Updated September 29, 2026 · SumCue Editorial Team
Explorer Travel Insurance vs TIPINSURE
Explorer Travel Insurance
TIPINSURE
Higher score in this comparison
Explorer Travel Insurance vs TIPINSURE: the differences
| Compare | Explorer Travel InsuranceReviewVisitVisit | TIPINSUREReviewVisitVisit |
|---|---|---|
| Insurance types | Travel | Auto, Home, Travel, Health, Pet, Motorcycle, Critical illnessCovers more |
| Provider type | Broker | Insurer |
| Claims channels | Phone, Email | Phone, App, Online |
| Age range | Single trip no max; annual to 79 | 20-60, renewable to 64 |
| Premium from | Not confirmed | THB 699 |
| Monthly payments | Not confirmed | Yes |
| Excess from | £0 | Not confirmed |
| Cover limit | Not confirmed | 500,000 THB |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- TIPINSURE scores higher overall: 9.2 vs 8.9.
- Explorer Travel Insurance is available in 3 more countries.
- Insurance types: only TIPINSURE offers Auto, Home, Health.
- Claims channels: only Explorer Travel Insurance offers Email.
- Claims channels: only TIPINSURE offers App, Online.
Our verdict on each
Explorer Travel Insurance
Explorer Travel Insurance suits travellers who want cover arranged through a broker with support by email and phone, with excess shown as £0 and cover focused on travel in travel. Active since 2011, it keeps the range narrow while claims run through phone and email.
TIPINSURE
TIPINSURE suits households in Thailand who want one insurer for auto, home, travel, health, pet, motorcycle and critical illness cover. Premiums start at THB 699 and can be paid monthly, though the price sits well back in the field. TIPINSURE Public Company Limited is an insurer founded in 1951.
Score breakdown
| Area | Explorer Travel Insurance | TIPINSURE |
|---|---|---|
| Cost | 9.6HigherExcess shown as £0 keeps claim cost free at point of claim. | 8.9Monthly premiums start at THB 699 and pay monthly, but the insurer sits at 173 of 251 on price. |
| Offer | 8.4Cover centres on travel with age terms set out in Single trip no max; annual to 79. | 9.2Higher |
| Trust | 8.7Authorisation under 583108 supports clear oversight. | 9.5Higher |
Licences and countries
| Country | Explorer Travel Insurance | TIPINSURE |
|---|---|---|
| United Kingdom | Financial Conduct Authority 583108 | Not confirmed |
Additional countries for Explorer Travel Insurance: 4. Additional countries for TIPINSURE: 1.
How they place
| Ranking | Explorer Travel Insurance | TIPINSURE |
|---|---|---|
| Insurance | 11 of 627 | 26 of 627 |
| Travel insurance | 4 of 278 | 15 of 278 |
Every fact side by side
| Fact | Explorer Travel Insurance | TIPINSURE |
|---|---|---|
| Pricing model | Not confirmed | Monthly |
| Legal entity | Not confirmed | TIPINSURE Public Company Limited |
| Headquarters | Not confirmed | Thailand |
| Founded | Not confirmed | 1951 |
| Support channels | Not confirmed | Phone, Chat, Help centre |
Where each stands against the rest
| Fact | Explorer Travel Insurance | TIPINSURE | Median |
|---|---|---|---|
| Premium from | Not confirmed | THB 699above the median | THB 543 |
| Excess from | £0below the median | Not confirmed | £30 |
Median across 37 listed providers.
Pros and cons
Explorer Travel Insurance
Pros
- Travel focused range shown in travel, which keeps choice clear for holiday cover.
- Excess from £0 is free at the starting level, which helps with small claims.
- Support and claims by phone and email through email and phone and phone and email.
Cons
- Cover stays limited to travel, so households wanting auto or home cover may prefer AXA.
- Support runs on email and phone only, so travellers wanting chat help may look elsewhere.
- Age terms in Single trip no max; annual to 79 cap annual cover, so older frequent travellers should check limits.
TIPINSURE
Pros
- One insurer covers auto, home, travel, health, pet, motorcycle and critical illness: auto, home and travel
- Monthly payments are available, not yearly only
- Claims run on phone, app and online: phone, app and online
Cons
- The starting premium of THB 699 ranks 173 of 251, so it is not the cheapest entry price
- Critical illness cover limit is 500,000 THB and the entry age band is 20-60, renewable to 64, which narrows who can be covered
Who each suits
Explorer Travel Insurance
Who it suits
- Travellers who want travel cover arranged by a broker, unlike dealing direct with TravelSecure as insurer.
- Travellers happy to manage policies by email and phone through email and phone, rather than chat.
Who should look elsewhere
- Households wanting car, home or health cover as well as travel, where AXA lists wider auto, home and renters.
- Travellers seeking life cover, where Polizza Vita con Bonus focuses on life insurance.
TIPINSURE
Who it suits
- Households in Thailand insuring a car, home, pet and travel in one place
- Drivers and motorcyclists who want monthly premiums rather than a yearly payment
- Adults building health cover alongside a critical illness policy
Who should look elsewhere
- Shoppers wanting the lowest entry premium, since the price ranks 173 of 251
- Anyone seeking a protection scheme or deposit protection, as no scheme appears for this insurer
Current offers
TIPINSURE
Current offer
Bonus
TIP PET BUDDY: owner pays 50%, insurer pays the other 50% of veterinary treatment: 50% co-payment on veterinary costs up to 50,000 baht
Selected plan; 60-day waiting period for general illness; pets aged 3 months to 7 years
Source, checked September 26, 2026
Country by country
| Country | Explorer Travel Insurance | TIPINSURE |
|---|---|---|
| Guernsey | Yes | No |
| Isle of Man | Yes | No |
| Jersey | Yes | No |
| Thailand | No | Yes |
| United Kingdom | Yes | No |
Questions about each
Explorer Travel Insurance
What type of cover does Explorer Travel Insurance offer?+
Explorer Travel Insurance arranges cover focused on travel, as shown in travel. It acts under broker, so policies are placed with underwriters rather than carried in house. Check policy wording for limits, exclusions and trip terms before you buy.
Who regulates Explorer Travel Insurance?+
It is authorised under 583108 by the Financial Conduct Authority. That authorisation means conduct rules apply to how products are sold and serviced. You can check the register entry before you arrange cover.
TIPINSURE
What does TIPINSURE actually insure?+
TIPINSURE covers auto, home, travel, health, pet, motorcycle and critical illness, listed as auto, home and travel. That range means motor, property and health needs can sit with one provider. It acts as an insurer in its own right, so policies are arranged with the company rather than through a broker.
How much does a TIPINSURE policy cost?+
The entry premium is THB 699 on the fire product. Across the site the median starting premium is €8.31 and the upper quartile reaches €29.72, so the real figure depends on the line and the risk. TIPINSURE ranks 173 of 251 on starting premium.
Other options to compare
Other matchups
- TIPINSURE vs HelloSafe (Atlas)
- Explorer Travel Insurance vs Income Insurance
- Explorer Travel Insurance vs WorldTrips
- TIPINSURE vs die Bayerische
- TIPINSURE vs Porto Seguro
- Explorer Travel Insurance vs KS/AUXILIA
- TIPINSURE vs MyPhysicianPlan
- Explorer Travel Insurance vs HanseMerkur Reiseversicherung AT
- TIPINSURE vs TravelSecure
- TIPINSURE vs Compass
- Explorer Travel Insurance vs Vuso UA
- TIPINSURE vs MSIG Insurance (Thailand)
- TIPINSURE vs Max Life Insurance
- TIPINSURE vs Acko
- TIPINSURE vs Lemonade
- TIPINSURE vs DirectAsia
- TIPINSURE vs Alior
- TIPINSURE vs WAS Insurance
- TIPINSURE vs Napo pet insurance