Updated September 28, 2026 · SumCue Editorial Team
TIPINSURE vs Vuso UA
TIPINSURE
Vuso UA
Higher score in this comparison
What sets them apart
| Compare | TIPINSUREReviewVisitVisit | Vuso UAReviewVisitVisit |
|---|---|---|
| Insurance types | Auto, Home, Travel, Health, Pet, Motorcycle, Critical illness | Auto, Travel, Health, Home, Renters |
| Cover limit | 500,000 THB | Up to 3.5 million UAH (KASKO Patriot 2.0 Unlimited) |
| Claims channels | Phone, App, OnlineCovers more | Phone |
| Age range | 20-60, renewable to 64 | Children aged 0-3 and adults aged 60-65 (voluntary medical insurance) |
| Premium from | THB 699 | Not confirmed |
| Monthly payments | Yes | Not confirmed |
| Excess from | Not confirmed | €0 to €50 |
Same on both: Provider type (Insurer).
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Key differences
- Vuso UA scores higher overall: 9.3 vs 9.2.
- Founded is lower at TIPINSURE: 1951 vs 2001.
- Insurance types: only TIPINSURE offers Pet, Motorcycle, Critical illness.
- Insurance types: only Vuso UA offers Renters.
- Claims channels: only TIPINSURE offers App, Online.
- Support channels: only Vuso UA offers Email.
Our verdict on each
TIPINSURE
TIPINSURE suits households in Thailand who want one insurer for auto, home, travel, health, pet, motorcycle and critical illness cover. Premiums start at THB 699 and can be paid monthly, though the price sits well back in the field. TIPINSURE Public Company Limited is an insurer founded in 1951.
Vuso UA
Vuso UA suits people seeking personal insurance from a Ukrainian insurer, particularly expats. Its broad choice of auto, travel, health, home and renters insurance makes it more versatile than Linxea, while premiums across insurance listings start at a median of €8.31.
Score breakdown
| Area | TIPINSURE | Vuso UA |
|---|---|---|
| Cost | 8.9Monthly premiums start at THB 699 and pay monthly, but the insurer sits at 173 of 251 on price. | 9.6HigherPremiums across listed insurance categories start at a median of €8.31. |
| Offer | 9.2Higher | 9.0 |
| Trust | 9.5Higher | 9.2 |
Where each is licensed and available
| Country | TIPINSURE | Vuso UA |
|---|---|---|
| Ukraine | Not confirmed |
Additional countries for TIPINSURE: 1. Additional countries for Vuso UA: 1.
Positions in our rankings
| Ranking | TIPINSURE | Vuso UA |
|---|---|---|
| Insurance | 26 of 627 | 21 of 627 |
| Health insurance | 12 of 200 | 10 of 200 |
| Car insurance | 10 of 279 | 9 of 279 |
| Home insurance | 10 of 258 | 9 of 258 |
| Travel insurance | 15 of 278 | 13 of 278 |
Where these facts come from
TIPINSURE
- dhipaya.co.th: 5 facts, checked September 26, 2026
- tipinsure.com: 4 facts, checked September 26, 2026
- ft.tipinsure.com: 3 facts, checked September 26, 2026
Vuso UA
- vuso.ua: 11 facts, checked September 26, 2026
Every fact side by side
| Fact | TIPINSURE | Vuso UA |
|---|---|---|
| Audience | Not confirmed | Expats |
| Pricing model | Monthly | Not confirmed |
| Legal entity | TIPINSURE Public Company Limited | PrAT Insurance Company VUSO |
| Headquarters | Thailand | Ukraine |
| Founded | 1951Lower | 2001 |
| Support channels | Phone, Chat, Help centre | Phone, Email, Chat, Help centreCovers more |
Where each stands against the rest
| Fact | TIPINSURE | Vuso UA | Median |
|---|---|---|---|
| Premium from | THB 699above the median | Not confirmed | THB 543 |
| Excess from | Not confirmed | €0 to €50below the median | €70 |
Median across 66 listed providers.
Pros and cons
TIPINSURE
Pros
- One insurer covers auto, home, travel, health, pet, motorcycle and critical illness: auto, home and travel
- Monthly payments are available, not yearly only
- Claims run on phone, app and online: phone, app and online
Cons
- The starting premium of THB 699 ranks 173 of 251, so it is not the cheapest entry price
- Critical illness cover limit is 500,000 THB and the entry age band is 20-60, renewable to 64, which narrows who can be covered
Vuso UA
Pros
- Covers auto, travel, health, home and renters insurance through auto, travel and health.
- Vuso UA is an insurer rather than a broker, according to insurer.
- Customers can reach the insurer by phone, email, chat or the help centre through phone, email and chat.
Cons
- Voluntary medical insurance is limited to a stated age range covering children and older adults, not every applicant.
- The stated cover limit, Up to 3.5 million UAH (KASKO Patriot 2.0 Unlimited), belongs to a single unlimited KASKO product rather than to every Vuso UA policy.
- Premiums vary widely across the market, with listed prices running €0 to €3,431.08.
Who each suits
TIPINSURE
Who it suits
- Households in Thailand insuring a car, home, pet and travel in one place
- Drivers and motorcyclists who want monthly premiums rather than a yearly payment
- Adults building health cover alongside a critical illness policy
Who should look elsewhere
- Shoppers wanting the lowest entry premium, since the price ranks 173 of 251
- Anyone seeking a protection scheme or deposit protection, as no scheme appears for this insurer
Vuso UA
Who it suits
- Expats and internationally minded residents in Ukraine, matching expats, who want personal cover in one place.
- Ukrainian households looking for more than one category of cover.
- Customers who want support by phone, email, chat or a help centre through phone, email and chat.
Who should look elsewhere
- People seeking life insurance, since Linxea offers life.
- Shoppers focused mainly on gadget insurance, since Oney Préstamos ES offers health, life and gadget and Vuso UA's listed types do not include gadgets.
- People wanting a Ukrainian insurer that lists travel, home and gadget cover but no listed auto cover, unlike the range described for Euroasia Insurance by auto, home and travel.
Current offers
TIPINSURE
Current offer
Bonus
TIP PET BUDDY: owner pays 50%, insurer pays the other 50% of veterinary treatment: 50% co-payment on veterinary costs up to 50,000 baht
Selected plan; 60-day waiting period for general illness; pets aged 3 months to 7 years
Source, checked September 26, 2026
Vuso UA
Current offer
Discount code
10% discount on medical travel insurance for trips abroad: 10% discount
Covers COVID-19 treatment costs, 24/7 emergency medical assistance worldwide
Source, checked September 26, 2026
Country by country
| Country | TIPINSURE | Vuso UA |
|---|---|---|
| Thailand | Yes | No |
| Ukraine | No | Yes |
Questions about each
TIPINSURE
What does TIPINSURE actually insure?+
TIPINSURE covers auto, home, travel, health, pet, motorcycle and critical illness, listed as auto, home and travel. That range means motor, property and health needs can sit with one provider. It acts as an insurer in its own right, so policies are arranged with the company rather than through a broker.
How much does a TIPINSURE policy cost?+
The entry premium is THB 699 on the fire product. Across the site the median starting premium is €8.31 and the upper quartile reaches €29.72, so the real figure depends on the line and the risk. TIPINSURE ranks 173 of 251 on starting premium.
Vuso UA
What kinds of insurance does Vuso UA offer?+
Vuso UA lists auto, travel and health, so cover spans vehicles, journeys, health, the home and renting arrangements. That mix is broader than the life-only line at Linxea, which lists life. One insurer can then cover several members of a household.
Is Vuso UA an insurer or a broker?+
Vuso UA is an insurer, as insurer shows, and the legal entity behind the policies is PrAT Insurance Company VUSO. Its headquarters sit in Ukraine, so the contracts are written for the Ukrainian market rather than for a UK or European customer.
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