Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

GoHealth LLC review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

GoHealth is a comparison site for US Medicare Advantage plans aimed at people aged 65 and older, and it suits anyone who wants several plan quotes in one place. Quoted premiums start at $0, monthly payments are available, and support runs on phone.

Key facts

Best for
Seniors in the US comparing Medicare Advantage plans with monthly payments.
Premium from
$0↗
Insurance types
Health↗
Provider type
Comparison site↗
Monthly payments
Yes↗
Age range
65 and older↗
Legal entity
GoHealth, LLC↗
Headquarters
United States↗
Founded
2001↗
Support channels
Phone↗
Audience
Seniors
Pricing model
Monthly
Official website
gohealth.com

Facts checked September 26, 2026, 6 sources

Apps and profiles

Elsewhere
WikidataWikipediaXTrustpilotLinkedInyoutube.com

Pros and cons

Pros

  • Premiums start at $0, below the €25 starting point of the other options on this page
  • Monthly payments are available, which suits anyone budgeting a fixed monthly sum for health cover
  • Cover is limited to health plans, so the comparison stays focused rather than spreading across other lines
  • Regulated in four US states through the Illinois Department of Insurance, the Florida Department of Financial Services, the California Department of Insurance and the Texas Department of Insurance, holding L057439 in Florida
  • A comparison site rather than an insurer, so the quotes come from several carriers instead of one provider

Cons

  • Support runs on phone only, so there is no written channel listed for questions
  • Cover is limited to health, so anyone also wanting dental, critical illness or income protection has to look elsewhere
  • Only for the 65 and older range, which puts it out of reach for younger buyers
  • The business is based in the US and its registers are all US state ones, including 0G38918 with the California Department of Insurance, so the quotes are aimed at the US market
GoHealth LLC

Ready to try GoHealth LLC?

Scored 8.8 / 10 by SumCue.

See alternatives

Who it suits

  • People aged 65 and older in the US shopping for health cover
  • Seniors who prefer paying a monthly amount rather than settling the premium in one go
  • Anyone who wants to see quotes from several carriers rather than commit to one insurer

Who should look elsewhere

  • Anyone seeking cover outside the US, where the licences held by the California Department of Insurance and the Texas Department of Insurance do not apply
  • People wanting dental, critical illness or income protection, since the cover listed is health only
  • Buyers below the 65 and older range

Regulation and registers

GoHealth is a comparison site rather than an insurer, and it holds licences in four US states. The Illinois Department of Insurance lists 100288346, the Florida Department of Financial Services lists L057439, the California Department of Insurance lists 0G38918 and the Texas Department of Insurance lists 1530471. Because the entity is a comparison site, the contracts you sign sit with the carriers whose plans appear in the results rather than with GoHealth itself.

Safety of your money

The same four licences shape what happens if something goes wrong. Holding 100288346 with the Illinois Department of Insurance, L057439 with the Florida Department of Financial Services, 0G38918 with the California Department of Insurance and 1530471 with the Texas Department of Insurance gives GoHealth a regulated footing in each state it trades in. As a comparison site, it does not hold your premium payments, so the cover itself remains with the carrier named on the plan.

Cover and limits

The cover listed is health, and the audience is seniors aged 65 and older. In practice that means health plans aimed squarely at older adults, with no other lines of insurance set out alongside them. Anyone needing dental, critical illness or income protection will not find those options in this part of the market, and anyone under the 65 and older range is outside the target group.

Price signals

Quoted premiums start at $0, and monthly payments are available so the cost can be spread rather than paid in one go. The starting figure sits below the €25 starting point of Linxea, while bunq and bunq Spain both start at €0. GoHealth ranks at 1 on premium from among 251 brands ranked, and the €8.31 median premium across the site sits well above the $0 starting point, so a low headline figure says little about the plan you end up with.

Who runs it

The business is registered as GoHealth, LLC and is based in the US, having been founded in 2001. It trades as a comparison site, and its licences include 100288346 with the Illinois Department of Insurance, L057439 with the Florida Department of Financial Services, 0G38918 with the California Department of Insurance and 1530471 with the Texas Department of Insurance. Contact runs on phone.

How GoHealth LLC compares

Where GoHealth LLC is available

Available
United States
Licence in United States
Illinois Department of Insurance (100288346), checked September 26, 2026
Licence in United States
Florida Department of Financial Services (L057439), checked September 26, 2026
Licence in United States
California Department of Insurance (0G38918), checked September 26, 2026
Licence in United States
Texas Department of Insurance (1530471), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much is the cheapest GoHealth premium?+

Quoted premiums start at $0. That is the entry figure for health plans aimed at people aged 65 and older, not the price of a typical quote. The median premium across the wider site is €8.31, so plan choice moves the cost a long way.

Can I pay the premium monthly instead of in one go?+

Yes, monthly payments are available, which is listed alongside a payment model of monthly in the plan details. That suits anyone on a fixed monthly income who would rather spread the cost. A monthly arrangement also makes the outlay easier to track against other household bills.

Is my money protected by a compensation scheme?+

GoHealth operates as a comparison site, so it does not hold your premium payments and no deposit protection applies to the money you pay. What stands behind you is the carrier named on the plan you pick, and the state regulators that license the trading side hold 1530471 in Texas among their registers.

Which states is GoHealth licensed in?+

The licences cover Illinois, Florida, California and Texas. The Illinois Department of Insurance register shows 100288346, the Florida Department of Financial Services shows L057439 and the Texas Department of Insurance shows 1530471. Quotes therefore point at the US market.

Who is GoHealth aimed at?+

The audience is seniors in the 65 and older range, which lines up with the Medicare Advantage plans it compares. The cover listed is health only. Anyone outside that age range, or wanting other lines such as dental cover, falls outside this part of the market.

Does GoHealth sell insurance itself?+

No, it is registered as a comparison site rather than an insurer. That means the plan you choose is underwritten by the carrier shown in the results, and the policy terms come from that carrier. GoHealth's role is putting the quotes side by side and giving you phone support to talk them through.

How do I get help or a question answered?+

Support runs on phone, so a call is the route for questions about a quote or a plan. The business behind the site is GoHealth, LLC, based in the US and founded in 2001. Having one channel listed keeps the contact simple, though it is the only one set out here.

Is GoHealth only for the US market?+

Yes, the licences are all held with US state regulators and the business is based in the US. The California Department of Insurance register shows 0G38918, one of the US permissions. Readers in the UK and Europe would need a local provider instead.

Sources

  • en.wikipedia.org/wiki/GoHealth checked September 26, 2026

    Backs: Founded

    “Founded 2001; 25 years ago (2001), in Chicago, Illinois, U.S. Founders Clint Jones, Brandon Cruz”

  • gohealth.com checked September 26, 2026

    Backs: Insurance types, Support channels

    “Shop Insurance Plans: Medicare Advantage, Prescription Drugs (Part D)”

  • gohealth.com/about-us checked September 26, 2026

    Backs: Provider type

    “As a leading health insurance marketplace, GoHealth believes every consumer should have personalized guidance so they can find a plan that fits their needs and budget.”

  • gohealth.com/licensing checked September 26, 2026

    Backs: Headquarters, Legal entity, Licences

  • gohealth.com/medicare/state-coverage checked September 26, 2026

    Backs: Age range, Audience

    “Original Medicare is a fee-for-service health insurance program available to Americans aged 65 and older and some individuals with disabilities.”

  • gohealth.com/medicare/state-coverage/florida-medicare-adv... checked September 26, 2026

    Backs: Pricing model, Monthly payments, Premium from

    “the average monthly premium for a Medicare Advantage plan in Florida is $10.38”

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

GoHealth LLC

GoHealth LLC

Seniors in the US comparing Medicare Advantage plans with monthly payments.

8.8/10See alternatives