Updated October 21, 2026 · SumCue Editorial Team
DirectAsia vs TIPINSURE
DirectAsia
TIPINSURE
Higher score in this comparison
DirectAsia vs TIPINSURE: the differences
| Compare | DirectAsiaReviewVisitVisit | TIPINSUREReviewVisitVisit |
|---|---|---|
| Insurance types | Auto, Motorcycle, Travel | Auto, Home, Travel, Health, Pet, Motorcycle, Critical illnessCovers more |
| Cover limit | SGD 500,000 overseas medical | 500,000 THB |
| Claims channels | Phone, Online | Phone, App, OnlineCovers more |
| Age range | 15 days to below 81 years | 20-60, renewable to 64 |
| Premium from | Not confirmed | THB 699 |
| Monthly payments | Not confirmed | Yes |
| Excess from | SGD 30 | Not confirmed |
Same on both: Provider type (Insurer).
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Key differences
- TIPINSURE scores higher overall: 9.2 vs 9.1.
- Founded is lower at TIPINSURE: 1951 vs 2010.
- Insurance types: only TIPINSURE offers Home, Health, Pet.
- Claims channels: only TIPINSURE offers App.
- Support channels: only DirectAsia offers Email.
- Support channels: only TIPINSURE offers Chat.
Our verdict on each
DirectAsia
DirectAsia suits drivers and travellers in Singapore seeking cover from a direct carrier under insurer with a focused range covering auto, motorcycle and travel. Travel plans include SGD 500,000 overseas medical which gives higher overseas medical scope for your household needs across the year.
TIPINSURE
TIPINSURE suits households in Thailand who want one insurer for auto, home, travel, health, pet, motorcycle and critical illness cover. Premiums start at THB 699 and can be paid monthly, though the price sits well back in the field. TIPINSURE Public Company Limited is an insurer founded in 1951.
Score breakdown
| Area | DirectAsia | TIPINSURE |
|---|---|---|
| Cost | 9.2HigherExcess starts at SGD 30 keeping entry costs clear on relevant travel plans | 8.9Monthly premiums start at THB 699 and pay monthly, but the insurer sits at 173 of 251 on price. |
| Offer | 8.9Eligibility spans 15 days to below 81 years giving wide scope for family travel | 9.2Higher |
| Trust | 9.1Singapore base shown by SG with roots since 2010 | 9.5Higher |
Licences and countries
| Country | DirectAsia | TIPINSURE |
|---|---|---|
| Singapore | Not confirmed |
Additional countries for DirectAsia: 1. Additional countries for TIPINSURE: 1.
What each covers
| Insurance types | DirectAsia | TIPINSURE |
|---|---|---|
| Auto | Yes | Yes |
| Home | No | Yes |
| Health | No | Yes |
| Travel | Yes | Yes |
| Pet | No | Yes |
| Motorcycle | Yes | Yes |
| Critical illness | No | Yes |
Which one suits you
Pick DirectAsia if cost matter most.
Pick TIPINSURE if offer, trust, insurance types, and claims channels matter most.
Sources behind this comparison
DirectAsia
- directasia.com: 11 facts, checked September 30, 2026
TIPINSURE
- dhipaya.co.th: 5 facts, checked September 26, 2026
- tipinsure.com: 4 facts, checked September 26, 2026
- ft.tipinsure.com: 3 facts, checked September 26, 2026
How they place
| Ranking | DirectAsia | TIPINSURE |
|---|---|---|
| Insurance | 35 of 627 | 26 of 627 |
| Car insurance | 15 of 279 | 10 of 279 |
| Travel insurance | 22 of 278 | 15 of 278 |
Every fact side by side
| Fact | DirectAsia | TIPINSURE |
|---|---|---|
| Audience | Seniors | Not confirmed |
| Pricing model | Not confirmed | Monthly |
| Legal entity | Auto & General Insurance (Singapore) Pte. Limited trading as DirectAsia Insurance | TIPINSURE Public Company Limited |
| Headquarters | Singapore | Thailand |
| Founded | 2010 | 1951Lower |
| Support channels | Phone, Email, Help centre | Phone, Chat, Help centre |
Where each stands against the rest
| Fact | DirectAsia | TIPINSURE | Median |
|---|---|---|---|
| Premium from | Not confirmed | THB 699above the median | THB 543 |
Median across 5 listed providers.
Pros and cons
DirectAsia
Pros
- Direct cover as an insurer under insurer with motor and travel options in auto, motorcycle and travel
- Overseas medical scope reaches SGD 500,000 overseas medical for trips where health costs matter
- Family travel notes seniors in seniors alongside broad eligibility
Cons
- Range stays centred on auto, motorcycle and travel while Linxea focuses on life for life savings
- Support runs on phone, email and help centre only, which may feel limited if you prefer chat
- Travel excess applies at SGD 30 so small claims may bring little payout
TIPINSURE
Pros
- One insurer covers auto, home, travel, health, pet, motorcycle and critical illness: auto, home and travel
- Monthly payments are available, not yearly only
- Claims run on phone, app and online: phone, app and online
Cons
- The starting premium of THB 699 ranks 173 of 251, so it is not the cheapest entry price
- Critical illness cover limit is 500,000 THB and the entry age band is 20-60, renewable to 64, which narrows who can be covered
Who each suits
DirectAsia
Who it suits
- Drivers and riders who want motor cover in auto, motorcycle and travel rather than the health led shelf of Oney Préstamos
- Families arranging travel with seniors noted in seniors rather than the account linked travel of bunq Spain
Who should look elsewhere
- If you want life savings cover, Linxea may fit better with life rather than motor and travel
- If you want health or gadget protection, Oney Préstamos may fit better with health, life and gadget
TIPINSURE
Who it suits
- Households in Thailand insuring a car, home, pet and travel in one place
- Drivers and motorcyclists who want monthly premiums rather than a yearly payment
- Adults building health cover alongside a critical illness policy
Who should look elsewhere
- Shoppers wanting the lowest entry premium, since the price ranks 173 of 251
- Anyone seeking a protection scheme or deposit protection, as no scheme appears for this insurer
Current offers
TIPINSURE
Current offer
Bonus
TIP PET BUDDY: owner pays 50%, insurer pays the other 50% of veterinary treatment: 50% co-payment on veterinary costs up to 50,000 baht
Selected plan; 60-day waiting period for general illness; pets aged 3 months to 7 years
Source, checked September 26, 2026
Country by country
| Country | DirectAsia | TIPINSURE |
|---|---|---|
| Singapore | Yes | No |
| Thailand | No | Yes |
Questions about each
DirectAsia
What types of insurance does DirectAsia offer?+
DirectAsia lists cover for auto, motorcycle and travel. That focused choice suits you if your main needs are a car, a motorbike or a holiday, rather than home or life cover.
How much overseas medical cover can you get?+
Travel cover includes SGD 500,000 overseas medical. That level suits you if overseas hospital bills are your main worry, though you should still check sub limits and exclusions in the wording.
TIPINSURE
What does TIPINSURE actually insure?+
TIPINSURE covers auto, home, travel, health, pet, motorcycle and critical illness, listed as auto, home and travel. That range means motor, property and health needs can sit with one provider. It acts as an insurer in its own right, so policies are arranged with the company rather than through a broker.
How much does a TIPINSURE policy cost?+
The entry premium is THB 699 on the fire product. Across the site the median starting premium is €8.31 and the upper quartile reaches €29.72, so the real figure depends on the line and the risk. TIPINSURE ranks 173 of 251 on starting premium.
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