Updated September 29, 2026 · SumCue Editorial Team
HelloSafe (Atlas) vs TIPINSURE
HelloSafe (Atlas)
TIPINSURE
Higher score in this comparison
Where HelloSafe (Atlas) and TIPINSURE differ
| Compare | HelloSafe (Atlas)ReviewVisitVisit | TIPINSUREReviewVisitVisit |
|---|---|---|
| Premium from | €9 | THB 699 |
| Insurance types | Travel | Auto, Home, Travel, Health, Pet, Motorcycle, Critical illnessCovers more |
| Provider type | Broker | Insurer |
| Monthly payments | No | YesHas it |
| Cover limit | Emergency medical expenses EUR 500,000 - 2,500,000 | 500,000 THB |
| Claims channels | Phone, Email, Chat | Phone, App, Online |
| Age range | All ages, every nationality | 20-60, renewable to 64 |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- TIPINSURE scores higher overall: 9.2 vs 8.6.
- HelloSafe (Atlas) is available in 27 more countries.
- Monthly payments: only TIPINSURE.
- Insurance types: only TIPINSURE offers Auto, Home, Health.
- Claims channels: only HelloSafe (Atlas) offers Email, Chat.
- Claims channels: only TIPINSURE offers App, Online.
Our verdict on each
HelloSafe (Atlas)
HelloSafe suits expats seeking travel cover through a broker model with helpful support across phone, email and chat for trip planning. Premiums start at €9 with emergency medical cover at Emergency medical expenses EUR 500,000 - 2,500,000, while monthly payments stay unavailable for annual plans and cover remains travel focused.
TIPINSURE
TIPINSURE suits households in Thailand who want one insurer for auto, home, travel, health, pet, motorcycle and critical illness cover. Premiums start at THB 699 and can be paid monthly, though the price sits well back in the field. TIPINSURE Public Company Limited is an insurer founded in 1951.
Score breakdown
| Area | HelloSafe (Atlas) | TIPINSURE |
|---|---|---|
| Cost | 8.5Premiums start at €9 with annual payment in view. | 8.9HigherMonthly premiums start at THB 699 and pay monthly, but the insurer sits at 173 of 251 on price. |
| Offer | 8.8Travel focus with emergency cover at Emergency medical expenses EUR 500,000 - 2,500,000 for expats. | 9.2Higher |
| Trust | 8.5Broker entry under licence 21008038 with assisted support. | 9.5Higher |
Feature by feature
| Insurance types | HelloSafe (Atlas) | TIPINSURE |
|---|---|---|
| Auto | No | Yes |
| Home | No | Yes |
| Health | No | Yes |
| Travel | Yes | Yes |
| Pet | No | Yes |
| Motorcycle | No | Yes |
| Critical illness | No | Yes |
Where these facts come from
HelloSafe (Atlas)
- hellosafe.com: 8 facts, checked September 29, 2026
TIPINSURE
- dhipaya.co.th: 5 facts, checked September 26, 2026
- tipinsure.com: 4 facts, checked September 26, 2026
- ft.tipinsure.com: 3 facts, checked September 26, 2026
How they place
| Ranking | HelloSafe (Atlas) | TIPINSURE |
|---|---|---|
| Insurance | 13 of 627 | 26 of 627 |
| Travel insurance | 6 of 278 | 15 of 278 |
Every fact side by side
| Fact | HelloSafe (Atlas) | TIPINSURE |
|---|---|---|
| Audience | Expats | Not confirmed |
| Pricing model | Not confirmed | Monthly |
| Legal entity | Not confirmed | TIPINSURE Public Company Limited |
| Headquarters | Not confirmed | Thailand |
| Founded | Not confirmed | 1951 |
| Support channels | Not confirmed | Phone, Chat, Help centre |
Pros and cons
HelloSafe (Atlas)
Pros
- Emergency medical expenses at Emergency medical expenses EUR 500,000 - 2,500,000 give clear headroom for travel medical needs
- Premiums start at €9, which sits near the middle of travel premiums across the site
- Support across email, chat and phone gives choice for questions and claims while travelling
Cons
- Life cover is not among its travel, so households wanting life protection alongside travel need a second provider
- Home and motor cover are not among its travel, which keeps the range narrow for households wanting bundled policies
- HelloSafe acts as broker, so policy terms and claims depend on the partner insurer behind each plan
TIPINSURE
Pros
- One insurer covers auto, home, travel, health, pet, motorcycle and critical illness: auto, home and travel
- Monthly payments are available, not yearly only
- Claims run on phone, app and online: phone, app and online
Cons
- The starting premium of THB 699 ranks 173 of 251, so it is not the cheapest entry price
- Critical illness cover limit is 500,000 THB and the entry age band is 20-60, renewable to 64, which narrows who can be covered
Who each suits
HelloSafe (Atlas)
Who it suits
- Expats seeking travel cover that is open to All ages, every nationality and arranged online
- Travellers who value emergency medical cover at Emergency medical expenses EUR 500,000 - 2,500,000 with support across email, chat and phone
Who should look elsewhere
- Households wanting life cover should look at Polizza Vita con Bonus, which focuses on life rather than travel
- Travellers seeking very low entry premiums could compare TravelSecure, which lists premiums starting at €5 against €9
TIPINSURE
Who it suits
- Households in Thailand insuring a car, home, pet and travel in one place
- Drivers and motorcyclists who want monthly premiums rather than a yearly payment
- Adults building health cover alongside a critical illness policy
Who should look elsewhere
- Shoppers wanting the lowest entry premium, since the price ranks 173 of 251
- Anyone seeking a protection scheme or deposit protection, as no scheme appears for this insurer
Current offers
TIPINSURE
Current offer
Bonus
TIP PET BUDDY: owner pays 50%, insurer pays the other 50% of veterinary treatment: 50% co-payment on veterinary costs up to 50,000 baht
Selected plan; 60-day waiting period for general illness; pets aged 3 months to 7 years
Source, checked September 26, 2026
Country by country
| Country | HelloSafe (Atlas) | TIPINSURE |
|---|---|---|
| Brazil | Yes | No |
| Bulgaria | Yes | No |
| Canada | Yes | No |
| Croatia | Yes | No |
| Czechia | Yes | No |
| Denmark | Yes | No |
| Estonia | Yes | No |
| Finland | Yes | No |
8 of 29 countries where either is available.
Questions about each
HelloSafe (Atlas)
What does HelloSafe travel insurance cost?+
Premiums start at €9 for HelloSafe travel cover. The exact amount you pay depends on destination, duration, age and selected medical limits. You should compare the entry premium against emergency cover and trip features before choosing.
Can I pay for HelloSafe cover monthly?+
Monthly payments are listed as unavailable for annual travel cover. That means you pay for the selected period in a lump sum at purchase. If spreading cost across the year matters, compare providers that allow monthly payments.
TIPINSURE
What does TIPINSURE actually insure?+
TIPINSURE covers auto, home, travel, health, pet, motorcycle and critical illness, listed as auto, home and travel. That range means motor, property and health needs can sit with one provider. It acts as an insurer in its own right, so policies are arranged with the company rather than through a broker.
How much does a TIPINSURE policy cost?+
The entry premium is THB 699 on the fire product. Across the site the median starting premium is €8.31 and the upper quartile reaches €29.72, so the real figure depends on the line and the risk. TIPINSURE ranks 173 of 251 on starting premium.
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