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Everyday Life Insurance review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Everyday Life Insurance is a US broker built around life cover, offering a cover limit of $100M and premiums collected monthly. It suits households in Massachusetts and California who want that much cover for a small outlay each month and can accept that life is the only product listed.

Key facts

Best for
Monthly life cover in Massachusetts or California at a low entry premium.
Premium from
$3.65↗
Insurance types
Life↗
Provider type
Broker↗
Monthly payments
Yes↗
Cover limit
$100M↗
Age range
18-85↗
Legal entity
Everyday Life, Inc.↗
Headquarters
United States↗
Founded
2018↗
Support channels
Phone, Email, Help-centre↗
Pricing model
Monthly
Official website
everydaylifeinsurance.com

Facts checked September 26, 2026, 4 sources

Apps and profiles

Elsewhere
LinkedInX

Pros and cons

Pros

  • A starting premium of $3.65 a month for a cover limit of $100M.
  • Monthly payments are available, so the premium fits an existing monthly budget.
  • Support runs on phone, email and help centre, and the broker is licensed in Massachusetts and California.

Cons

  • It is a broker, broker, not the insurer, so the carrier on the policy is a separate party.
  • life lists life cover and nothing else, so no health, home or travel element comes with it.
  • The licences on record are in Massachusetts and California only, 19082113 and 6000657.
Everyday Life Insurance

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Scored 8.8 / 10 by SumCue.

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Who it suits

  • Adults inside the 18-85 age band who want a $100M cover limit for dependants.
  • Households in Massachusetts and California, where the broker's licences are held.

Who should look elsewhere

  • Anyone weighing a euro bank account rather than life cover: bunq's €0 is a monthly banking figure that answers a different question from the $3.65 premium here.
  • Buyers who want a euro life plan: Linxea is quoted at €25, a euro figure rather than the US dollar $3.65 used here.

Deposit protection

Everyday Life Insurance is a broker, broker, so the policy is underwritten by the carrier it places you with rather than by the company you deal with. Its regulatory footprint is limited but specific: a Massachusetts Division of Insurance licence (19082113) and a California Department of Insurance licence (6000657). This is life cover rather than a savings balance, so a deposit protection scheme is not the question to ask here.

The company behind it

Everyday Life, Inc. (Everyday Life, Inc.) is the legal entity, based in the United States and trading since 2018. As a broker it sits between applicants and insurers, and the licences it publishes are the Massachusetts Division of Insurance (19082113) and the California Department of Insurance (6000657). Support runs on phone, email and help centre.

How Everyday Life Insurance compares

Where Everyday Life Insurance is available

Available
United States
Licence in United States
Massachusetts Division of Insurance (19082113), checked September 26, 2026
Licence in United States
California Department of Insurance (6000657), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Everyday Life Insurance cost a month?+

The published starting premium is $3.65 a month. That is the entry point on the monthly model, and the company is based in the United States, so the figure comes in US dollars. Because monthly is the only model listed, that monthly number is the whole of the published pricing.

Can I pay monthly rather than once a year?+

Yes, monthly payments are available, and monthly lists monthly as the pricing model, so the premium is set per month. With no annual figure published alongside it, the $3.65 monthly premium is the number to budget against.

Who can apply for cover?+

The published age band is 18-85, so applicants sit inside a range rather than at a single fixed age. The cover limit is $100M, which is aimed at people with dependants who would otherwise leave an income gap behind.

Is Everyday Life Insurance the insurer or a broker?+

It is a broker, broker. The legal entity you deal with, Everyday Life, Inc., places the policy with a carrier rather than carrying the risk itself, so the insurer named on the paperwork is the party that pays the claim.

Which regulators license it?+

The licences on record come from the Massachusetts Division of Insurance (19082113) and the California Department of Insurance (6000657). As state licences, they matter most to residents of those states, and they cover the sale of the policy rather than the payout.

How do I reach support?+

Support runs on phone, email and help centre, so a call, an email or the written help centre are all open to you. For a life policy that mix is enough, since the usual questions are about the cover, the $100M limit and what a claim needs.

How does the premium compare with euro alternatives?+

The $3.65 premium is in US dollars, matching the US base. Euro quoted options sit in a different currency: Linxea at €25, bunq at €0 and bunq Spain at €0, so the entry prices are not like for like.

Sources

  • everydaylifeinsurance.com checked September 26, 2026

    Backs: Cover limit, Headquarters, Insurance types, Pricing model, Premium from

    “Coverage up to $100M”

  • everydaylifeinsurance.com/faqs checked September 26, 2026

    Backs: Founded, Monthly payments

    “We were founded in 2018 and began operations in 2019.”

  • everydaylifeinsurance.com/legal checked September 26, 2026

    Backs: Provider type, Legal entity, Support channels, Licences

    “We are a licensed independent insurance broker. We do not underwrite any insurance policy made available to you through the Services.”

  • everydaylifeinsurance.com/our-plans checked September 26, 2026

    Backs: Age range

    “TruStage Advantage Whole Life Insurance - Policies available from $5,000 - $100,000 for ages 18 through 85”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Everyday Life Insurance

Everyday Life Insurance

Monthly life cover in Massachusetts or California at a low entry premium.

8.8/10See alternatives