Honeycomb review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Honeycomb is a US insurer that covers home and landlord, sold through independent agents, and pays monthly so the cost spreads out instead of landing in one bill. It suits households and landlords who want buildings cover arranged by a local agent rather than bought alone online.
Key facts
- Best for
- Home and landlord cover arranged through an agent and paid monthly.
- Insurance types
- Home, Landlord↗
- Provider type
- Insurer↗
- Monthly payments
- Yes↗
- Claims channels
- Phone, Email, Online form↗
- Legal entity
- Honeycomb Programs Inc↗
- Headquarters
- United States↗
- Support channels
- Email, Phone↗
- Pricing model
- Monthly
- Official website
- honeycombinsurance.com
Facts checked September 26, 2026, 4 sources
Apps and profiles
- Elsewhere
- TrustpilotLinkedIn
Pros and cons
Pros
- Cover runs on a monthly payment model, so the premium is spread rather than paid in one go.
- Claims can be started by phone, email and online form.
- An insurer rather than a broker or comparison site, so the cover sits with one named company.
- Registered as an insurer with state departments across the US, including the 2384453.
Cons
- Support runs on email and phone only, with no self-service option listed.
- The account model is monthly, so the premium keeps running monthly rather than settling at the end of a term.
- Cover is limited to home and landlord, so auto, life or health policies sit elsewhere.
Who it suits
- Homeowners who want an agent to place the policy for them.
- Landlords needing buildings cover on a monthly payment.
- Households in the US whose state has a listed insurance department registration.
Who should look elsewhere
- Shoppers who want auto, life or health cover, since home and landlord does not run to those.
- People who want to buy and manage a policy without an agent, given the monthly model.
- Buyers looking at Oney Préstamos ES, which covers health, life and gadget rather than property.
Safety of your money
Honeycomb is an insurer, so the policy sits with the company named on the schedule rather than a middleman. It is licensed by state insurance departments across the US, with registrations including the 3000717255 and the 1389866. Where you live decides which department supervises the policy, so check your own state appears in that list before you sign.
Who runs it
The policy is written by Honeycomb Programs Inc, whose base is in the US. Support runs on email and phone, and the same company is the one that pays claims, so questions and claims go to the same desk. Agents place the policy, which suits anyone who prefers someone local to explain the buildings cover.
How Honeycomb compares
9.2 vs 8.6
9.2 vs 9.4
9.2 vs 9.3
9.2 vs 9.4
9.2 vs 8.7
9.2 vs 8.5
9.2 vs 9.4
9.2 vs 8.7
9.2 vs 9.0
9.2 vs 8.7Useful when the gap is credit or health rather than a building, given health, life and gadget.
9.2 vs 9.4
9.2 vs 9.2
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 8.7A different kind of policy altogether, as life is life cover rather than buildings cover.
9.2 vs 9.0
9.2 vs 8.8
9.2 vs 8.9
9.2 vs 8.9
9.2 vs 9.0
9.2 vs 8.3
9.2 vs 9.5
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 8.9
9.2 vs 8.9- 9.2 vs 8.6
9.2 vs 8.6
9.2 vs 8.5
9.2 vs 8.4
9.2 vs 8.3
9.2 vs 8.3
9.2 vs 8.2- 9.2 vs 8.0
Where Honeycomb is available
- Available
- United States
- Licence in United States
- Arizona Department of Insurance (3000556828), checked September 26, 2026
- Licence in United States
- California Department of Insurance (0M83374), checked September 26, 2026
- Licence in United States
- Colorado Division of Insurance (597064), checked September 26, 2026
- Licence in United States
- Connecticut Insurance Department (20504356), checked September 26, 2026
- Licence in United States
- Georgia Office of Insurance and Safety Fire Commissioner (223633), checked September 26, 2026
- Licence in United States
- Illinois Department of Insurance (3000633417), checked September 26, 2026
- Licence in United States
- Indiana Department of Insurance (3907043), checked September 26, 2026
- Licence in United States
- Kansas Insurance Department (3004159681), checked September 26, 2026
- Licence in United States
- Massachusetts Division of Insurance (19052001), checked September 26, 2026
- Licence in United States
- Maryland Insurance Administration (3000661646), checked September 26, 2026
- Licence in United States
- Michigan Department of Insurance and Financial Services (0947874), checked September 26, 2026
- Licence in United States
- Minnesota Department of Commerce (40652114), checked September 26, 2026
- Licence in United States
- Missouri Department of Insurance (3000707842), checked September 26, 2026
- Licence in United States
- North Carolina Department of Insurance (1000641942), checked September 26, 2026
- Licence in United States
- New Jersey Department of Banking and Insurance (3000717255), checked September 26, 2026
- Licence in United States
- Nevada Division of Insurance (4208787), checked September 26, 2026
- Licence in United States
- Ohio Department of Insurance (1389866), checked September 26, 2026
- Licence in United States
- Oregon Department of Consumer and Business Services (3003673200), checked September 26, 2026
- Licence in United States
- Pennsylvania Insurance Department (887851), checked September 26, 2026
- Licence in United States
- South Carolina Department of Insurance (3000555945), checked September 26, 2026
- Licence in United States
- Tennessee Department of Commerce and Insurance (3004159611), checked September 26, 2026
- Licence in United States
- Texas Department of Insurance (2384453), checked September 26, 2026
- Licence in United States
- Utah Department of Insurance (976226), checked September 26, 2026
- Licence in United States
- Virginia State Corporation Commission, Bureau of Insurance (158435), checked September 26, 2026
- Licence in United States
- Washington State Office of the Insurance Commissioner (1020217), checked September 26, 2026
- Licence in United States
- Wisconsin Office of Insurance Commissioner (3001734845), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Honeycomb actually insure?+
Honeycomb writes property cover only. The lines listed are home and landlord, which means buildings rather than contents, motor, life or health. If you need a car or a health policy, these sit with another provider.
Can I pay the premium monthly?+
Yes, monthly payments are available on these policies, and the account model is monthly. That spreads the cost rather than asking for a single annual payment, which suits households managing cash month to month.
How do I make a claim?+
Claims can be raised through phone, email and online form, so you can pick whichever suits the moment. Because Honeycomb is an insurer, the claim goes to the company that wrote the policy, not to a broker passing it on.
Is Honeycomb regulated?+
Yes. It is licensed by state insurance departments across the US, including the 597064 and the 2384453. The department that matters is the one for the state where the property sits.
How do I reach Honeycomb?+
Contact runs on email and phone, so phone and email are the available routes. There is no self-service option listed, which means a question is answered by a person rather than a help centre page.
Do I need an agent to buy cover?+
Honeycomb works through agents, so the policy is placed on your behalf rather than bought alone online. That suits first-time buyers who want the buildings cover explained, though it adds a step to setting up a policy.
How much will the premium cost?+
The premium is priced individually, so there is no single figure that fits every home. For a sense of scale, typical starting premiums in the wider market sit at €8.31, though your own quote depends on the property and the cover chosen.
Where is Honeycomb based?+
The company behind the policy is Honeycomb Programs Inc, based in the US. Availability follows state licensing, so the cover is a US product rather than something sold in the UK or Europe.
Sources
- honeycombinsurance.com checked September 26, 2026
Backs: Provider type, Legal entity
“Honeycomb Programs Inc ("Honeycomb") is a general agent for affiliated insurance companies. Honeycomb is licensed as a property and casualty insurance agency in all states in which products are...”
- honeycombinsurance.com/agents checked September 26, 2026
Backs: Pricing model
“Flexible direct bill payments plans”
- honeycombinsurance.com/claims checked September 26, 2026
Backs: Claims channels
“Call us 24 hours a day 7 days a week or email us claims@honeycombinsurance.com Toll-Free (877) 414-3815 In the event of a claim, use our online claim submission process”
- honeycombinsurance.com/contact checked September 26, 2026
Backs: Headquarters, Support channels
“Our Mailing Address: 141 W Jackson Blvd Suite 1510A, Chicago, IL 60604”
- honeycombinsurance.com/coverage checked September 26, 2026
Backs: Insurance types, Monthly payments
“We believe in giving our customers the individualized attention they deserve... #### HOA/Condo Association Insurance... #### Landlord Insurance... #### Property Managers... #### Developers”
- honeycombinsurance.com/license checked September 26, 2026
Backs: Licences
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Premium from.