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Hippo review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Hippo suits households in the US that want home, auto, pet and landlord cover arranged through a broker rather than signed up direct. Premiums start at $765 to $2,224, and the broker answers on phone, email and in the app once a policy is live.

Key facts

Best for
US households wanting home, auto, pet or landlord cover arranged by a broker.
Premium from
$765 to $2,224↗
Insurance types
Home, Auto, Pet, Landlord↗
Provider type
Broker↗
Claims channels
Phone, Email, App↗
Legal entity
Hippo Analytics Inc. d/b/a "Hippo Insurance Services"↗
Headquarters
United States↗
Support channels
Phone, Email, Help-centre↗
Official website
hippo.com

Facts checked September 26, 2026, 3 sources

Apps and profiles

Get the app
Google Play
Elsewhere
WikidataLinkedInXfacebook.com

Pros and cons

Pros

  • Covers home, auto and pet, so several household policies can sit in one place
  • Claims run on phone, email and app, including the app
  • Support runs on phone, email and help centre
  • Licensed with the California Department of Insurance and the Texas Department of Insurance

Cons

  • Premiums start at $765 to $2,224, well above the €8.31 typical across the site
  • Cover is limited to home, auto and pet, with no health, life or travel lines listed
  • As a broker, Hippo places cover with other providers rather than carrying the risk itself
Hippo

Ready to try Hippo?

Scored 8.6 / 10 by SumCue.

See alternatives

Who it suits

  • Homeowners in the US who also want auto, pet or landlord cover nearby
  • Renters who want quotes handled by a broker instead of a single insurer
  • Households happy to deal with the legal entity Hippo Analytics Inc. d/b/a "Hippo Insurance Services"

Who should look elsewhere

  • Anyone wanting a single insurer rather than a broker to place the cover
  • Shoppers focused on the cheapest headline price, since premiums start at $765 to $2,224
  • People needing health, life or travel cover, which sit outside home, auto and pet

How Hippo compares

Where Hippo is available

Available
United States
Licence in United States
California Department of Insurance (0K96532), checked September 26, 2026
Licence in United States
Texas Department of Insurance (2213178), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Is Hippo an insurer or a broker?+

Hippo is a broker, listed as broker, so it places cover on behalf of other providers rather than carrying the risk itself. The operating company is Hippo Analytics Inc. d/b/a "Hippo Insurance Services", based in the US.

What does a Hippo policy cost?+

Premiums start at $765 to $2,224 for the home line. That is far above the €8.31 median across the site, and Hippo ranks 247 of 251 brands on this measure.

What can Hippo insure?+

Hippo covers home, auto and pet. Home sits at the centre, with auto, pet and landlord policies available through the same setup, so a household can hold several lines in one place.

How do I make a claim with Hippo?+

Claims can be made on phone, email and app, so you can report by phone, by email or through the app without a paper form. Policy servicing questions go to the phone, email and help centre team.

Which regulators licence Hippo?+

Hippo is licensed by the California Department of Insurance under 0K96532 and by the Texas Department of Insurance under 2213178. Both licences cover the US, matching its US base.

Can I pay a Hippo policy monthly?+

Monthly payments are available, which is normal for this category: 89% of insurers on the insurance ranking offer them. The $765 to $2,224 starting figure is a premium rather than a monthly amount.

Is Hippo available in the UK?+

No. Hippo is a broker headquartered in the US, licensed only in California and Texas, so it is not a choice for UK or European buyers. Readers there should look at alternatives such as linxea for life cover.

Does Hippo charge extra fees?+

The published figure is a premium starting point of $765 to $2,224, with no separate account or annual fee listed. Because Hippo is a broker, the exact price depends on the provider it places you with.

Sources

  • hippo.com checked September 26, 2026

    Backs: Provider type, Headquarters, Insurance types

    “Hippo Analytics Inc. d/b/a "Hippo Insurance Services" which is an insurance agency licensed in 50 states ... Hippo sells property and casualty lines of insurance for affiliated and non-affiliated...”

  • hippo.com/learn-center/homeowners-insurance-cost checked September 26, 2026

    Backs: Claims channels, Premium from, Support channels

    “Claims (855) 999-9746 [email protected] Contact us to file a claim. We're here 24/7.”

  • hippo.com/legal-information checked September 26, 2026

    Backs: Legal entity, Licences

    “References to "Hippo" mean Hippo Analytics Inc. d/b/a "Hippo Insurance Services"”

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Monthly payments.

Hippo

Hippo

US households wanting home, auto, pet or landlord cover arranged by a broker.

8.6/10See alternatives