inc.↗
Headquarters
United States↗
Founded
2017↗
Support channels
Email, Phone, Help-centre↗
Features
Same-day funding
Official website
hellobrigit.com

Facts checked September 26, 2026, 4 sources

Apps and profiles

Get the app
Google Play
Elsewhere
Xnmlsconsumeraccess.org

Pros and cons

Pros

  • The credit check is none, and poor credit is accepted.
  • Same-day funding, with paid Express Delivery landing in minutes and free on Premium accounts.
  • Free early repayment, and support runs on email, phone and help centre.
  • Rates are fixed, so the figure agreed at the start is the one that applies.

Cons

  • The ceiling is $25 to $500, so larger bills need another lender.
  • Fast delivery comes at a price: the optional Express Delivery fee applies for Plus members.
  • Eligibility is narrow: US residency, adult age, a checking account held for a waiting period with a balance, plus recurring deposits from the same source.
Brigit

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Scored 8.9 / 10 by SumCue.

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Who it suits

  • US adults with poor credit who need a small amount quickly.
  • Anyone whose checking account shows regular deposits from the same source.
  • Borrowers who want to repay early and save the fee.

Who should look elsewhere

  • Anyone who needs a large sum, since the ceiling is $25 to $500 while Creduma ES deals at from €12,000.
  • Borrowers outside the US, since Brigit sits in US with US residency needed, unlike Cashspace, which quotes in Philippine pesos.
  • People who prefer borrowing over a term: Sofkredit quotes 10.74% to 18.06% and Cashspace quotes PHP 12 to PHP 36, both outside the market Brigit serves.

Where it sits among rivals

Brigit ranks 1 on APR among the 338 brands listed, putting it at the front of the field on cost. On loan amount it sits at 625 of 665, so the low price comes with a small advance range, well under the largest on the site.

Who runs it

Bridged runs under Bridge It, Inc., a broker headquartered in the United States and founded in 2017. It lists an NMLS registration, 2429907, and one with Coastal Community Bank, a member FDIC, 462289. There is a California income-based advance provider registration, 04-CCFPL-2429907-3473890, a Connecticut small loan company licence, SLC-2429907, and a New Mexico small loan licence, 02490. Support runs on email, phone and help centre.

How Brigit compares

Where Brigit is available

Available
United States
Licence in United States
NMLS (US) (2429907), checked September 26, 2026
Licence in United States
NMLS (US) - Coastal Community Bank, Member FDIC (462289), checked September 26, 2026
Licence in United States
California Department of Financial Protection and Innovation (Income-Based Advance Provider, CCFPL registration) (04-CCFPL-2429907-3473890), checked September 26, 2026
Licence in United States
New Mexico Regulation and Licensing Department, Financial Institutions Division (Small Loan License) (02490), checked September 26, 2026
Licence in United States
Connecticut Department of Banking (Small Loan Company License) (SLC-2429907), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does a Brigit advance cost?+

The advertised APR is 0%, and there is no origination fee on the advance itself. Repaying early is free, so clearing the balance sooner adds nothing. The one charge that can appear is the optional Express Delivery fee, which applies for Plus members.

How much can I borrow from Brigit?+

Advances run $25 to $500, which covers a short bill or an emergency rather than a large expense. The lending sits in the payday and cash advance category, so it suits a short-term need rather than a planned purchase.

Does Brigit run a credit check?+

The credit check is none, and the credit level expected is poor. Approval leans on your bank account history rather than your credit file, so thin credit files are still in scope.

How fast does Brigit pay out?+

The advertised feature is same day funding. Standard delivery is free and arrives within a short window, while Express Delivery lands within minutes for a fee and is free on Premium accounts. Either way the money goes to the checking account you linked.

Who can apply for a Brigit advance?+

Eligibility covers US residents who are adults, with a checking account active for a waiting period, a balance in it, and recurring deposits from the same source. The bank account does most of the gating, and poor credit is accepted.

Can I repay a Brigit advance early?+

Free early repayment is available, so settling the balance before it is due costs nothing extra. The rate is fixed, which means the figure agreed at the start is the one that applies for the life of the advance.

Is Brigit regulated?+

Brigit is listed with the NMLS under 2429907, and also with Coastal Community Bank, a member FDIC, under 462289. It is registered with the California Department of Financial Protection and Innovation as an income-based advance provider, and holds small loan licences in New Mexico and Connecticut.

Is Brigit a lender or a broker?+

Brigit is a broker rather than a lender in its own right, and is based in the United States. That means the advance is arranged through a partner network, and the size is limited to $25 to $500. It has been operating since 2017.

Sources

  • help.hellobrigit.com/hc/en-us/articles/360023451712-When-... checked September 26, 2026

    Backs: Funding time, Arrangement fee

    “Get cash within minutes ... To get cash within 20 minutes ... Get cash in 1-3 Days”

  • hellobrigit.com checked September 26, 2026

    Backs: Founded, Headquarters

    “(c) 2017-2026 Bridge It, Inc.”

  • hellobrigit.com/instant-cash checked September 26, 2026

    Backs: Loan amount, APR, Credit check, Credit needed, Eligibility, Features, Free early repayment, Loan types, Rate type

    “Get $25-$500 in minutes”

  • hellobrigit.com/licensing checked September 26, 2026

    Backs: Legal entity, Lender type, Support channels, Licences

    “Products and Services offered by Bridge It, Inc., doing business as "Brigit" - NMLS ID 2429907”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Term, Representative example.

Brigit

Brigit

Small US cash advances for poor credit, with no credit check and no origination fee.

8.9/10Visit