Updated September 29, 2026 · SumCue Editorial Team
HelloSafe (Atlas) vs WorldTrips
HelloSafe (Atlas)
WorldTrips
Higher score in this comparison
What sets them apart
| Compare | HelloSafe (Atlas)ReviewVisitVisit | WorldTripsReviewVisitVisit |
|---|---|---|
| Provider type | Broker | Insurer |
| Cover limit | Emergency medical expenses EUR 500,000 - 2,500,000 | USD 2,000,000 overall maximum (Atlas Travel) |
| Claims channels | Phone, Email, Chat | Member Portal (DocuSign), Mail, Fax, Email, Phone |
| Age range | All ages, every nationality | 14 days old and over; applicants over age 80 limited to a $10,000 policy maximum |
| Premium from | €9 | Not confirmed |
| Monthly payments | No | Not confirmed |
| Excess from | Not confirmed | $0 to $5,000 |
Same on both: Insurance types (Travel).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- WorldTrips scores higher overall: 9.3 vs 8.6.
- HelloSafe (Atlas) is available in 27 more countries.
- Claims channels: only HelloSafe (Atlas) offers Chat.
- Claims channels: only WorldTrips offers Member Portal (DocuSign), Mail, Fax.
Our verdict on each
HelloSafe (Atlas)
HelloSafe suits expats seeking travel cover through a broker model with helpful support across phone, email and chat for trip planning. Premiums start at €9 with emergency medical cover at Emergency medical expenses EUR 500,000 - 2,500,000, while monthly payments stay unavailable for annual plans and cover remains travel focused.
WorldTrips
WorldTrips is a US insurer aimed at expats, selling travel medical cover where the largest plan pays USD 2,000,000 overall maximum (Atlas Travel). Support runs on email, phone and help centre and claims on Member Portal (DocuSign), mail and fax, so it suits people who want direct cover with a big ceiling.
Score breakdown
| Area | HelloSafe (Atlas) | WorldTrips |
|---|---|---|
| Cost | 8.5Premiums start at €9 with annual payment in view. | 9.6HigherCost turns on the excess, which runs $0 to $5,000, and the plan limit you pick. |
| Offer | 8.8Travel focus with emergency cover at Emergency medical expenses EUR 500,000 - 2,500,000 for expats. | 9.1Higher |
| Trust | 8.5Broker entry under licence 21008038 with assisted support. | 9.3Higher |
Availability and regulation
| Country | HelloSafe (Atlas) | WorldTrips |
|---|---|---|
| France | ORIAS 21008038 | Not confirmed |
| United States | Not confirmed |
Available in 1 country for both. Additional countries for HelloSafe (Atlas): 27.
Positions in our rankings
| Ranking | HelloSafe (Atlas) | WorldTrips |
|---|---|---|
| Insurance | 13 of 627 | 22 of 627 |
| Travel insurance | 6 of 278 | 14 of 278 |
Sources behind this comparison
HelloSafe (Atlas)
- hellosafe.com: 8 facts, checked September 29, 2026
WorldTrips
- worldtrips.com: 11 facts, checked September 26, 2026
Every fact side by side
| Fact | HelloSafe (Atlas) | WorldTrips |
|---|---|---|
| Audience | Expats | Expats |
| Legal entity | Not confirmed | WorldTrips Insurance Services |
| Headquarters | Not confirmed | United States |
| Founded | Not confirmed | 1998 |
| Support channels | Not confirmed | Email, Phone, Help centre |
Where each stands against the rest
| Fact | HelloSafe (Atlas) | WorldTrips | Median |
|---|---|---|---|
| Premium from | €9above the median | Not confirmed | €6.02 |
| Excess from | Not confirmed | $0 to $5,000below the median | $100 |
Median across 116 listed providers.
Pros and cons
HelloSafe (Atlas)
Pros
- Emergency medical expenses at Emergency medical expenses EUR 500,000 - 2,500,000 give clear headroom for travel medical needs
- Premiums start at €9, which sits near the middle of travel premiums across the site
- Support across email, chat and phone gives choice for questions and claims while travelling
Cons
- Life cover is not among its travel, so households wanting life protection alongside travel need a second provider
- Home and motor cover are not among its travel, which keeps the range narrow for households wanting bundled policies
- HelloSafe acts as broker, so policy terms and claims depend on the partner insurer behind each plan
WorldTrips
Pros
- It is the insurer itself rather than a broker or a comparison site (insurer).
- The largest plan pays USD 2,000,000 overall maximum (Atlas Travel), a high ceiling for a medical bill abroad.
- Claims can be filed on Member Portal (DocuSign), mail and fax, including a Member Portal with DocuSign.
Cons
- The range is travel only, so there is no auto, home or life cover here.
- Applicants past a certain age are capped at a much smaller policy maximum, so older travellers get a thinner ceiling.
- Support runs on email, phone and help centre only, with no live chat or branch counter.
Who each suits
HelloSafe (Atlas)
Who it suits
- Expats seeking travel cover that is open to All ages, every nationality and arranged online
- Travellers who value emergency medical cover at Emergency medical expenses EUR 500,000 - 2,500,000 with support across email, chat and phone
Who should look elsewhere
- Households wanting life cover should look at Polizza Vita con Bonus, which focuses on life rather than travel
- Travellers seeking very low entry premiums could compare TravelSecure, which lists premiums starting at €5 against €9
WorldTrips
Who it suits
- Expats and people relocating who need medical costs covered away from home.
- Travellers who want a high benefit ceiling and a direct insurer to deal with.
- Anyone who prefers a US insurer holding a California non-resident producer licence.
Who should look elsewhere
- Linxea, which covers life and is the pick if you want life cover rather than expat medical.
- Euroasia Insurance, which covers auto, home and travel, if you need auto or home cover alongside travel.
- Oney Préstamos ES, which covers health, life and gadget, if health or gadget cover at home is the real need.
Current offers
WorldTrips
Current offer
Discount code
Bundle of 3 optional upgrades (Crisis Response, Personal Liability, Accidental Death and Dismemberment)
Optional upgrades bought at checkout on Atlas Travel or Atlas Premium
Source, checked September 26, 2026
Discount code
Atlas Group reduced rate for groups of 5 or more: 10% reduced rate
Groups of 5 or more on the Atlas Group plan
Source, checked September 26, 2026
Country by country
| Country | HelloSafe (Atlas) | WorldTrips |
|---|---|---|
| Brazil | Yes | No |
| Bulgaria | Yes | No |
| Canada | Yes | No |
| Croatia | Yes | No |
| Czechia | Yes | No |
| Denmark | Yes | No |
| Estonia | Yes | No |
| Finland | Yes | No |
8 of 28 countries where either is available.
Questions about each
HelloSafe (Atlas)
What does HelloSafe travel insurance cost?+
Premiums start at €9 for HelloSafe travel cover. The exact amount you pay depends on destination, duration, age and selected medical limits. You should compare the entry premium against emergency cover and trip features before choosing.
Can I pay for HelloSafe cover monthly?+
Monthly payments are listed as unavailable for annual travel cover. That means you pay for the selected period in a lump sum at purchase. If spreading cost across the year matters, compare providers that allow monthly payments.
WorldTrips
What does WorldTrips actually insure?+
WorldTrips is an insurer rather than a broker or a comparison site, and it sells one line of cover: travel medical insurance aimed at expats. That means medical care and treatment abroad, not your car, your home or your belongings. It has been trading since 1998 and is based in the US.
How much would a serious claim pay out?+
The largest plan sets an overall ceiling of USD 2,000,000 overall maximum (Atlas Travel), so a major hospital bill abroad is not the thing that limits you. Smaller plans sit lower. You meet the excess first, which runs $0 to $5,000 depending on the plan, before the insurer starts paying the cost.
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